TessMore Finance Blog

In today’s world, your personal brand is your calling card — it’s what you’re known for, and it’s the impression people have of you when you’re not in the room. When someone says your name, what do you want them to think? That’s your personal brand. Now, you might be thinking, “But Ramit, I’m not […] Source from I Will Teach You To Be Rich https://ift.tt/wluj1Ly

The days of one-size-fits-all monetization are long gone. Today, it’s about crafting a strategy as unique as your content and as savvy as your audience.  I’m going to show you ten killer ways to monetize your website. But why should you care what I have to say? Well, I’m not just the guy behind the […] Source from I Will Teach You To Be Rich https://ift.tt/Ftn3YOo

The Platinum Card® from American Express and the American Express® Gold Card  are two of today’s most prestigious rewards credit cards. However, both cards have their strengths and weaknesses, so it’s worth your time to research the benefits of each to find the best match. For example, the Amex Platinum is preferred by many frequent flyers because of its generous travel perks. The Amex Gold tends to be a favorite for foodies and those wanting a smaller annual fee. Both cards can help you maximize travel and lifestyle purchases, and our Amex Gold vs. Amex Platinum comparison cuts to the chase to help you pick a winner. Card Annual Fee Welcome Offer Featured Benefits Credit Score Needed Platinum Card® from American Express Basic Card: $695 Additional Cards: $175 for up to 3, then $175 each 80,000 Membership Rewards points after you spend $8,000 in purchases within your first six months of Card Membership Annual $200 airline fee credit, up to $200 in Uber Cash, G...

In today’s world, your personal brand is your calling card — it’s what you’re known for, and it’s the impression people have of you when you’re not in the room. When someone says your name, what do you want them to think? That’s your personal brand. Now, you might be thinking, “But Ramit, I’m not […] Source from I Will Teach You To Be Rich https://ift.tt/F8lwTWu

Bank Name Interest Rate on Savings Account Customers Bank* 5.30% APY Read More CloudBank* 5.26% APY Read More Blue Federal Credit Union* 5.15% APY Read More CIT Bank 4.65% APY Read More Barclays Bank 4.35% APY Read More Discover Bank 4.35% APY Read More Ally Bank 4.25% APY Read More American Express® Personal Savings 4.30% APY Read More Capital One 360 Performance Savings 4.35% APY Read More Marcus by Goldman Sachs 4.15% APY Read More * These banks offer higher rates through Raisin, a bank account marketplace (read our Raisin review for how it works) With interest rates at highs we haven’t seen in years, you are probably wondering which savings account will earn you the most money. If you have money in savings, it makes sense that you’ll want to earn as much money as possible on those funds, especially if they will be in the account for a long period of time, such as your emergency fund. Table of Contents ...

The best business checking accounts can help you keep track of your business’s day-to-day financial transactions. However, many new business owners hesitate to start because of the perceived complexity. There are required documents, rules, and regulations about using the account. But setting up a business checking account doesn’t have to be stressful or time-consuming. In this article, we’ll help you determine whether or not you need a business checking account and show you how to open that account when you’re ready. Table of Contents Do I Need a Business Bank Account?  Steps to Open a Business Checking Account 1. Determine What Type of Business Checking Account You’ll Need 2. Research Banks That Offer Business Accounts 3. Gather the Necessary Documentation 4. Open the Checking Account 5. Fund the Checking Account 6. Route All Business Income and Expenses to the New Account 7. Notify Necessary Parties of the New Account Where to Open a Business Checking Accou...

Understanding the 5-Year Rule is important for getting the benefits you need. Although it’s not officially called that, here’s what the SSA’s Code of Federal Regulations says about the 5-Year Rule: “No waiting period is required if you were previously entitled to disability benefits…any time within 5 years of the month you again became disabled.” In other words, you don’t have to wait for benefits if you’ve been eligible for benefits within the last 5 years. This rule makes it easier for people suffering from the same condition(s) to quickly get the help they need without waiting on the application process (which can take 5 months or more ). Table of Contents How the 5-Year Review Process Works Difference Between Short-Term and Long-Term Disabilities Essential Documents for a 5-Year Review Addressing Common Myths Steps to Take if Your Benefits are Denied After Review Navigating the SSD 5-Year Rule with Confidence Difference Between Short-Term and Long-Term Disabili...

Mint announced earlier this year that they will be shutting down at the end of the year. Intuit has suggested that its users go to Credit Karma, another Intuit product, because they will be migrating many “Mint-like features” over to Credit Karma according to their FAQ . “You will be able to bring the majority of your Mint financial account balances, your entire net worth history, plus all of your supported account connections and transactions. When the time comes to move your financial account data from Mint to Credit Karma, your personal information will not be moved without your consent.” When I logged into my Credit Karma account, I did see something new (to me) that seems in line with what may be expanded with Mint’s features – the ability to track my net worth. This is a feature that was added earlier this year: If you click it, you can start linking your accounts to confirm your net worth. On its own, not super compelling but when you start introducing Mint-like featur...

If you don’t have a degree in finance and you aren’t a “math person,” it’s tempting to believe you need a financial advisor. After all, many people hire others to repair their cars, deliver food, and even mow their lawns.However, a financial advisor is unique because most people do not need one, and some financial […] Source from I Will Teach You To Be Rich https://ift.tt/RLklAug

From real estate investment trusts (REITs) to real estate crowdfunding platforms , it’s never been easier to invest in passive real estate. In the past, investing in commercial real estate has been challenging. Commercial real estate can be very expensive, making it hard for the average investor to enter the market. Enter Fundrise . Fundrise is a private market real estate investing platform that allows you to invest in eREITs (electronic REITs) that aren’t traded on public stock exchanges. But Fundrise offers more than just commercial real estate. You can also invest in high-interest-yielding private credit deals, and the stock of rising technology companies before their shares are made available to the general public. With as little as $10, investors have the ability to participate in some of the most sought-after stock investments on Wall Street. When you combine private credit and pre-IPO stock in innovative technology companies with the many commercial real estate opportu...