TessMore Finance Blog

For many years, credit unions didn’t get as much attention as commercial banks. They are typically smaller, limited to a small regional footprint, and they tend to focus more on their existing members rather than trying to entice more people to join. But as credit unions gain in popularity, we’re starting to see them increase their marketing budgets and, this point being more appropriate for you right now, their bonuses. In fact, just a few years ago, I didn’t see that many credit unions offering a new account bonus. Today, you can find several very popular bonuses from credit unions with very liberal membership policies. Here are some of the best bonuses: 💰 Get up to $2000 from a Citi Priority Account Today! Citi Priority is offering up to $2000 when you open a Citi Priority Account by 1/9/2023. Then, within 20 days of opening your account, deposit New-to-Citi® funds and keep it there for 60 days after the 21st day. The bonus is based on the amount you transfer...

Once upon a time, job hopping was seen as unprofessional and unnecessary. In fact, it was relatively common to spend your entire career working for one employer, gradually working your way up the company ranks and receiving regular pay raises along the way. But these days, maintaining an upward career trajectory usually requires a little more job mobility. That means keeping your eye open for new opportunities and leveraging your current salary and benefits for something better. But while job hopping is often necessary, there are instances where it can do more harm than good. Let’s take a look at the pros and cons of job hopping, and go over some strategies for doing it. What is Job Hopping? Job hopping refers to the idea of switching employers more than normal, usually after less than two years at a company. Job hopping often has a poor connotation because some people think it means you can’t handle commitment or that you’re a picky employee. Pros of Job Hopping May earn more mo...

With interest rates rising, many investors want to take advantage of the highest deposit rates they’ve seen in years. Since there’s no guarantee that current rates will remain at their current level, many would are looking to Certificates of Deposit (CDs) because they offer an opportunity to lock in current rates for as long as five years. But one of the dilemmas for savers in the current environment is the possibility of locking in a CD for several years, only to watch rates continue to rise. The solution may be to take advantage of an attractive no-penalty CD rate. A no-penalty CD lets you withdraw some or all your funds from the certificate before the maturity date without paying an early withdrawal penalty. You may also liquidate the certificate in favor of a higher-yielding instrument at a future date. There is a trade-off, however. The increased flexibility means that the rates are slightly lower than for regular-term CDs. But if you want to combine a competitive rate with l...

When it comes to new account bonuses, Chase Bank offers some of the most generous bonuses – often worth hundreds of dollars when you open a new checking or savings account. Chase Bank updates these offers from time to time. I’ve seen offers for $350 all the way up to $600. Sometimes there will be multiple promotions on the same accounts, so always go with the higher one if you can meet the balance requirements! We maintain a list of the best bank promotions for a checking and a savings account . For each offer, you can open an account online or you can request a Chase coupon via email and bring it to your local branch to open an account. While available nationwide, you can only open an account online if you have a physical branch in your state. 💰 Get up to $2000 from a Citi Priority Account Today! Citi Priority is offering up to $2000 when you open a Citi Priority Account by 1/9/2023. Then, within 20 days of opening your account, deposit New-to-Citi® funds and ...

According to the U.S. Bureau of Labor Statistics , the current rate of inflation in the US sits at 8.3%. This time last year, it was 5.4%. In other words, prices are going up… fast . If you’re anything like most people around the country, you’ll have been seeing costs soar and feeling the pinch for a while now. Thankfully, there’s something you can do – there are plenty of ways that you can boost your income and regain control of your finances. Want to find out more? Read on for 8 great ways to earn extra cash to help fight inflation. Table of Contents 1. Get a New Bank Account Bonus 2. Get Free Stock From These Brokers 3. Do Online Surveys 4. Become a Meal Delivery Driver 5. Sell Unwanted Possessions 6. Rent Out Your Room(s) 7. Rent Out Your Car(s) 8. Drive for Rideshare Services Fight Inflation and Make Extra Money Today 1. Get a New Bank Account Bonus Did you know that some banks will pay you $200 to switch to them? If you are working a job where you can be paid...

Looking for a way to track your net worth and optimize your savings strategy? Playbook can help you optimize your taxes and build a personalized financial plan to help achieve your financial goals. But unlike other personal finance apps, Playbook targets high-income subscribers who earn six figures and already have a solid grasp of their budget. But how does it all work, and can Playbook add value? There is a monthly fee, after all. In this Playbook review, I’ll show you how this financial planning app can help high-earners improve their net worth tracking and investment strategies. I’ll also let you know its limitations as I see them. Table of Contents What Is Playbook? How Playbook Works Link Accounts Enter Income and Expenses Designate Financial Priorities Passive Income Investing Monthly Transfers Playbook Pricing Who Is Playbook Best Suited For? Who Shouldn’t Use Playbook Best Playbook Financial App Features Tax Optimization Net Worth Calculator Personali...