TessMore Finance Blog

Founded in 1979, Fisher Investments is a well-known investment advisory firm. But many investors are unaware of the services it offers and whether its money managers can improve their current portfolio performance.   Good wealth managers can provide the hands-on support that high-net-worth households need to manage their investments properly. They can also help investors who want personalized investment strategies. In this Fisher Investments Review, I’ll cover everything from services and fees to account minimums and wealth management options. Table of Contents What Is Fisher Investments? About Ken Fisher Investment Philosophy Historical Performance Fisher Investments Fees and Minimums Fisher Investments Services Portfolio Management Financial Planning Quarterly Portfolio Reviews Client Programs Annuity Review Pros and Cons Alternatives to Fisher Investments Empower Betterment Wealthfront Who Is Fisher Best Suited For? Who Should Avoid Fisher Investment...

SaveBetter , known for partnering with smaller regional banks to offer high interest rates on savings, money market, and CD accounts; is “changing” its name to that of its parent company – Raisin. Raisin GmbH is SaveBetter’s parent company. They’ve been operating out of Europe since 1973 and have partnered with ~400 banks across 30 countries. When they expanded into the United States, they opted to use the name SaveBetter. In their current logo, you can see that it’s called Savebetter by raisin . It looks like they intend to bring it all under one brand by using the Raisin name. Table of Contents SaveBetter Is Rebranding to Raisin What Will Change? Why Are They Doing This? What Should I Do? SaveBetter Is Rebranding to Raisin That’s the basic gist – the company is turning the logo from: And changing it to: Savebetter as a brand will effectively be gone. What Will Change? From the looks of it, there won’t be any significant changes to what you get as a customer. You ...

The best rewards credit cards offer generous purchase rewards and other benefits. However, you usually need a good or excellent credit score in the high 600s or above to qualify.  If you’re still working on getting your credit score above 670, you may need a credit-building credit card instead. The Mission Lane Visa™ Credit Card is an option that can help you establish credit and gradually improve your credit score. In this Mission Lane Credit Card review, I cover everything from key features to fees to pros and cons and share a few Mission Lane alternatives, too. Table of Contents Introducing the Mission Lane Credit Card Who Should Apply for the Mission Lane Credit Card? Who Can Apply for the Mission Lane Credit Card? Mission Lane Credit Card Fees Card Features No Security Deposit Requirements Builds Credit Automatic Credit Line Increases Prequalify without a Credit Check Credit Score Monitoring Cash Back Rewards Mission Lane Credit Card Pros and Cons Pr...

This post will cover the best 5-year CD rates that we know about but I want to add a caveat – I don’t think a 5 year CD at these rates makes a whole lot of sense. We are currently in a rising interest rate environment. The Federal Reserve has been increasing interest rates for the last year and, as of this writing, are still expected to increase rates. This means you will be locking in a 60-month CD at a time when rates are going up – which is generally not a great idea. Now, I will add a caveat to the caveat… sometimes we want certainty and not necessarily to maximize rates. If that’s your situation, you want the certainty of a rate for 5 years and are less concerned about whether you’re maximizing interest – we hope this will help solve that problem for you. Table of Contents Barclays – 4.50% APY BMO Harris – 4.50% APY Quontic Bank – 4.30% APY Ally Bank – 4.25% APY Discover Bank – 4.10% APY 💡 If you’re looking for the highest absolute yield, current 5-year CDs yields...

Not everyone wants to manage their own investments, but finding a financial advisor you can trust can be challenging. The last thing you want is to get ripped off or sign on with an advisor that lacks the proper knowledge or experience. This is where WiserAdvisor comes in. WiserAdvisor can match you with professional advisors in their network that they have vetted in advance. The best part is that their service is free, and there’s no obligation. But is WiserAdvisor a legitimate platform? Find out in this full review. Table of Contents What Is WiserAdvisor? Pros Cons WiserAdvisor Features Directory of Financial Advisors Advisor Matching Service Financial Learning Center Financial Calculators How Much Does WiserAdvisor Cost? Who Is WiserAdvisor Best Suited For? FAQs WiserAdvisor Alternatives Zoe Financial Wealthramp Final Thoughts What Is WiserAdvisor? Launched in 1998, WiserAdvisor provides users with a directory of qualified financial advisors from ac...

Understanding the Consequences of Partial Payments on Car Loans Car loans are a popular way to purchase a vehicle without paying the full cost upfront.  However, life circumstances can sometimes lead to financial struggles, causing individuals to make partial payments on their car loans.  While making partial payments may seem viable, it can lead to severe consequences, including car repossession.  Here, we will explore the impact of partial payments on car loans and what can be done to avoid repossession. Partial Payments and their Consequences When a person takes out a car loan, they agree with the lender to make monthly payments.  However, they may opt for a partial payment if they can’t make a full payment.  While partial payments may provide temporary relief, they can have significant consequences that can negatively impact a person’s credit score and financial well-being. One of the main consequences of partial payments is that they can trigger a ...

Venmo is a popular mobile payment service that allows users to send and receive money from friends and family quickly and easily.  The service was first launched in 2009 as a payment platform for college students, but it has since expanded to become one of the most widely used payment services in the United States. Venmo works by linking a user’s bank account, credit card, or debit card to their Venmo account.  Users can then send money to other Venmo users by entering their username or phone number or by scanning their Venmo QR code.  Users can also add notes or emojis to their transactions, making it easy to keep track of what the payment was for. Venmo also has a social element, allowing users to see and like transactions made by their friends and contacts.  This feature has made Venmo popular for splitting bills, sharing expenses, and sending gifts.  Users can choose to make their transactions private or public, depending on their preferences. Venmo ...