TessMore Finance Blog

Are you looking for a bank that will give you over a thousand dollars to open an account? Banks usually go one of two ways when it comes to bank bonuses – they require you to set up a direct deposit OR you can move over a large sum of money and hold it there for a few months. A lot of banks will offer you a few hundred dollars to move your direct deposit, but for the truly big money – we’re talking thousands of dollars – they want you to move over a large sum. If you have a bit of cash sitting around, you could get even more. Maybe you just sold something big – a business, a house, another major asset – and you need to hold that cash somewhere safe for a few months before you do something with it (buy another house, business, or major asset!). Whatever the case, it’s possible to make extra cash with some of these bank offers: Table of Contents Citi Priority Account — $300, $700, or $1,500 Citigold® Checking Account — $300, $700, or $1,500 Ally Invest – up to $3,000 Chase...

When you think about your credit score, it’s usually the FICO credit score , one of our nation’s most widely used credit scores. If someone says “credit score,” they usually mean this one. From time to time, you’ll see companies refer to VantageScore, the scoring algorithm and number created in 2006 by the three major credit bureaus – Equifax, Experian, and Transunion. While those two may be the most notable, they’re not the only credit scores. The three bureaus are also not the only reporting agencies out there – all of which are under the purview of the Fair Credit Reporting Act . One such reporting agency is SageStream. Table of Contents What Is SageStream? How SageStream Calculates Your SageStream (or Credit Optics) Score What Is a Good SageStream Score? How Agencies Calculate Your FICO Score What is a Good FICO Score? Which Companies Use SageStream? What Should I Do if I’m Denied a Loan Due to My SageStream Score? Can I Opt-Out of SageStream? Final Thoughts on S...

Home Depot is America’s largest home improvement retailer with a wide customer base . Due to its national presence and size, a large number of employees are employed at Home Depot. You can shop for all kinds of home improvement products like tools, decor items, fixtures and fittings, remodeling materials, spare parts of any appliances, patio furniture, barbeque grills, and the list just goes on. If you get a job at Home Depot, you will need to register yourself to the My Apron account of the Home Depot Inc. However, you cannot access it from your phone or home as it is an inter-store portal for employees. What is Home Depot’s My Apron account? When an employee is hired at Home Depot, they are signed up for the Home Depot’s My Apron account. This is an intranet portal that can be accessed by the administration personnel and staff members of Home Depot Inc. only. This software is used for checking the morning attendance, payroll, safety checklists, training staff, employee schedu...

If you have invested the money already, just try to take your money back as soon as possible. Some people say that if your money is lost in cryptocurrency, it is lost forever. You can never get it back. You can file complaints to the crime monitoring authorities, but they cannot assure the return of your money. However some recovery agencies are also operating for this purpose, but their authenticity is also questioned many times. These cryptocurrency recovery agencies are mostly scams. So, it is better to study details before investing, to save yourself from a huge loss.     Background assessment Cryptocurrency has been prevailing in the modern era, so as the scams and Watermine is one of the scammers it claims to give profits to its members since the day one, which assures that it is a fraudulent company. No one knows the day the profit can be earned because crypto mining depends on different variables. Moreover, Watermine does not provide the details of th...

There are two ways including creating a Sell Wall and capitalizing on the FOMO of small investors in which whales can turn the crypto market trends to make profits those Creating a Sell Wall. Whales use this method when they want to lower cryptocurrency prices to accumulate more tokens (coins). This is done as the whales create a sell wall by putting a large ‘sell order’ at a lower-than-market price. The basic Demand and Supply principle work here, i.e., higher demand at a lower price and higher price at lower supply. Once the whales reduce the price of tokens and put them up for sale, the demand for them rises, inducing all other sellers to lower their prices. As a result of this price suppression, a panic chain reaction is created just like a ripple created by a stone thrown in the ocean. When the whales have created enough panic and the coin’s trading price has reached its desired level, they would pull back the sell order and buy new coins, becoming stronger.  Capital...

The Robinhood platform has quickly popularized itself all over the United States due to its relative ease of use. In the same order of idea, Coinbase is one of the best exchanges for people who want to sell crypto, purchase coins, store tokens, and more. Cryptocurrency investor decides to move from Robinhood to Coinbase for several reasons. The most common is to avoid the restriction that Robinhood places on crypto; the biggest restriction is the fact that you cannot send or receive crypto to/from Robinhood. But the question is can I transfer crypto Robinhood to Coinbase? There are the following steps in which you can transfer crypto to Robinhood to coins. In today’s post, we’ll discuss all you need to know about the following matters: How to transfer from Robinhood to Coinbase. Transferring funds from Robinhood to Coinbase directly: is it possible? What to know before transferring crypto funds from one platform to another. Robinhood Crypto Vs. Coinbase Coinbase is, for ...

Last month, the Federal Reserve released a new report: Economic Well-Being of U.S. Households in 2021 [PDF]. This annual survey gauges American financial health and attitudes. The 2021 edition was conducted last November. Here are some highlights from the report: Seventy-eight percent of adults were either doing okay or living comfortably financially, the highest share with this level of financial well-being since the survey began in 2013. Fifteen percent of adults with income less than $50,000 struggled to pay their bills because of varying monthly income. Fifteen percent of workers said they were in a different job than twelve months earlier. Just over six in ten people who changed jobs said their new job was better overall, compared with one in ten who said that it was worse. Sixty-eight percent of adults said they would cover a $400 emergency expense exclusively using cash or its equivalent, up from 50 percent who would pay this way when the survey began in 2013. (Note that ...

Have you heard of the 100 envelope challenge? If so, you might be intrigued by saving that kind of cash in such a short period. But how does it work, and is it realistic? In this article, I'll cover everything you need to know about the 100 envelope challenge, including whether or not it’s a viable option in today’s economy. What Is the 100 Envelope Challenge? Let’s start by defining what the challenge is. The 100 envelope challenge promises to help you save $5,000 in just 100 days.  At first glance, you might think it’s not possible. But the math adds up, friends. Then, the next question is, “Is the challenge doable for the average citizen?” To find out, let’s talk first about how the 100 envelope challenge works. How the 100 Envelope Challenge Works  Here’s how the 100 envelope challenge works – start with 100 envelopes. I prefer cash envelopes that fit the size of a dollar bill perfectly. Then, number each envelope in order from 1 to 100. Put the envelopes in a bo...

Simply put, investing is a means of growing your money by putting a little away now in the hopes of seeing more of it later. However, investing for beginners can understandably be overwhelming. There’s a lot to consider, and everyone’s financial situation is different. That’s why it’s important to do your research, and we’re here to help. Use this as your guide to the basics of investing. Afterwards, you’ll feel you’ve better prepared yourself to make the best decisions for your financial circumstances and future. Follow along and hit play on our video for your investing for beginners crash course, including: Understand Why Investing is Important Consider Important Factors Before Investing Determine What Kind of an Investor Are You Pick What Type of Investment for Beginners Is Right For You Be Mindful of Common Investing Mistakes   FAQs about Investing for Beginners Understand Why Investing is Important If you go to the movies with your grandparents, they might tell y...