TessMore Finance Blog

Amazon is the biggest online retailer in the country and sells just about everything under the sun. If a product is for sale online, chances are it’s on Amazon. The retail giant doesn’t just sell its own products, it’s also a virtual marketplace for millions of vendors around the globe. Competition between these sellers is fierce and with just a little bit of work, you can take advantage by scoring deals and getting free stuff on Amazon. While there are some things on Amazon anyone can get for free right away, the best way to get high-quality freebies is through helpful, informative and well-written product reviews. In 2016 the company changed its review policy and now the only way to get free products through reviews is the Vine program. While you won’t be able to reach out to a struggling retailer and offer reviews in exchange for merchandise, there are still ways for reviewers to get free stuff. Robust Reviews Earn Amazon Freebies Reviewing products is one of the prime ways to...

A salary is not the only thing workers should consider when negotiating a new contract or job offer. Many employers offer a wide array of benefits for their employees. Benefits could outweigh a minor salary increase by providing valuable tools, such as better healthcare, help with your retirement planning, and insurance help. Benefits can also help increase productivity, quality of life, and job satisfaction. 60 percent of employees rank benefits as a “very important” contributor to their satisfaction with their careers, according to the Society for Human Resource Management . In fact, benefits are ranked among the top three drivers of fulfillment, only ranking behind the respectful treatment of workers and compensation, according to the same study. To help you decide which benefits suit your personal needs, here are some of the best employee benefits. The post [VIDEO] 8 Best Employee Benefits Beyond Salary appeared first on CentSai . from Earn Money – CentSai https://ift.tt/3...

As life slowly crept back to normal in 2021 following the financial chaos and uncertainty of the year before, we were left with the desire to get a better handle on our individual money situations. Maintaining a budget is an excellent way to start. While keeping tabs on your cash flow isn’t necessarily fun, it will help you stay focused on your future goals. As 2021 winds down, here are the best budgeting lessons we learned that we’ll be carrying into the new year. 10 Top Budgeting Stories From 2021 Take this advice with you into the new year. 1. Save Money Every Month With the 70/20/10 Budget The 70/20/10 budget is a percentage-based money management system where you earmark 70% of your take-home pay toward monthly expenses, 20% for saving and investing and 10% for extra debt payments or donating. It’s a good budget to implement if you’re working toward savings goals and want to be more intentional about putting money aside each month. If you’re not a fan of the 70/20/10 budg...

Cheese is a digital checking account that offers up a debit card you can use to earn up to 10% cash back at a variety of places (10K+ at last count). It is marketed towards immigrants and Asian Americans (many bonus categories are for Asian restaurants and stores) but there’s really no reason why anyone couldn’t use a Cheese account. As is the case with companies like this, they are offering sizable bonuses for folks to sign up and try them out: Table of Contents How to Get up to $70 from Cheese It’s App Only Referral / Invitation Code Connecting a Bank Account Other Cheese Promotions What is Cheese? How Does This Offer Compare? How to Get up to $70 from Cheese Cheese currently has a massive $70 referral bonus if you satisfy a few easy conditions, none of which include a direct deposit. Get $2 just for opening an account with Cheese Get $45 when you make a deposit of $50 or more Get $23 when you use the debit card to spend $5 or more All told, it’s a $70 bonus...

Grocery store loyalty programs used to be the way to go to save money on gas. But now that gas stations are offering their own gas rewards programs, it’s time to rethink your fueling strategy. And considering that we entered 2022 with prices $1 higher per gallon than at the start of 2021 (and some analysts predict a national average this year of $4 a gallon ), you’ll want to save every penny you can while you’re filling up that tank at the gas station. Gas Rewards Programs at a Glance Name Minimum Savings How it Works Other Savings Other Benefits BPme Rewards 5 cents per gallon Buy min. $100 fuel/month Occasional bonus offers Matching price program GET DETAILS Exxon Mobil Rewards+ 3 cents per gallon Points for fuel, retail "Frequent filler" status Track rewards in an app GET DETAILS Maverik Adventure Club 2 cents per gallon Points for fuel, retail Triple points on Tuesday "Nitro" checking card GET DETAILS Pi...

Working remotely has become an increasingly common career choice in recent years. A consequence of the growing sharing economy (in which it seems everyone is a freelancer), there are over 28 million entrepreneurs operating sole proprietorships in the United States, according to the Small Business Administration . These “solo-preneurs” often derive revenue from several different revenue streams, some full time and some as side hustles. And many such solo-preneurs use the internet to market new services and attract clientele. But with the opportunities afforded by the internet come bad-faith actors bent on making a quick buck by scamming telecommuters — both new and experienced. Aided by the anonymous nature of the online world, these fraudsters will often try to get you to work for free (at best) or take your money (at worst). Optimize Your Resume With a Leading Job Search Site Get Started Today 6 Common Work-From-Home Scams If you’re currently working from home as an independent...

The most noticeable impact of getting a DUI is the potential for loss or damage of life. However, it can be tough on your finances as well. The U.S. Department of Transportation tells us that one person in the U.S. dies every 52 minutes (on average) due to a drunk driving crash.  That adds up to over 10,000 people per year. However, the statistics don’t tell of the hundreds of thousands of people affected each year financially by DUI occurrences.  In this article, we’ll explain how a DUI – aside from the tragic ramifications it leaves on tens of thousands of lives physically and emotionally each year – can affect your pocketbook.  Table of Contents How a DUI Can Affect Your Life Average Cost of a DUI Fines By Your State’s Judicial Systems Legal Fees Higher Insurance Rates Other Fees That Come With Getting a DUI Getting a DUI In College Financial Aid Impact Loss of Extracurricular Privileges Getting a DUI With a Full-Time Job Refusal to Hire Loss ...

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners . If you’re not already rich, the race to early retirement can feel like it’s marred by sacrifice. Give up this, give up that — like the only way to retire before 65 is if you suffer now. Sure, you want to be able to enjoy early retirement, and that means having enough money saved to do so. But you also want to live your life now in a way that brings you joy. A study from annuity.com found that people would be willing to sacrifice several of life’s greatest conveniences to be able to achieve FIRE (financial independence, retire early): The study shows that 20% of people would forgo having children, 27% would live without a pet and 28% would give up dining out just to have their retirement party a decade or two earlier. Some people would even move into a tiny home or sell their car! But we know there are bet...

Banking has not been immune to the volatile conditions of today’s rapidly changing world. From the COVID-19 pandemic to a rise in artificial intelligence to new cybersecurity threats, banks continue to face large challenges that are ultimately changing the way they operate. We’ve seen large shifts in 2021, but we expect even bigger changes to the landscape of banking features in 2022. Here is a preview of what we expect to see from banks in 2022. 7 Banking Trends to Watch For in 2022 No one can tell the future, but we’re constantly analyzing banking trends to predict what’s next. Here’s what’s likely to come in 2022: 1. A Shift in APYs Following the pandemic, APYs (annual percentage yields) plummeted at both banks and credit unions . Each month, we monitor the best savings accounts and best checking accounts , and a large factor in our methodology is APY. Pre-pandemic, we were seeing some banks, especially online banks, offering APYs upwards of 2.00%. But when COVID-19 shut dow...