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Showing posts from December 3, 2023

How Much Does TurboTax Cost in 2023-2024?

Are you looking to find out how much it’ll cost you to prepare your taxes with TurboTax in 2023-2024? TurboTax has several versions and in this article, you’ll learn how much it costs to prepare you taxes for Tax Year 2023. (the Tax Year 2023 is the tax year that you’ll be filing on the tax deadline in 2024, which is April 15th, 2024.) When you go the TurboTax website, you don’t see the familiar packages like Deluxe, Premium, Home & Business, etc. anymore. For marketing purposes, they’ve organized it by the level of “assistance” you need. The ranges are accurate but it doesn’t show you the pricing until you click on the “Start for free” button. You have to register, start the tax preparation process, and then you learn how much it costs. I don’t think they’re being intentionally opaque, it’s just that the pricing isn’t completely clear. If you’re confused, here’s how the pricing works: Table of Contents TurboTax Pricing Structure for Tax Year 2023 Federal Returns: D...

Apple High-Yield Savings Account Review: Is It Worth It?

I was a little surprised when Apple announced they were offering a high yield savings account. But when you consider how we use our phones today, it’s no wonder Apple wants to get into the banking business. We tap to pay, why not do it with an Apple Card instead of a Visa or MasterCard? It’s a natural extension to start offering banking services too. If you’re an Apple customer, you can earn a higher yield on your savings too. Apple originally teamed up with Goldman Sachs to bring customers the Apple High-Yield Savings Account, which pays above-average interest on your savings. (there is news that they are ending the relationship in 12-15 months, but we don’t yet know who will be taking over – the information below is accurate as of publishing but could change) But how does the Apple High-Yield Savings Account work, and how does it compare to similar products from other financial institutions? We answer those questions and more in this Apple High-Yield Savings review. Table ...

Visible Review: Affordable Unlimited Data Plans and More

Unlimited cell phone data plans can get expensive in a hurry, and data speeds often get throttled, defeating the purpose of having an unlimited plan and leaving wireless customers looking for a better option. Visible Wireless offers unlimited data at more affordable prices than the biggest wireless providers. Its prices start at $25 monthly, versus $40 to $70 for a similar service. You can enjoy the benefits of a prepaid phone plan, which means you’re not bound to a contract and expensive cancellation fees. But does Visible’s cell phone coverage measure up, and what other features do they offer? In this Visible Wireless review, we’ll break down its unlimited data plans, additional features, and coverage reliability to help you determine if Visible might be right for you. Table of Contents What Is Visible? Visible Coverage Quality Visible Wireless Plans Visible Plan Visible+ Plan  Wearables Visible Wireless Phone Deals Upgrade Plan Trade-In Program Swap Progr...

How Much Can I Earn in 2023 on Social Security Disability?

Navigating the world of Social Security Disability (SSD) can seem daunting—but it doesn’t have to be. At its core, SSD provides financial help to those who can’t work due to a significant disability. Think of it like a safety net; if you’ve paid into Social Security and then become disabled, this system steps in to offer some support. Everyone’s case is unique, though, and benefits can vary. It’s crucial to understand your own situation and rights. So, what’s next? Dive in, learn the ropes, and ensure you’re getting the support you deserve. Table of Contents What Are The Earnings Limits for SSDI Recipients? What About Self-Employment? What is a Trial Work Period (TWP)? Eligibility After TWP The Impact of Part-Time Work Cost-of-Living Adjustments (COLA) Overpayments and Penalties Returning to Full-Time Work Work Incentives: Programs and Initiatives to Help You Get Back to Work The Differences Between Supplemental Security Income (SSI) vs. SSDI Reapplying for B...

Milli Review: No-Fee Banking and a High Savings APY

The best online banking apps allow you to earn competitive APYs on savings while saving you money on banking fees. Some apps even offer borrowing products like credit cards, overdraft protection, and emergency loans . If you’re looking for a simple banking app that pays high interest and doesn’t require a credit check , you may want to consider Milli . It’s a user-friendly banking app that comes complete with a Visa debit card, purpose-driven savings accounts, and technology-driven budgeting capabilities to help you reach your financial goals. This Milli review covers its main features, pricing, pros and cons, and shares a few Milli alternatives. Table of Contents Who Is Milli? How Does Milli Work? Spending Account Saving Account Jars Milli At-A-Glance How to Sign Up with Milli Milli Pros & Cons Pros: Cons: Milli Alternatives Chime Ally Bank UFB Direct FAQs Should You Sign Up with Milli? Who Is Milli? Milli is an online banking app “on a mission ...