TessMore Finance Blog

I recently asked an entrepreneur what inspires her to show up every day ready to work, ready to invest and do whatever it takes to succeed, and she responded without hesitation: “financial freedom.” When I heard her answer, it brought me back to the moment I decided to 100 percent commit to being an entrepreneur and leave my corporate career. In my nine-to-five job, there were layers of bosses above me determining my earning potential, which was deduced by some black-box formula and presented to me in terms of benefits, an annual salary, and a bonus. The bonus was promised to meet a minimum but was also promised not to exceed a maximum regardless of my contribution to the goal.  That bothered me. I left corporate America for two reasons. First, I wanted to be in charge of my own financial destiny and let my hard work enable me to earn money without a cap. If I earned a small amount, that was on me. If I earned a large amount, that was on me too. Plus I could give back to my c...

Get-Paid-To (GPT) websites like Swagbucks and Prize Rebel have gained millions of users by making it easy to make money online. Sign-up is free, and you can earn extra cash with little effort. While they won’t make you rich, you can use the money you earn to fund your coffee habit or help pay your transit fares. Freecash is another such site, and one that’s putting a unique spin on the concept of GPT sites by incorporating rewards such as gaming skins and crypto. But as a relative newcomer to the scene, can Freecash compete with the top GPT sites? In this Freecash review, we’ll show you how it works and help you decide whether or not Freecash is for you.  Table of Contents What is Freecash? How Does Freecash Work? Freecash Features Offerwalls Surveys Leaderboard Prizes Referral Program Multiple Withdrawal Options Mobile App Available Freecash Pros and Cons Freecash Drawbacks  Who Freecash is Best Suited For Freecash FAQs Freecash Alternatives Swagb...

Recently, I saw this (loaded) question on Twitter: The implication was clear – you should do the math on expected value: Red button is 100% chance at $1 million = $1 million Green button is 50% at $50 million = $25 million But what you pick depends on a variety of factors beyond the math. Table of Contents Note the Inherent Bias of Any Choice What Is Your Financial Situation? What Are These “Mo’ Problems” Consider Regret Minimization Remember This is Imaginary! Note the Inherent Bias of Any Choice Before we get into the choice itself – just note all the bias in this question. It starts with the term “mathematics” – to tell you that you should do the math and then pick the one with the higher expected value. Then you see how the buttons are red (stop!) and green (go!). Then there’s the reality that $1 million can change your life and if you immediately gravitate towards the “inferior” answer (mathematically) – maybe you’re a moron because you can’t do math. Or you’...

Apple has a special discount program for its employees and employees of its partners as well. This program lets its employees purchase company products at discounted prices. Apple also has some other employee benefit plans for its employees. Let’s discuss the employee purchase program and some other employee benefits at Apple. Apple Employee Purchase Program Apple is one of the few tech companies that offer special discounts on its products to its employees. If you’re an Apple employee, you probably already know that. Apple’s flagship employee purchase program (EPP) is for current employees, contractors, members, and family members of participating companies, and other organizations (“Employer”). You must be 18 years old and prove your eligibility to claim a discount through EPP. This program is intended for the personal use of employees only. Apple employees can get a special discount on three system bundles or displays, three iPads, three iPhones, three Watches, and up to ten...

Do you know that Twitter went private after Elon Musk purchased it? Well, that sounds interesting, right? But how exactly does it work? And can a public company go private , just like that? Well, yes, public companies can easily go private through a very simple process. If a private investor buys enough company shares, it can go private. But, if the company gets its shares back by buying them, it can go public again . Looking forward to exploring more about public companies going private and vice versa? Make sure to keep reading. How Can a Public Company Go Private? Public companies go private every single day, and it’s often called delisting. It means the company’s stocks aren’t listed on the stock exchange. The company doesn’t qualify for any sort of public trading. All its shares are classified as private, and it officially becomes a private company. The unique thing about private companies is that their shares are no longer available to ordinary investors. You need to be a...

Starting a career in the hotel business can be a great opportunity, but there are so many options that it can get confusing to decide where to apply. Marriott is well-known, but you’re probably curious about employee discounts. Marriott employees get a 50% discount on rooms, which is just one of the benefits. They also get discounts on drinks and juices and are paid sick leaves. On top of that, it also extends to immediate family so you can enjoy your vacation with everyone. Read on if you want to have all your questions answered about Marriott employee discounts and perks! What Types of Discounts Do Marriott Employees Get? Marriott International Inc. is one of America’s most well-known hotel brands, but what sets it apart is how well the company treats its employees. Of course, all large companies have employee benefits, but Marriott has established a relationship of trust with employees, and the perks that come with it are pretty good. You first need to know that Marriott pr...

You may be familiar with the difficulties foreigners can have in obtaining U.S. visas. But did you know that foreigners can “buy” visa status in the United States and dozens of other countries? Referred to as “golden visas,” these countries offer citizenship in exchange for investment. Unfortunately, the price is on the steep side in almost every country. But if you have the funds and a great desire to live in a foreign country, obtaining a golden visa may be the best way to do it. Table of Contents What Is a “Golden Visa”? Other Golden Visa Requirements 17 Golden Visa Countries that Offer Citizenship for Investment 1. Germany 2. Italy 3. Spain 4. Portugal 5. Ireland 6. Greece 7. Malta 8. Montenegro  9. Turkey 10. The United States 11. Dominica 12. St. Kitts and Nevis 13. Grenada 14. St. Lucia 15. Curacao 16. Antigua & Barbuda 17. Vanuatu (South Pacific) Final Thoughts on Golden Visa Countries What Is a “Golden Visa”? Golde...

This is just a quick (and temporary) note for folks in the Portland area. Tomorrow night (Wednesday, August 17th) from 6:30 to 9:00, the free Plutus Voices gathering will take place at TaborSpace. The topic will be pursuing financial independence on a low income . Here's how the Plutus Voices website describes its aims: Plutus Voices is a series of networking and learning events from the financial media and beyond. The series brings attention to speakers and topics that are crucial to success with financial literacy, capability, and empowerment through blogging and podcasting. Hear from the best community-builders and influencers about inspiring action in their audiences and participate in an inspiring group discussion in which all participants shares their unique insight. While Plutus Voices includes short talks from featured speakers, all who attend the event have the opportunity to participate in a special group activity. The evening also includes many opportunities to ne...

This is a guest post from Michael Laurence . Previously at Get Rich Slowly, Michael has shared his thoughts on investment risk and what happens when more money makes you miserable . You hear the phrase “the game of life” all the time. There are books on Amazon instructing us on how to win at the “game of life” . Hell, Milton Bradley's “The Game of Life” from 1860 — still sold today — was the first popular board game in the United States. In the Real World, the game of life's rules and criteria for success are vague and never explicitly stated. But we all know what they are. To win, you need: money (or, more accurately, conspicuous consumption) physical attractiveness kids who go to great schools and are athletically successful and so on “The game of life” has become more than a metaphor. Many people — obsessed with their status, career, or where their kids go to school — have internalized this idea and literally view their life not as something to enjoy, but as a...