TessMore Finance Blog

If your FICO credit score falls between 600 – 649, it’s considered to be “fair” or even “poor,” depending on the lender you’re dealing with. While that may hurt your chances of being approved for some of the more popular rewards credit cards, it doesn’t completely put you out of the game. The upside to a credit score on the low side is that there’s always room for improvement, especially in the 600 – 649 range.  To help you in your search, we’ve compiled a list of what we believe to be the best credit cards for FICO credit scores in the 600 – 649 range. These cards may not offer the same perks as some credit cards, but you can get rewards and other benefits. Table of Contents Best Cards for FICO Scores 600 – 649  Petal 2 Visa Credit Card Discover it Secured  Avant Credit Card Open Sky Secured Visa Card Milestone Mastercard FAQs  Final Thoughts Best Cards for FICO Scores 600 – 649  If your credit score is in the 600 – 649 range , any ...

Most of the articles on this site are geared towards folks who are around the start or mid-point of their working years – partly because that’s my perspective. From time to time, I have folks near or in retirement ask me questions about Social Security. I want to admit right at the front that I’m not super experienced about it. I can (hopefully) do math but Social Security is not my strength, so if you want to join me on a little adventure… please come along. 😂 That being said, my parents just went through this decision process and I felt like I was at a loss (at the time) because I knew so little about it. That said, it can’t be that hard to decipher right? It’s just math! So, should you be delaying when you collect Social Security? 🦉 While I am not an expert, I did ask my older and wiser friend on the internet, Fritz Gilbert, to take a look at this post and point out any potential problems. Fritz is the founder of The Retirement Manifesto , the type of blog you’d want to read...

 In 2006, two ambitious entrepreneurs named Daniel Ek and Martin Lorentzon founded Spotify in Stockholm, Sweden.  Little did they know that their creation would revolutionize how people worldwide listen to music. In 2008, Spotify took its first significant step forward by launching its music streaming service in Sweden, Norway, Finland, and the United Kingdom.  The platform quickly gained popularity among music enthusiasts eager to access a vast library of songs with just a few clicks. The following year, in 2009, Spotify expanded its reach even further by entering the United States, France, and the Netherlands.  This marked a significant milestone for the company as it entered one of the largest music markets in the world, attracting millions of new users. Spotify’s momentum grew as it expanded its services to Germany, Austria, and Belgium in 2010.  The company’s mission to make music accessible to everyone fueled its expansion into Denmark, Ireland, Ita...

In 1980, media mogul Ted Turner embarked on a groundbreaking venture that would revolutionize the way people consume news. On June 1, he launched CNN, the world’s first 24-hour news channel. With a mission to deliver real-time information and unbiased reporting, CNN quickly gained recognition as a trailblazer in the industry. Two years later, in 1982, CNN expanded its reach globally by launching CNN International.  This move allowed the network to provide news coverage to an international audience, further cementing its position as a global news leader.  In 1985, CNN introduced CNN Headline News, a channel dedicated to delivering concise news updates every half-hour. CNN’s reputation for comprehensive coverage reached new heights during the Gulf War 1991.  The network’s journalists reported live from the front lines, offering viewers unprecedented access to the conflict.  As a result, CNN became the most-watched news channel in the world, solidifying its statu...

Securing a great savings account interest rate is one of the easiest ways to earn income on your cash deposits. However, with so many banks and savings accounts to choose from, the process can be time-consuming. Raisin is a relatively new savings account platform that can simplify the research process because they partner with FDIC-insured banks, often regional and smaller ones, to offer high-interest rates on a variety of deposit products. The high-yield savings and CD rates you get through Raisin are often higher than what’s available to the general public on that bank’s website. In this Raisin review, I analyze their offers, let you know how good the savings rates are, and if the platform is legit. 💡 SaveBetter is going through a rebranding and is changing their name to Raisin, the name of their parent company . Rather than being called SaveBetter by Raisin, they will simply go by Raisin. This is only going to be a rebranding name change, nothing about the service has chang...

Finding a place to exchange foreign currency can be challenging. From banks to airport kiosks, every currency exchange business has different rules about exchange rates, fees, waiting periods, and more. To help, we’ve created the following list of the best places to exchange foreign currency based on the features that matter to you most. Table of Contents Top Locations to Exchange Foreign Currency Bank of America Wells Fargo Bank US Bank Citibank Huntington Bank Your Local Bank or Credit Union Airport Kiosks Hotels Online Money Transfer Service Final Thoughts Top Locations to Exchange Foreign Currency Below are eight places you can go to exchange foreign currency. The best option for you will depend on several factors, including exchange rates, fees, and location (convenience). Bank of America Number of locations: 6,200+ Fees: Shipping fees only Bank of America offers currency ordering and exchange for customers with banking accounts and/or credit cards....