TessMore Finance Blog

Learning how to save money in college may be the last thing you want to do while you’re, well, already learning in school. But starting responsible spending habits early on can give you a valuable financial head start. Imagine being able to pay off your student loans or other debt right after graduation, or even put a down payment on a home. While there are many ways to approach this, we know it can get overwhelming for even financially savvy people. This is why we’ve put together 66 smart ways to save money in college. Browse through them all or jump to the one that interests you the most, but consider incorporating at least a couple to put some extra cash in your savings each month — we’re sure you won’t regret it! Buy used textbooks Cook your own food Split rent with roommates Brew your own coffee Use all available campus amenities Buy a bike in lieu of a car Use your student discount Buy food in season or on sale Ditch bottled water Buy discounted electronics Use f...

People love credit cards for the rewards points and generous welcome bonuses they offer. But the good feelings can dissipate quickly if you become a victim of fraud. These days, when credit card fraud is so prevalent, it’s crucial that you know how to dispute a credit card charge. But while some laws give consumers the right to do that, there are stipulations within those laws, such as time limits on disputes, that are important for you to know. Understanding the right way to dispute a credit card charge will help you avoid getting ripped off.  Table of Contents The Right Way to Dispute a Credit Card Charge Unauthorized Credit Card Charges Credit Card Billing Errors Disputing a Charge Due to Dissatisfaction Contact Information for Major Credit Card Companies Credit Card Dispute Sample Letter Final Thoughts The Right Way to Dispute a Credit Card Charge The right way to dispute a credit card charge will vary depending on why you’re fighting the charge. For in...

Can you ever truly have enough money? I, like many other people, really like money. Forgive me if that makes me sound exceptionally greedy or materialistic, but it’s true. Knowing that I can buy the things I need or want (within reason, of course) and handle those unexpected expenses without having to stress gives me great satisfaction and fulfillment. As much as I hate to admit it, however, my desire to amass large amounts of cash has started to become a little addicting. Before you roll your eyes and brush me off as a money-hungry plutomaniac who can never have enough money, allow me to explain. Find the Perfect Freelance Services for Your Business Visit Site Quitting My Job A little over a year ago, I abandoned the comfort and security of my full-time job (and a steady paycheck) in order to pursue a life and career as a freelance writer. Admittedly, I probably jumped ship from my full-time gig a little prematurely. I didn’t have much work or income lined up once I officially...

Selling Etsy printables can be a great way to create a side hustle you can do from home . And believe it or not, you can start selling printables with little to no experience or upfront cash. If you are interested in learning how to make money selling Etsy printables , you’ve come to the right place. Our guide to selling printables on Etsy will help prepare you to launch a business that could lead to some serious passive income .  Table of Contents What Are Printables? Digital Design Graphics Printable Ideas Do I Need Graphic Design Experience to Create and Sell Printables? Purchasing Pre-Made Designs Creating Your Designs Step-by-Step Guide to Selling Printable Designs on Etsy 1. Create Your Designs 2. Set Up Your Etsy Shop Upload Your Designs What Types of Printables Sell Best on Etsy? How to Market Your Printable Designs How Much Can I Make Selling Printables on Etsy? Pros and Cons of Selling Printables on Etsy Final Thoughts What Are Printab...

How Long Does It Take for a Check to Fully Clear? In most cases, you can expect a check to clear two to five business days after its initial deposit into your bank account. On average, the check clearing process takes two to five business days to hit your account. Business days are generally considered any weekday, Monday through Friday, that isn’t a bank holiday. For most checks, it’s typical for banks to make the first $200 available the business day after they receive it, with the remaining amount issued the following business day. Other factors that can affect the check clearing process can include the amount in the payer’s checking account , the recipient’s relationship with the bank, and the amount of money the check is issued for. Large personal checks may have longer holding periods. Government checks and other certified funds have first business day after deposit availability by law. How Long Does It Take for a Check To Go Through On average, a check will clear in two...