TessMore Finance Blog

As a budgeting nerd, there is no personal finance tool closer to my heart than the zero-based budget. And I’m determined to get you to love it by sharing these zero-based budget templates. If you haven’t fallen in love with the zero-based budget yet, be prepared to learn how implementing one in your financial life can rock your world.  Table of Contents What Is a Zero-Based Budget? How to Set Up a Zero-Based Budget 1. Calculate Your Monthly Income 2. Determine Your Monthly Expenses 3. Make a Plan for Leftover Money 4. Track Your Expenses Regularly Top 5 Zero-Based Budget Templates Best Comprehensive Budgeting Template Best Printable Zero-Based Budget Template Best Versatile Zero-Based Budget Template Best Budget Template for 50/30/20 Budgeters Best “Anytime, Anywhere” Budget Template Top 5 Budgeting Apps YNAB Personal Capital Mint EveryDollar Budgeting App Tiller Money Final Thoughts What Is a Zero-Based Budget? A zero-based budget is a straightforwa

Cryptocurrency trading has become a relatively huge business over time, especially for individuals who are just making their way into the trading space, hedge fund managers, institutional traders, and some sectors of Wall Street. Those who’ve been a part of the crypto industry for some time now must already be familiar with Ripple (XRP) . Despite XRP having undergone several fluctuations, its price stood remarkably high throughout 2021 .  The real question is, “Is Ripple (XRP) still worth buying in 2022?” The answer is yes, although the future of Ripple (XRP) is currently debatable due to its litigation with SEC and former delisting among numerous significant exchanges. Most experts predict the XRP value will grow, and it can create a much more robust bull run if the SEC litigation is settled and Ripple provides the first crypto initial public offering (IPO). XRP Price Movement Throughout 2021 XRP, the token created by the US Company Ripple, is one of the most significant cryptoc

Tron was introduced as an ordinary altcoin but has become the thunder in the world of cryptocurrency. You might have invested in Tron and have earned thousands of dollars. The thing that scares people from investing in cryptocurrency is whether it’ll reach the sky or it will fall. However, there are always a few predictions and forecasts of a coin’s future market price that can make you select your investment. If you’re considering investing in the Tron, you might be concerned about the fate of your asset. It is said that Tron is illustrating its tremendous success in the future as it brings the market capitalization from zero to the moon in a very minimum period. There are still many more critical points of Tron that you should know. What Is Meant By Tron? Today is comprehended to be a technological epoch. Every second person is utilizing digital platforms to make a living. You might have seen that all the digital fora are dominating human beings. Hence, crypto has encountered

In today’s epoch, cryptocurrency is a bang in the tech world. It is also said that adapting blockchain has become a need of the hour. People are investing thousands to billions of dollars in online earning sites. Cryptocurrency is a small site though it doesn’t ask for a massive investment at a time. You can even invest in penny cryptocurrencies (under $5) according to your margin. It’s not a piece of cake to know everything about cryptocurrency because it’s pretty technical to understand. However, you don’t have to be concerned about this; we’ll make it easy to understand for you. In this write-up, you’ll come to know the best penny cryptocurrency to invest in 2022. Let’s get into it. 10 Best Penny Cryptocurrencies To Invest In In 2022 Indeed, you’re not the only one who wants to know about penny cryptocurrencies. The world is flooded with the people who don’t possess millions of dollars to invest in but want to earn. So, blockchain has introduced the concept of penny cryptoc

Billiards video games are fun to play for enjoyment or competition. If you’re looking for free practice rounds and legit cash tournaments, consider Pool Payday . This game offers head-to-head competitions and the opportunity to win real prizes from your phone. Here is a closer look at Pool Payday – a fun hobby with the chance to earn money, depending on where you live. Table of Contents What Is Pool Payday? Who Can Play Pool Payday? How Much Does Pool Payday Cost? Pool Payday Rules 8-Ball Pool Trick Shot Pool How Pool Payday Works Free Practice Rounds Live Tournaments Missions Skillz Rewards Bonus Cash Pool Payday Cheats Pool Payday Pros and Cons Pros Cons Pool Payday FAQs Pool Payday Alternatives Blackout Bingo Solitaire Cube Swagbucks Mistplay Final Thoughts on Pool Payday What Is Pool Payday? Pool Payday is a mobile pool game made by Hidden Pixel Games. It is part of the Skillz platform, a leader in the phone games that pay money niche

One morning just over ten years ago, I had an interesting conversation at the Crossfit gym. I was “rolling out” — using a foam roller to break up tissue — with the usual group of guys, when one of my buddies brought up this new thing called Bitcoin. “Bitcoin is digital money,” he said. “But it's completely private and not tied to a government.” “How does that work?” I asked. From the very first moment I heard about cryptocurrency, it didn't seem to make any sense. My friend tried to explain. We all chatted about it for a few minutes, and then we lifted heavy weights and/or sweated extensively and/or both of the above. When I got home, I googled Bitcoin. Nothing I read made any sense to me. I checked the price. My memory is that Bitcoin was selling for $7 or $8 at the time. Over the past decade, I've been bombarded with info about Bitcoin and cryptocurrency. I've made an effort to self-educate, to learn why people consider crypto valuable and why they think it's

Playing bingo apps for money can be an exciting way to make a few extra dollars while having fun. Bingo Clash lets you compete in head-on matches and multiplayer tournaments, making it one of our top choices. Free practice rounds are also available if you like playing for pleasure and want a game that doesn’t require advanced skills. This Bingo Clash review will cover how the app works, some pros and cons, and how you can make money. We’ll also compare Bingo Clash to another top site, Blackout Bingo . Table of Contents What is Bingo Clash? How Does Bingo Clash Work? Who Can Play Bingo Clash? Making Cash Deposits Withdrawing Cash How Much Does Bingo Clash Cost? Entry Fees Service Fees Income Taxes Bingo Clash Features Free Practice Rounds Free Cash Tournaments Head-On Cash Games Daily Bonuses Ticket Store How to Be Good at Bingo Clash Speed Bonus Strategically Use Your Boosts Don’t Claim Bingo Immediately. Bingo Clash Pros and Cons Pros Cons Bi