TessMore Finance Blog

If you’re a student, are new to credit, or are in the process of rebuilding your credit , you know how challenging it can be to qualify for a credit card. Many credit card companies have strict approval criteria and only want to deal with the most established consumers. Thankfully, there are a number of credit cards that are easier to qualify for. To help you find a credit card that works for you, I’ve compiled a list of credit cards with more relaxed approval criteria. But first, here’s a closer look at how credit card approval decisions are made. Table of Contents How Are Credit Card Approval Decisions Made?  Your Credit History Debt-to-Income Ratio Number of Credit Inquiries Number of Delinquencies on Your Credit Bureau Your Credit History Your Income What Is the Easiest Type of Credit Card to Get?  The Easiest Student Credit Cards to Get Discover it Student Cash Back Card Capital One SavorOne Student Card Discover it Chrome for Students Credit Cards ...

Every year, millions of people run marathons. They put themselves through 26.2 miles of running in what is typically over several hours. It’s a grueling endeavor you can’t just do on a whim (without suffering greatly); you have to train for it. But people who run marathons love running marathons. On the Fun Scale, races are an example of Type 2 fun. The Fun Scale is a great way to think about many things in life. Type 1 fun is something that is fun while you’re doing it. It’s having a beer with your friends at the beach. Snowboarding. A delicious meal. Type 2 fun is something that may not be fun at the moment, but you look back on it fondly. You enjoy the sense of achievement that comes with doing something difficult. It’s a hike or a marathon. The idea of Type 1 and Type 2 fun has applications in a variety of areas in our lives. Today, let’s apply this framework to financial decisions: Table of Contents The Money Mistakes Scale How do you avoid type 2 money mistakes? S...

This is part of our series on IWT’s 4-Day Workweek Challenge, where we take you behind the scenes to show what it’s like for us as we test out a compressed work schedule. The post you’re about to read is written by Tony Ho Tran, a professional journalist for The Daily Beast and a former […] Source from I Will Teach You To Be Rich https://ift.tt/WML3RPZ

When it comes to travel credit cards, you have plenty of options available. But one that should be on your shortlist is the Capital One Venture X Credit Card. It’s a premium travel card with a moderate annual fee, considering the many rewards and benefits the card offers. In fact, we’ve come up with 13 reasons to apply for the Capital One Venture X Credit Card. Table of Contents What Is the Capital One Venture X Credit Card? 13 Reasons to Apply for the Capital One Venture X Card 1. Signup Bonus 2. Anniversary Bonus 3. Rewards 4. $300 Annual Travel Credit 5. No Foreign Transaction Fee 6. Referral Bonus – 100,000 Miles 7. Cell Phone Protection 8. Global Entry or TSA PreCheck Credit 9. Capital One Dining and Capital One Entertainment 10. Capital One Lounge 11. Travel Booking Price Protection 12. Redeem Miles through 15+ Travel Loyalty Programs 13. Special Benefits on Select Car Rentals Capital One Venture X Credit Card Rewards: Redemption Options Capital One Ventur...