TessMore Finance Blog

Whether you’re getting married, moving in together, or just getting serious about money, it’s always a good time to start discussing finances with your significant other.  But how do you talk to your partner about money?  For many, this is scary or awkward, but don’t worry. As the blog of one of the leading personal finance experts, we’ve put together a guide with some word-for-word phrases to use, along with all the tips and information you need. In this article, we’ll cover: When you should start talking to your partner about money Best practices for talking about money in your relationship Scripts to get the conversation started Important talking points you should ALWAYS cover with a significant other How to find what invisible scripts you and your partner have (& what to do about them) (+ scripts  to get the conversation started) What you should NEVER do when talking to your partner about money Answers to the most frequently  asked questions about...

Investment advisors often recommend holding a large part of your stock portfolio in the S&P 500 index, and for a good reason. The index has been steadily outperforming the rest of the market for over a decade.  The easiest way to hold the S&P 500 is through index funds. Since they are designed to match the index’s performance closely, they represent the best way to take advantage of the S&P 500 with virtually any amount of money. Two of the top S&P 500 index funds are the Vanguard S&P 500 ETF (VOO) and the SPDR S&P 500 ETF Trust (SPY). Both funds perform a similar function, so which one should you buy? The differences between the two exchange-traded funds are very slight. Either will get the job done if you’re looking to match the performance of the S&P 500. But it might come down to personal preference for which you may choose.  Table of Contents VOO vs. SPY: How Each One Works VOO vs. SPY: The Direct Comparison The Basics Portfolios F...

Whether you’re looking to start a new career or jump start your current one, chances are you’ve considered going back to school. But depending on the industry you work in and what you’re looking to get out of an advanced degree, that may or may not be the right course of action. If you’re on the fence about going back to school, we’ll help you work through the decision. Here are some important things to consider before making your choice. Questions to consider before going back to school Going back to school isn’t a decision you should take lightly – especially since it could cost you tens of thousands of dollars. Here are some important questions to ask yourself beforehand. Why do I want to go back to school? Before you start filling out grad school applications, you should know exactly why you’re going back to school and what you think grad school will accomplish.  Make a list of qualities you want in a career and reference that list when talking to professionals in the ind...

Knowing how to invest in stocks is an important step you can take to achieve financial freedom. It’s a statement backed by TONS of research . The best way to invest in stocks is through index funds. I am not the only one saying that. It’s also recommended by billionaire investors: “When you look at the results on an after-fee, after-tax basis, over reasonably long periods of time, there’s almost no chance that you end up beating the index fund.” – David Swenson “Both large and small investors should stick with low-cost index funds.” – Warren Buffet If you’re worried about your personal finances, you can improve them without even leaving your couch. Check out my Ultimate Guide to Personal Finance for tips you can implement TODAY. What is an Index Fund and How Does It Work Successfully choosing individual stocks is difficult. Even people who have studied them for all their lives find it tough and can’t beat the market . That’s where index funds come in. They may seem boring, ...

Part of my rich life is buying as much coffee as I want. I never sweat small purchases like that. A car, however, is one of the biggest personal expenses that I’ll ever make. I’m actually thinking of buying a new car myself right now. Sweating the details and purchasing a car will save me thousands of dollars. That’s a lot of lattes. Not to mention the impact that a car has on my life. I’ve had my current pickup for a decade . And purchasing my next car will shape my next decade. You can’t spend too much time buying your next car. It’s worth the trouble. I’ve done a ton of research on how all this works, putting my best tips and best practices in this guide to get a great deal on the perfect vehicle for you. Bonus: Ready to ditch debt, save money, and build real wealth? Download our FREE Ultimate Guide to Personal Finance. Make a List of Priorities I believe that everyone should be looking for a car that has a great maintenance record. Yes, there are exceptions. If you’re at ...

Real estate prices have skyrocketed in recent years, which means that down payments required to purchase a home have also risen substantially. If you’re like many would-be real estate investors, you may be stuck watching the action from the sidelines. But a real estate crowdfunding platform, Arrived Homes , provides the ability to invest in single-family properties with as little as $100. If you’ve been looking to diversify your portfolio out of paper investments and into “hard assets,” Arrived Homes might be worth considering. Table of Contents What Is Arrived Homes? Arrived Homes Features How Does Arrived Homes Work? Arrived Returns Arrived Homes vs. REITs Arrived Homes Pricing Arrived Service Fee Asset Management Fee Agent Rebates How to Sign Up with Arrived Homes Arrived Homes Pros & Cons Arrived Homes Alternatives Roofstock Yieldstreet Fundrise Arrived Homes Review: Final Thoughts What Is Arrived Homes? Arrived Homes is a real estate crowdfunding...

Fisher Investments is a firm that manages the money and falls on SmartAsset’s list of the top ten financial advisors in the United States. This money management firm’s headquarters is in Camas, Washington. The clients of Fisher Investments are beyond the border – across the U.S., Asia, Canada, Europe, and the Middle East. In addition , over 175 large institutions and more than 68,000 private clients. Though it holds a vast client base and works with charitable organizations, municipal government, pooled investment vehicles, other investment advisors, etc., there are two significant issues with Fisher Investments. One is the lack of protection from UK investors and the overreliance on North America. According to a few customers, it is an investment firm with horrible customer service and follow-up. Many even complain about its high fees and poor management. So here is a confusion raised: Is Fisher Investments A Scam Or Can I Trust It? Do you wonder the same? Let’s jump into the ar...

A home is a place where you can relax after dealing with a hectic day. Deciding the most suitable location for your home is a big task nowadays. People are wandering for peace and the beauty of nature. In today’s era, the whole world is surrounded by various pollution and community issues. It is said that numerous people have recommended Suburbs as an excellent living place. A question that might keep popping into your mind is why people prefer Suburbs to spend their lives. You have to skimp on a few seconds to explore “7 reasons why people buy a house in the suburbs?”. This write-up provides a detailed cue on selecting suburbs as a residence spot. Hence, without squandering any moment, let’s get into it.  Why Do People Prefer To Buy A House In The Suburbs? Moving to a new place is not a big deal but finding the perfect place to live is a huge concern. When we talk about switching to Suburbs, the first thing that comes to mind is a unique yet beautiful place. You might not k...