TessMore Finance Blog

Applying for Social Security disability insurance (SSDI) benefits may seem easy when it appears you have a clear-cut situation that prevents you from working. But the application process is time-consuming, often involving twists and turns that can delay approval or result in a rejected application to prevent fraud. Hiring an experienced disability lawyer can help speed up the process and provide you with in-person representation. That’s where Atticus comes in. Atticus can help you find a credible lawyer that’s the best fit for your situation. Their service is free, and you only pay legal expenses if the Social Security Administration (SSA) approves your case. Disability payments are critical to you affording your monthly bills when you no longer earn a paycheck, and approval delays can cause undue harm to your finances. In this Atticus review, I’ll go over the intake process and show how this service can help you qualify for disability sooner. Table of Contents What Is Atticus...

Las Vegas is an adult playground that offers something for just about everybody. While the city is most famous for its casino hotels on the Strip, you can also attend a concert, sporting event, or conference.  Some even use the city as a base camp when exploring the Southwest or to enjoy the mild winters.  However, getting to Las Vegas can be expensive despite being an easy place to reach through discount airlines and travel packages. As tourism dominates the local economy, service fees and premiums can also be commonplace. Thankfully, the best credit cards for Las Vegas can help defray certain costs. Some offer built-in travel perks such as elite loyalty status, statement credits, and lounge benefits which can help you save money or qualify for complimentary upgrades. Table of Contents What are the Best Credit Cards for Las Vegas? Best for Luxury Travel and Airport Lounge Access: The Platinum Card® from American Express Best For Travel Redemption Bonuses: Chase Sapp...

Interest rates on savings and certificates of deposit are at highs we haven’t seen in decades. Just the other day, I saw a CD that yielded over 7% from a small credit union in Michigan. No tricky conditions to satisfy, just deposit cash into a 7-month CD (it had a maximum deposit of $7,000) and collect over 7% APY for your trouble (if you qualified). These “sky high” (ok ok, relatively speaking) interest rates sound almost too good to be true, and a few years ago, when the Federal Reserve set target interest rates at 0.00% , they were too good to be true. The only accounts offering 8 and 9% rates were scammy cryptocurrency websites. But with the target rate so high, getting 5% from a savings account and 6% from a CD isn’t a red flag. It’s normal. (it’s criminal that brick-and-mortar banks can get away with paying nothing in interest) When I saw a fintech company called Save offering “market returns” on a “savings account,” I had to dig deeper. To me, “market returns” means S&P ...

This is part of our series on IWT’s 4-Day Workweek Challenge, where we take you behind the scenes to show what it’s like for us as we test out a compressed work schedule. The email you’re about to read is written by Tony Ho Tran, a professional journalist for The Daily Beast and a former […] Source from I Will Teach You To Be Rich https://ift.tt/Fig1Xbv

If you’ve been denied credit recently or are in the process of repairing your credit, you may have come across the option to send a 609 letter to credit reporting agencies.  But what is a 609 letter? And can it really help you to clean up your credit or to get a higher credit score?  This article explains how the 609 letter works and shares tips on how to write an effective 609 letter. It also walks you through the steps required to file a credit report dispute. Table of Contents What Is a 609 Letter? What Is Section 609 of the FCRA? Do 609 Letters Really Work? How to Write an Effective 609 Letter How to File a Credit Report Dispute File a Dispute with Experian File a Dispute with Equifax File a Dispute with TransUnion The Bottom Line on 609 Letters What Is a 609 Letter? The 609 letter is a request to a creditor to prove that you asked for the credit in the first place. It’s said to be a loophole to help remove poor reporting from your credit bureau. ...

Some of you really believe that rich people have access to “secret” investments that get incredible returns. Look! 81.7% of people believe that. Well, I’m rich, and I have access to those investments, and unfortunately, 81.7% of people are wrong. Read on to learn why rich people DON’T have access to some secret investment that […] Source from I Will Teach You To Be Rich https://ift.tt/qTVghkM