TessMore Finance Blog

Do you dream of being a small business owner one day? Well, your ‘one day’ is today. Small business ideas have never been so widely available as they are now. Not only are millions of people opting for starting their own business after suffering from job-loss, but people are leaving their jobs every day to go out […] Source from I Will Teach You To Be Rich https://ift.tt/H7g8mvL

When you’re depositing your hard-earned money, you want to know that you’re dealing with a stable and secure bank that is going to keep your money safe. And while no financial institution is 100% risk-free, certain national banks (brick-and-mortar and online banks) with significant assets and a lengthy operational history can be more secure than some smaller, local banks. While it’s difficult to crown a “safest bank,” we’ve compiled a list of Federal Deposit Insurance Corporation (FDIC)-insured banks that you can trust to keep funds secure. Table of Contents Safest Brick and Mortar Banks in the U.S. AgriBank JPMorgan Chase M&T Bank PNC Bank U.S. Bank Safest Online Banks in the U.S. Ally Bank American Express National Bank Axos Bank Barclays Bank Citi Discover Bank Quontic Bank SoFi Bank FAQs You Play a Role in Keeping Your Money Safe Final Thoughts Safest Brick and Mortar Banks in the U.S. In 2024, most people do at least a portion of their banking

If you’re looking to open a checking or bank account, you likely know there are a lot of options out there. To help you make the right decision for your situation, I analyzed all the checking accounts available and found my favorites. Please note: I do not have any affiliation with the following banks. Bank […] Source from I Will Teach You To Be Rich https://ift.tt/28SUFWR

The best checking cashing apps make it easy to cash a check without a bank account and quickly access your funds. There are several platforms to choose from, and it’s worthwhile to compare the various features. Using a check cashing app removes the need to find a local check cashing store which is costly and takes time. Having the ability to cash checks online instantly from home is a much more convenient option. Table of Contents Best Check-Cashing Apps 1. Venmo 2. PayPal 3. Green Dot 4. Ingo Money 5. ACE Flare 6. NetSpend 7. Brinks Money Prepaid 8. Cash App 9. GTE Financial (Deposit2Go) 10. The Check Cashing Store How to Cash a Check Online Without a Bank Account What Other Services Do Check-Cashing Apps Offer? Final Thoughts Best Check-Cashing Apps The best check-cashing apps allow you to make a mobile check deposit and transfer the funds to your spending account, where you can pay bills or make purchases. The most flexible apps also offer debit cards and w

If you have a job (like most people), you’ve likely asked yourself at some point, “When should I ask for a raise?” and “How much of a raise should I ask for?”. In this post, we’re going to show you how to find your exact asking number. We’ll even walk you through multiple scenarios for […] Source from I Will Teach You To Be Rich https://ift.tt/OSpcW0i

The best budgeting apps can help you craft an ideal budget and track other financial metrics such as your net worth, savings rate, and spending patterns. One such app, Lunch Money , offers many features to help make budgeting easier with automatic account syncing, adding manual accounts, and customizing the data. Lunch Money offers several perks that some competitors are less likely to provide, such as multicurrency support and community-developed plugins to personalize the budgeting experience. Our Lunch Money review digs into the various features that can help you make and stick with a budget. Table of Contents What Is Lunch Money? How Lunch Money Works Lunch Money Pricing Best Lunch Money Features Account Syncing Budgeting Calendar Multicurrency Tracker Net Worth Calculator Transaction Rules Trends Lunch Money vs. YNAB Lunch Money vs Tiller Money Is Lunch Money Safe? Lunch Money Pros and Cons Pros Cons FAQs Who Should Use Lunch Money? What Is Lunch

We all know that scams and digital fraud are on the rise. But did you know that certain area codes can indicate potential phone scams? Answering calls or calling unknown people from these area codes – even if they called you first – may cost you money and time and even ruin your credit score .  Keep reading to find out which area codes you should avoid and how to stay safe from common phone-related scams. Table of Contents 9 Common Phone Scams to Avoid 1. The One-Ring Scam 2. Student Loan Forgiveness Scam 3. Failed Delivery Attempt Scam 4. Lottery Winner Scam 5. Unpaid Taxes Scam 6. Bank Account Freeze Scam 7. Traffic Pumping Scam 8. The “Save You From Scams” Scam 9. The Send Money Now Scam Potentially Dangerous Area Codes Final Thoughts 9 Common Phone Scams to Avoid Billions of dollars are lost worldwide every year due to financial scams of all kinds. In fact, credit card fraud statistics show just how many good people like yourself are taken advantage of eac

If you’re considering relocating to a different state when you retire, you might want to think about how your income will be taxed in the state you plan to move to. planning to move to. State income taxes can range as high as 13.3% unless you live in a state that doesn’t tax retirement income. There are nine states that impose no income tax at all. If you are a retiree, you can move to any one of those states without concern for the state income tax liability on your retirement income. However, there are many other states that exempt income from specific retirement sources, like Social Security, pensions, military pensions, and distributions from defined contribution retirement plans. Table of Contents 9 States That Don’t Charge Income Tax 13 States That Don’t Tax Defined Contribution Plan Distributions What about Roth IRA distributions? 15 States That Don’t Tax Pension Income 32 States That Don’t Tax Military Pensions 37 States That Don’t Tax Social Security Income (Plus

It seems like everyone wants to be a YouTuber these days. And honestly, I can’t blame you. When you look at what some creators are making to tell people to “smash that like button,” it definitely can look like a promising path.  But as someone who actually makes an income from YouTube (my channel has […] Source from I Will Teach You To Be Rich https://ift.tt/LeJg4CP

In high school, my best friend and I looked through a giant book of jobs and their salaries. We wanted to know which jobs or careers make a lot of money and immediately flipped to the end to find out. In this article, we’ll cover the 17 best jobs and careers that make a lot […] Source from I Will Teach You To Be Rich https://ift.tt/X7bznea

In today’s digital age, online savings accounts have gained significant popularity as a secure and convenient way to save money.  Whether you’re saving for a specific goal, building an emergency fund, or simply looking for a higher interest rate on your savings, online savings accounts offer a range of benefits. Here are my picks for […] Source from I Will Teach You To Be Rich https://ift.tt/yFQtPzj

Near the end of 2023, Mint announced that they were closing up shop by March of 2024. For years, I’d used Mint in my early to mid-twenties to help me manage spending. Budgeting is a key component of responsible money management and Mint made it super easy. Over the years, I focused more on investing and wealth building (but still keeping a budget, just not spending as much time on it) and turned to other tools as I “matured” financially. I was still surprised when I got the email that Mint decided to shut down and migrate folks over to Credit Karma. I’ve long been a fan of Credit Karma because they offered legitimately free credit scores. You can to contend with the advertisements but I was OK with that, companies need to make money so they can continue to offer free products and services. It’s how Mint kept the lights on… until, I suppose, it wasn’t doing well enough. The big question for many users was where would they go? Mint suggested Credit Karma, their sister brand/company,