TessMore Finance Blog

Aspiration is a fintech company that offers a Spend & Save Account that acts like like a checking and savings account through their partnership with Coastal Community Bank (and others). They are not a bank but you get bank-like protections as a result, so your money there is FDIC insured for up to $250,000 (you actually get much higher protections because they partner with several banks – as of May 2022, they work with ten partner banks). Aspiration’s goal is to provide banking services to customers who care about building a more sustainable future. Whereas other banks may invest in oil pipelines or profitable projects that lead to bad outcomes for the planet, Aspiration promises to do none of that. They also have a “pay what is fair” fee model on their base Aspiration account. In terms of a monthly fee, you get to choose what you want to pay and that can be $0. Their Aspiration Plus account, which is a mandatory $7.99 per month fee ($5.99 per month if you pay annually), comes ...

Since the start of 2022, equities markets have remained quite unstable , primarily due to macroeconomic factors such as the outbreak of a new variant of coronavirus, the recent war between Ukraine and Russia, and immense fears over escalating interest rates. Having said that, the prospect of making money will never fail to keep the public from the market, despite knowing the risks.  On March 8, 2022, several investors were reportedly looking to invest in stocks of a relatively new airline company, Breeze Airways, after it announced some massive development, but in vain. You cannot invest in Breeze Airways stock shares and will not find the company trading on any of the public stock exchanges or available for investment as the company still hasn’t filed for an initial public offering (IPO).  What is Breeze Airways? Breeze Airways is one of the most recently emerged privately owned airline companies that focus on serving the smaller markets around the United States that a...

You might have heard the name Home Depot, a home improvement retailer. They provide the facility of home appliances, construction supplies, and various household tools. Home Depot believes that its employees are behind its enormous success. Home Depot offers a vast range of employee benefits packages to help its employees with several retirement privileges and take care of their family, health, finance, and future. You might be curious about, “ Does Home Depot offer employee discounts on their merchandise?”. So, here’s a big No. Home Depot doesn’t offer discounts on their merchandise to their employees. Nevertheless, few specific sites provide all the stuff at reasonable prices. There’s much more to explore about Home Depot. Therefore, let’s jump in and scrutinize the Home Depot. How Much Home Depot Pays To Their Employees? The pay rates of home depot employees vary according to the post and the timings of work a worker does. Various employees have various incomes. Here are ...

A house loan is a bank-backed loan secured by the safety of an underlying asset. A home loan can be used to purchase an unfinished property, a resold property, or even build a house on an empty lot. The title of the property is returned once the borrower repays the amount. If the borrower fails to repay the loan, the bank can seize and sell the underlying property to recover the principal amount and any unpaid interest. If you are also planning to apply for a home loan but confused about What Is a Memorandum for Deposit of Title Deed (MODT) In a Home Loan? Then here is your answer, all home loan borrowers must sign a Memorandum for Deposit of Title Deed (MODT). It’s an agreement that you’ll deposit the title documents with a bank of your own free choice in exchange for a loan. If you fail to make timely payments, lenders can demand this agreement to collect debts. Some banks must register the undertaking, and the government imposes stamp duty on registration fees. Stamp duty fees ...

Selling your clothes online can be a great way to declutter your closet and earn some cash at the same time. The best websites treat sellers well, attract a lot of customer traffic and make selling easy. This article will share where you can look to sell your clothes online, the fees involved, common terms and conditions, and more.  Table of Contents Top Places to Sell Your Clothes Online 1. Zazzle 2. Tradesy 3. Swap.com 4. TheRealReal 5. Mercari 6. Depop 7. thredUP 8. eBay 9. Etsy 10. Poshmark The Bottom Line on Selling Clothes Online Top Places to Sell Your Clothes Online Selling your clothes online can be easy and lucrative if done right. Each site dedicated to selling clothes online has different features, benefits, and terms. You must learn the ins and outs of each site to decide which one will best help you send your gently used clothing to its new homes. We’ve listed our recommended sites in order of current Trustpilot rating, from highest to lowest....

I recently discovered a new fintech company called Current . It’s a neobank with a compelling offer: Get $50 when you receive a paycheck of at least $200 within 45 days, plus, Earn 4.00% APY on up to $6,000 of your savings in their “savings pods.” The Current cash bonus is nice (there are better offers on our bank bonus page ) but when you pair it with a safe way to earn 4.00% APY – it starts to become a compelling place to stick your emergency fund. So, if you’re looking for a simple easy to use online financial app with a great yield on your savings account, Current may be for you. While it doesn’t come with a lot of bells and whistles it has all the core features you’ll need in an account and aims to make money management easier. In this Current review, we’ll show you exactly what the Current app can and can’t do for you, and how it can make working with your money easier: Table of Contents Who is Current? The Current Personal Account The Current Teen Account Openi...

Time is money and we want to save you both with these new categorization features! These include Venmo & Zelle transactions, advanced recategorization rules, and bulk edit for Android with an increased focus on customization to help you better manage your money! Here’s how you can better personalize your Mint app, today: Venmo & Zelle Categorization Did you know that the Mint categorization model can read the transaction description and categorize Venmo and Zelle transactions for you when possible? (Think: coffee, rent, etc) So when you Venmo your friends and family for those everyday necessities, Mint will catch it, and categorize it correctly!  Recategorization How to get started:  Click on any transaction Select “category” Select correct category Select “Apply to all transactions” to create a rule for this merchant going forward and for the existing transactions that match this rule Update description if needed (add the merchant name) Select “Apply to al...

Remote work offers the flexibility of working from anywhere in the world as long as you have a reliable internet connection. Telework jobs have been popular for people who love to travel, care for a family member, or want a more fulfilling career. The best remote work websites can help you avoid work-from-home scams and find the right job with competitive pay in your niche. Below, we’ve compiled a list of the best sites to find remote work. Ready? Let’s dive in! Table of Contents Best Sites to Find Remote Work FlexJobs Remote OK Goodgigs We Work Remotely SkipTheDrive Fiverr Upwork Crossover Career Vault Virtual Vocations Hubstaff Talent Working Nomads Dribbble ProBlogger Home With the Kids Idealist Jobspresso Authentic Jobs Ruby Now Remote Work FAQs The Bottom Line on Remote Jobs Best Sites to Find Remote Work The following online platforms let you find openings with well-known companies and individuals hiring full-time and part-time employees and contra...

How Does Trading in a Financed Car Work? You can always trade-in your financed car even if you haven’t paid off the full loan. Trade-in deals are lucrative but costly options. Let us discuss some key factors that can help you get a good trade-in deal for your financed car. How Does Trading in a Financed Car Work? You can trade in a car even if it is purchased with a loan. Trading in a financed car is possible in most cases but there are several factors that you should consider. The general process of trading in a financed car involved finding a dealer that offers the trade-in option and transferring the ownership to the dealer. From here on, the dealer will pay off the remaining payments of the loan after receiving the equity difference from you. A car dealer will usually need the following information from your side: Car loan details including your account number Vehicle registration Driver’s license Car insurance details Details of trade-in option Your car with key...