TessMore Finance Blog

Headlines like “Oprah’s favorite things!” or “Tech gifts for gadget geeks!” have been popping up in your Amazon sidebar for weeks, all of America’s malls are playing “Jingle Bell Rock” on repeat, and your niece just sent you an email with the subject line “WISHLIST — ALL ITEMS HIGH PRIORITY.” That’s right. It’s the holiday […] The post 4 gift-giving tips to give the perfect present this holiday appeared first on I Will Teach You To Be Rich . from I Will Teach You To Be Rich https://ift.tt/AJPGFyv

In photography, “golden hours” refers to the last hour before sunset and the first hour after sunrise. It’s when you get perfect light for the best photos. The light isn’t enough to transform a terrible photo into a great one, but can help a good photo become a great looking one. But the concept of a golden hour isn’t restricted to photography. There are periods in our lives where we experience our own “golden hours.” It is in these transition periods where we can experience to the greatest change, both positively and negatively. Unlike photography golden hours, which are based on sunrise and sunset, golden hours in life aren’t as clearly visible or predictable as the rising and setting of the sun. The challenge is recognizing when you are entering and leaving one of these “golden hour” periods. We’ll look at a few of these moments in an attempt to “reverse engineer” when we’re likely to see these moments and how to take advantage of them. Table of Contents 1. National Econom...

With credit card interest rates on the rise, you may be wondering how to lower your credit card interest rate, or if it’s even a possibility.   The interest rates of many popular credit cards are now hovering close to 30%. According to this Forbes article , the average credit card balance in 2022 was roughly $6,000.  Taking that balance and pairing it with a 28% interest rate would take you ten years to pay off that card if you made a payment of $149 each month, but if you can whittle the rate down to just 8%, you can pay off the card in four years with the same payment amount.  Here are some things you can try to lower your credit card interest rate and pay off your debt faster. Table of Contents 1. Negotiate a Lower Interest Rate on Your Credit Card Know Your Position Understand the Bank’s Position Know What to Say on the Call What to Do if You’re Denied 2. Get a 0% Balance Transfer Where to Find a Balance Transfer Card Offer 3. Get Help From an Outs...

R eady to learn more about Branded Surveys , the top-notch survey platform that rewards its users with cash and gift cards for taking surveys? We’ve got you covered! In this article, we’ll examine the advantages, drawbacks, and other features of Branded Surveys so you can gain an unprejudiced view of their value. How Much Do Branded Surveys Pay? What’s the Payout? The #1 question readers have is “how much does Branded Surveys pay?” So we won’t beat around the bush. How much money can you make from Branded Surveys? Your earnings depend on the complexity and length of a survey, but most surveys pay between $0.50 and an impressive $5.00! With such generous payments for each completed survey, it’s easy to see why so many people are signing up with Branded Surveys today. What is even better is that when a friend or family member signs up after your referral, your account can receive bonus points. I tried Branded Surveys and earned 110 points in just a few minutes setting up my acco...

W e’ve got the best list of summer jobs for teens and college students listed here. Do you (or your teen) have a job for summer yet? Getting a job is the perfect use of all that extra time in the summer. Whether you’re in high school or college, you can make some extra money and still have time for family, friends, vacations, and just relaxing.  Here are some common summer job opportunities for teenagers and college students to make extra money. I loved most of my summer jobs. Each brought me a different experience and helped to teach me about myself. What jobs are available and their pay rate will depend on where you live, the employer, your age, and other factors. Child labor laws also factor in sometimes, so be sure to brush up on specific laws regarding teens and work. The minimum wage in the United States is currently at $7.25 an hour, although many states have set a higher minimum wage. Let’s check out some summer job options for teens! Outdoor Summer Jobs for Teens 1...

Introduction What is a Rich Life? Rich Life Rule#1 – Your Rich Life should fit you like a handmade glove Rich Life Rule#2 – A Rich Life puts you in control Rich Life Rule#3 – Getting started is more important than becoming an expert Rich Life Rule#4 – It’s okay to make mistakes Rich Life […] The post How to Live a Rich Life (+Rules That Will Help You ACHIEVE It!) appeared first on I Will Teach You To Be Rich . from I Will Teach You To Be Rich https://ift.tt/JfykjVd

Can you build your confidence? A lot of people reflexively say “No – you’re either confident or you’re not.” But in my experience, that’s simply not true. Confidence is a skill, and like any other skill, you can master it over time. (This is actually true of all areas of social skills. You can get […] The post How to build confidence with 3 hacks (that aren’t embarassing) appeared first on I Will Teach You To Be Rich . from I Will Teach You To Be Rich https://ift.tt/tKVF9Rq

Folks are making serious money on YouTube. Before you start looking at YouTube monetization strategies, you need to start a YouTube channel and grow your audience. Lots of YouTube money-making tactics have eligibility requirements, such as total video views or channel subscribers. So you won’t have access to every method on day one. But once […] The post How to Make Money on YouTube in 2021 appeared first on I Will Teach You To Be Rich . from I Will Teach You To Be Rich https://ift.tt/NKYckSE

The first year of college, I went to an extremely expensive school with $40K/year tuition. Then I transferred to an in-state school for $6K/year. One of the best decisions I ever made. That $40K school is now up to $55K/year and that’s just for tuition. Luckily, the Tax Code offers some incentives for paying for […] The post Education Tax Credits for 2020 appeared first on I Will Teach You To Be Rich . from I Will Teach You To Be Rich https://ift.tt/0iBUKhQ

Chances are you’ve never asked for a promotion. You’ve definitely gotten better at your job. You’ve probably developed new skills and taken on new responsibilities. You’re probably helping the company much more than you did a year ago. While your contribution continues to rise, your compensation may have remained stagnant. Maybe you know you deserve […] The post How To Ask For A Promotion In 7 Steps (+ scripts & examples) appeared first on I Will Teach You To Be Rich . from I Will Teach You To Be Rich https://ift.tt/2jiUDzC