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Showing posts from December 19, 2021

How to Make Money with Your Smartphone

In 2021, making money with your smartphone isn't a news anymore. I've heard and seen a lot of people bragging about it that they were able to making a full-time income with just their smartphone and an internet connection with VPN. Even Opera News hub is another opportunity to make a lot of money if you can build a winning strategy and knows how to write an articles that get lots of engagements. However, Opera News hub is not what I'll focus on today. (Maybe I'll do that later especially the building WINNING STRATEGIES that works wonders part.) That being said, I'll dedicate this post to cryptocurrencies and how you can make millions with it with just your Android or iOS smartphones. It's complicated, trust me. But I'll try my possible best to simplify it as i walk you through the whole process step-by-step. Without further ado, let's dive right in. Ways to Make Money with your Smartphone Investing your Time in Cryptocurrency  Assets There are many crypt...

How We Learned to Save Money on Home Entertainment in 2021

Although the pandemic lockdowns of 2020 loosened up in 2021, many of us still found ourselves spending a lot of time at home. With the novelty of Zoom happy hours and virtual events fading, we reverted back to some classic ways to unwind at the end of the day — vegging out in front of the TV and curling up with a good book. And we found ways to save money while doing so! 6 Ways to Save Money on Home Entertainment Whether you’re a big bookworm, love to watch live sports or can’t get enough of your reality TV shows, there are ways for everyone to cut costs. 1. Download Free TV Apps With the plethora of streaming options available now, there’s no reason to be stuck paying a pricey cable bill. While many streaming services do charge their own subscription fees, there are some TV apps that are completely free. Download these free TV apps if you want to keep your costs at $0. You may not get access to the latest shows airing, but there are offerings for movie lovers, kids, gamers, an...

Careers With Certification Could Be the Way to a New Job in 2022

Many of us spent 2021 wondering if our jobs were fulfilling enough. Were we happy? Were we paid enough? Was this what we wanted to do for the rest of our lives? For anyone who answered “no” to one of those questions — and especially if all of them — 2022 is the year to get certified. Getting certified in a skill or occupation can be a great way to make a career shift without a huge investment in training or education. A certification can complement your current career and diversify your skills in the workforce. And adding a certification to your resume or LinkedIn page can give you extra cred. If you’re itching for a change, certification could be your introduction to a new opportunity — a side job, a tryout job or even a path to longer-term goals. It gets even better. Certifications can be acquired in fields such as healthcare and green energy, which have some of the fastest-growing jobs right now. Other common professions with certifications: construction, real estate and financ...

Make Money With Online Sales and Declutter on the Way

Quick Navigation 9 Ways to Make Money With Online Sales Know Where to Sell Online Master the Online Marketplace Make Your Items Look Great Offload Your Closet Items Overflowing Bookshelves? Time to Sell Sell Your Photographs Get Rid of Those Old Gift Cards — For Cash! Consult Nextdoor for a Second Opinion 2021 was year two of the pandemic, and chances are most of us spent a lot of time at home realizing just how much stuff we have on our hands. When you find yourself faced with clutter, there’s one good solution: try to sell it! What looks old, used or out of style to you may be a prized possession to someone else. But entering the world of online sales can be overwhelming, to say the least. In 2021, we shared some of the best tips for selling everything from books and clothes to gift cards and photos online. 9 Ways to Make Money With Online Sales To make it easy for you as the year comes to a close, here’s a roundup of our 2021 posts about making money from online s...

How to use the Envelope System to save hundreds per month

The Envelope System is a great method for saving money. It works by allocating money for certain categories like eating out, shopping, movies, and so on in envelopes. Once you spend the money in the envelope, that’s it for the month. You can’t spend more. It’s a great system to use if you’re in debt , because it forces you to be actively aware of your spending — but is it all it’s cracked up to be? Let’s break down exactly how the Envelope System works, why it’s good, and some of the drawbacks from utilizing it. What is the cash envelope method? The cash envelope system is a simple means of controlling your spending. Every month, you have a set number of envelopes, each one dedicated to a certain type of expense. You allot a set amount of money to each envelope, and that’s the money you have to spend on that expense for that month. Examples of expenses could include: Housing (rent, utilities, etc.) Food (grocery store purchases, takeout, dining out, etc.) Entertainmen...

Debt Avalanche vs. Debt Snowball: What’s the Difference?

Most people get into debt at some point in their lives — whether through student loans , credit cards , or car loans . Of course, the goal should be to pay off this debt so you can focus on improving your financial stability through successful investing and eliminating some of the fears surrounding money you might be harboring. However, if you have multiple debts — and don’t have the liquidity to pay them off at once in full — which one should you pay first? There are two main strategies recommended to get out of debt : the debt avalanche method and the debt snowball method. This article will explain what they are and which one might be right for your situation. What is the debt avalanche method? The avalanche approach to debt repayment involves making the minimum payment required on every debt you owe, every month. Any remaining money for your debt repayments then goes toward the debt with the highest interest rate. As soon as you pay off this debt in full, you then allocate th...

How to Become a Fiscally Responsible Adult in 7 Steps

Becoming a fiscally responsible adult is possible at any age and stage of life. Whether you’re in your 20s and worrying about paying off student loan debt or in your 40s and wondering how to ramp up your retirement savings , better money management can help you achieve your goals. Becoming fiscally responsible is largely about changing your relationship with money — how you think about it, manage it, and spend it. It doesn’t have to mean living a life of constantly saying “no” or scrounging to save every dollar you earn. It’s about improving your understanding of your finances so you can leverage them optimally. By doing so, you can attain greater financial stability, eliminate fear and stress related to money , and live your own Rich Life. That means a life that’s fulfilling to you and doesn’t leave you wanting for the things you truly cherish, whether that’s exotic vacations or designer brands. Read on to learn how you can become a fiscally responsible adult in just seven steps. ...

How to Post a Job Online: 2022 Update

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners . Are you ready to start hiring more employees? Once you’ve figured out your budget and what roles need to be filled, it’s time to start bringing in candidates. But if you’ve never posted — or don’t know how to post a job, it can be confusing. How do you know where to start? What are the best job boards to post jobs on? What job details need to be included in the job advertisement? How can you make sure your job posting gets the most views by qualified candidates? We’ve created a step-by-step guide to help you post a job and easily hire new team members. 1. Choose a Job Board Based on Your Needs Different job boards serve different purposes, so before you even create a job post, think about what you’re looking for. Do you need hourly workers or have a focus on manual labor? Craigslist might be the best opti...

How to Post Jobs on Craigslist

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners . It’s quick and costs as little as $10 per post. And without too much effort, you could have your job posting live on Craigslist in under 20 minutes. If you’re wondering how to post jobs on Craigslist in the first place, it’s probably because you’re looking for a job board that’s low cost and still capable of targeting job hunters in your community. Craigslist is a good place to start your search for talent. After showing you just how easy it is to post your jobs on the site, we’ll also show you how the alternatives make it even easier to reach people who are more likely to respond to your job ad. Step-by-Step Guide to Craigslist Job Postings Start at the Craigslist homepage for your community — your browser should direct you there automatically, but you can select your community from the list of metro are...

Lesser Known Credit Card Perks

From the TessMore team: TessMore may be compensated if you click on the links to our issuer partners’ offers that appear in this article, including Chase. Our partners do not endorse, review or approve the content. Any links to TessMore Partners were added after the creation of the posting. TessMore Partners had no influence on the creation, direction or focus of this article unless otherwise specifically stated. When used responsibly, a credit card can help you build a credit history and increase your credit score. But those benefits may just be the tip of the iceberg. Many credit cards offer users the opportunity to earn rewards for spending a certain amount or meeting another set of criteria. These perks usually have monetary value, like points that can be spent on certain products and services or simple cash rewards. Depending on your interests, there are a variety of niche credit card perks that may be of interest. Here are some lesser-known benefits. Travel Perks Travel Prot...