TessMore Finance Blog

Do you love getting credit card bonuses but don’t like the high spending requirements that come with many credit card bonus offers? Perhaps you want to earn rewards but don’t spend enough money monthly to justify the high annual fee. Just because you don’t spend thousands every month on your credit card doesn’t mean you should be pushed out of the credit card rewards game. In this article, we’re sharing the best credit cards for low spenders. The cards we’ve selected offer welcome bonuses and attractive rewards programs, and some of them also appear on our list of the best cash back credit cards . Table of Contents Best Credit Cards for Low Spenders 1. Blue Cash Preferred® Card from American Express 2. Capital One VentureOne Rewards 3. Capital One Quicksilver Cash Rewards Credit Card 4. Chase Freedom Unlimited 5. Capital One SavorOne Cash Rewards Credit Card 6. Discover it Cash Back Card 7. U.S. Bank Cash Plus Card 8. Chase Freedom Flex 9. Citi Custom Cash Card 10....

When it comes to game changing developments in finances, the advent of low-cost index funds has to be up there. Jack Bogle of Vanguard is largely credited with being the creator of index investing and he’s on the Mount Rushmore of personal finance, as far as I’m concerned. Index funds offer a very compelling sales pitch: Instant investment in the stock market (whatever the fund represents) Exceptionally low fees (often less than 0.05%) Low maintenance But are there risks to index funds? Are there any reasons why we shouldn’t be using index funds? Today, I want to play a little Devil’s Advocate and point out some of the potential risks of index investing: Table of Contents Index funds do not replace financial planning High concentration in technology You can’t beat the market You lose some control on taxes You may get lazy Not all index funds are created equal Index funds could get TOO big Are index funds worth it? Index funds do not replace financial planning Wh...

Online banks are everywhere these days, but not all of them stand out in any meaningful way. If you’re looking for an online bank with excellent products and features, check out Axos Bank . They offer all of the convenience of online banking – including low and no fees – with many of the products associated with traditional banks, like loans, small business banking accounts, and investments. Table of Contents Who Is Axos Bank? Axos Features At-A-Glance Axos Bank Products Rewards Checking Essential Checking Cashback Checking First Checking Golden Checking Axos High Yield Savings How to Open an Axos Bank Account Axos High Yield Money Market  Axos Certificates of Deposit (CDs) World Checking & Savings Axos Small Business & Commercial Banking Axos Loan Products Axos Bank Pros & Cons Pros: Cons: Axos Invest Axos Self-Directed Axos Managed Portfolios Axos Bank Alternatives Chime Varo Bank Acorns FAQs The Bottom Line on Axos Bank ...

Starting a business is a lonely endeavor. You're constantly putting in long hours, making decisions, and dealing with setbacks. It's easy to get caught up in your own head and start to feel isolated. But isolation can be dangerous for business founders. It can lead to burnout, depression, and even physical health problems. It can also make it difficult to make sound decisions and build relationships with customers, employees, and investors. If you're feeling isolated, there are things you can do to combat it. Here are a few tips: Build a strong support network. This could include friends, family, business partners, mentors, or even a therapist. Having people, you can talk to and who can offer support is essential for your mental and emotional well-being. Get involved in your community.  This could mean volunteering, joining a club, or attending networking events. Getting out and meeting new people can help you feel less isolated and more connected to the world around...