TessMore Finance Blog

Quick Navigation 4 Options for Health Insurance for Early Retirees Don’t Retire Completely Private Health Insurance Coverage COBRA Coverage The Affordable Care Act Frequently Asked Questions (FAQs) What Is the Average Cost of Health Insurance for Retirees? Can You Get Medicaid if You Retire at 62? What Is the Full Retirement Age According to Social Security? The old standby that people retire when they turn 65 years of age no longer holds true. For one reason or another, people are hanging up their work boots well before they reach that age when Medicare kicks in. What is the problem then? The problem is that you are too young to qualify for Medicare and you need insurance to cover your medical costs until you hit 65. Finding health insurance for early retirees is job No. 1. It is possible that you have been forced into retirement, and your need for health insurance coverage is even more dire because you may need it quickly. On the flip side of this, you may have been...

One of the great things about our immersion into the online world is that it allows anyone to learn high-income skills.  Whether that means working online from home or learning a skill online, you’ve got a variety of options within your grasp. You may not necessarily make huge money at your day job. However, you can learn a high-income skill that can usher you into a much higher income level.  We’re sharing information about several high-income skills you can learn that can boost your income by tens of thousands of dollars per year in this post.  Table of Contents What Is a High-Income Skill? Entrepreneurship Is Key How to Develop High-Income Skills Find Online or In-Person Courses Research the Skill Practice, Practice, Practice 7 High-Income Skills You Can Learn Without a Degree 1. Computer Coding 2. Freelance Writing 3. Voiceover Work 4. Real Estate Agent 5. SEO 6. Social Media Marketing 7. Trade Skills High-Income Skills: Final Thoughts ...

Getting paid to write may sound easy, but the reality is a little more complicated. Freelance writing can be hard to break into, and the pay can be low (or nonexistent) for beginners. The trick is to get your first few articles or creative pieces published and then use them to score bigger clients and better pay. And even if long-term freelancing isn’t your goal, building a portfolio that showcases your published work can bolster your career as a writer or subject-matter expert. However, publishing those first few pieces is typically the hardest part of your writing journey. To help, we’ve compiled several places where you can get paid to write now. We’ve also included tried-and-true techniques to allow you to grow as a writer and, ideally, make more money writing in the long-term. Get Paid to Write for Flat-Rate Websites, Blogs and More If you’re new to freelance writing, one of the first things you may notice is how opaque the whole process is. Websites, blogs and publications of...

While a handful of women have appeared on coins and special-edition bills throughout the years – Susan B. Anthony, Sacagawea and Helen Keller, for example – the number of women featured on U.S. currency is about to be significantly expanded. Beginning in 2022 and continuing through 2025, the U.S. Mint will issue up to five new quarter designs each year featuring historically prominent women. Here are the women being honored in 2022. Maya Angelou Celebrated author and poet Maya Angelou is most well-known for her autobiography, “I Know Why the Caged Bird Sings.” The book was named as one of TIME Magazine’s 100 best and most influential non-fiction books. A recipient of the Presidential Medal of Freedom, Angelou also worked with Dr. Martin Luther King as a coordinator for his organization, the Southern Christian Leadership Conference. She was also the first African-American woman to read an original poem at a presidential inauguration. Dr. Sally Ride The first American woman in spa...

Charles Schwab’s robo advisor offering Schwab Intelligent Portfolios combines the brokerage’s expertise alongside technology to build portfolios for their investors. You can put your investment dollars to work by allowing the brokerage to build a portfolio based on a combination of their 51 low-cost exchange traded funds (ETFs). What Is Schwab Intelligent Portfolios and How Does it Work? After signing up for an Schwab Intelligent Portfolios account, you’ll answer a series of questions designed to understand your investment goals and personality such as your risk tolerance and why you’re investing. Based on these answers, Charles Schwab will build you a diversified portfolio. In addition to the variety of ETFs offered, Charles Schwab also offers portfolios for six risk profiles — from conservative to aggressive growth — and three different investment strategies based on the types of securities you want to invest in. In addition, the ETFs are based on factors such as how close they ...

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners . Okay, we’ll admit it: We’re not really into Bitcoin or Dogecoin or Ethereum or whatever. We don’t care what Elon Musk tweeted today. We’re just as interested in cryptocurrency as we are the Cryptkeeper or Krypto the Superdog. Go ahead, call us old-fashioned. We just like regular money, that’s all. The kind that folds. The kind you can use to buy a Big Mac or a plane ticket or a new pair of shoes. Oh, and our landlord and our power company and our car insurance company? Turns out they like regular money too, and they expect us to pay them with it. Every single month. So, go ahead and track the ups and downs of Bitcoin or Dogecoin, if that’s your thing. That’s cool, it’s a free country. But for us, that kind of sideshow is just a distraction from the real work: Making better financial decisions and growing ...

Rising inflation means higher tax brackets and a larger standard deduction. On Wednesday, the IRS released its 2022 federal income tax rates and brackets. The IRS automatically adjusts tax rates each year to reflect inflation. The breakpoint for each tax bracket will be about 3% higher across the board in 2021. 2022 Tax Brackets  There are seven tax brackets that range from 10% to 37%. You’ll use the 2022 brackets to determine your tax bill that will be due in 2023. You’ll use 2021 brackets when you file your taxes on or before April 15, 2022. Unmarried Individuals Unmarried Individuals Tax Bracket Taxable Income for 2022 (use when you file in 2023) Taxable income for 2021 (use when you file in 2022) 10% Up to $10,275 Up to $9,950 12% $10,275 to $41,775 $9,950 to $40,525 22% $41,775 to $89,075 $40,525 to $86,375 24% $89,075 to $170,050 $86,375 to $164,925 32% $170,050 to $215,950 $164,925 to $209,425 35% $215,950 to $539,900 $209,425 to $5...