TessMore Finance Blog

Have you ever wondered how to rent a car without a credit card? Or if it’s even possible? Renting a car without a credit card may be necessary for some and a preference for others. Perhaps you’ve chosen to live your life without credit cards in the name of financial stability. Not everyone cares about earning credit card rewards and welcome bonuses . Or maybe you went through a rough financial patch and can’t get qualified for a credit card (if that’s the case, a good secured credit card may help you get your credit back on track).  No matter your reasons, the good news is that you don’t need a credit card to rent a car. Of course, not every car rental company will accommodate your request, but as you will see in this article, there are many that will. Table of Contents How to Rent a Car Without a Credit Card Choose the Right Car Rental Company Know the Company’s Requirements  Be Prepared for Inconveniences  Car Rental Companies That Accept Debit Cards Ala...

Hello, friends! I have a lot to say, and I've done a lot of work on Get Rich Slowly during the past three weeks, but most of my efforts aren't yet ready for public consumption. The site de-design is 95% complete, but that final five percent is fiddly. I could be ready to launch the new layout tomorrow — or it might be two weeks. It's tough to say. If you're curious, though, you can check out my current progress here . But be warned that the site isn't fully functional. (For fun, I mocked up this very post in the new format so you can see the difference.) I have several long articles in the works — quality! the internet is dying! the sunk-cost fallacy! — but nothing that's wholly finished. And with my attention more focused on the de-design and Real Life than on writing, it'll probably be a while before anything is complete enough to publish. Still, I thought it'd be fun to stop in with a J. Money-esque stream-of-consciousness post to share a some c...

If you’re familiar with Microsoft Money, Money in Excel may interest you. The upgraded version of Microsoft Money enables you to keep track of transactions, create budgets, and establish and work toward reaching your financial goals. This Money in Excel review covers everything you need to know, from features to pricing to Money in Excel alternatives. Table of Contents What Is Money in Excel? What Does Money in Excel Do? How Does Money in Excel Work? Money in Excel Security Money in Excel Pricing Money in Excel Pros and Cons Money in Excel Alternatives The Bottom Line on Money in Excel What Is Money in Excel? Money in Excel is a financial management tool – in workbook form – from Microsoft that works within Microsoft Excel. It enables you to connect your financial accounts to Excel, where you can view and manage your accounts in one place. It also provides personalized insights into your monthly spending patterns to help you accomplish your financial goals. Money in Ex...

Cryptocurrency Definition Cryptocurrency, aka crypto, is a digital currency that doesn’t rely on any bank or government, meaning it’s decentralized. These currencies run on a blockchain, a decentralized public ledger that keeps a secure record of crypto transactions. Whether you’ve heard about people using crypto to buy their groceries at Whole Foods or their coffee at Starbucks, cryptocurrency is a trending topic — and investment. In fact, the value of all cryptocurrencies is worth trillions of dollars today . Even if you’re among the crypto-curious, you might still be asking yourself, “Just how does cryptocurrency work?” Follow along to learn about crypto, its advantages and disadvantages, and best practices for getting started with cryptocurrency safely. How Does Cryptocurrency Work? Cryptocurrencies are decentralized digital currencies that live on a blockchain. Unlike physical cash, cryptocurrencies are intangible and can be exchanged digitally with others around the wor...

The stock market is off to its worst start in at least 50 years by some measures. The NASDAQ is having its worst start going back to 1971 when the composite began , and the S&P 500 hasn’t been this bad since 1939!  As an investor, you’re probably conflicted by the twin desires to stay the course and take advantage of a potential buying opportunity while minimizing losses at the same time. It’s not impossible to do. One of the ways investors have dealt with bear markets in the past is by investing in dividend stocks . They provide a steady cash flow, but the dividend yields make the stock prices more resilient in down markets. One of the best ways to invest in dividend stocks is through exchange-traded funds (ETFs) . Many funds specialize in high dividend stocks, so you can avoid buying individual companies and build a portfolio from the ground up. Table of Contents The 10 Best Dividend ETFs to Buy Right Now 1. iShares Emerging Markets Dividend ETF (DVYE) 2. WisdomTr...

Costco Wholesale is a well-known name for offering products in various industries, including jewelry, electronics, laptops, furniture, and outdoor living goods. With its practice of providing recognizable brands at reasonable costs, it consistently draws customers. As a result, everyone often shops at Costco. However, every coin has two sides, and up until this point, you have only seen Costco’s positive side. We shall now educate you about the entire one. No, Costco doesn’t offer payment plans. You have a Citibank Costco-branded Visa card that enables you to postpone payments for whatever you buy using the card, but the purchase is not financed. Has Costco ever offered payment plans? No, Costco does not officially provide payment options for major purchases. Members of Costco can use this credit card to buy things they otherwise might not have been able to afford. Accordingly, Can I use my friend’s Costco card instead? Although the Costco membership card cannot be transferred,...