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Student loan forbearance is a temporary suspension or decreased rate on your student loans. Many people became familiar with student loan forbearance during the COVID-19 pandemic , during which many student loan payments were halted or cut.  Navigating student loans can be a tricky business as it is. But if a lower interest rate piques your interest, we’ve put together a guide to what student loan forbearance means and how it works.   What is Student Loan Forbearance?  Student loan forbearance means you’ll get some reprieve from your loan payments for a time. This could mean your monthly payment is reduced or even stopped altogether for up to one year.  For the most part, forbearance isn’t an automatic process. You’ll have to contact your loan provider and fill out a form to request it. From there, your provider will determine whether or not to grant you forbearance.  Let’s break down the different types of loan forbearance.  General Forbearance General forbearance, also calle

Have you heard people refer to someone’s income as 6-figures, 7-figures, 8-figures, or even 9-figures? Understanding the numbers behind these terms can help you determine your income and net worth goals. And let’s face it, it’s fun to know what types of jobs command such high salaries.   In this article, I’ll break down the numbers and share some examples of careers that fit each income level. Want to know who is making 9-figures? Keep reading! Table of Contents What Does 6-Figure, 7-Figures, 8-Figures, and 9-Figures Mean?  What Is a “Figure” in Terms of Money?  How Much Is 6-Figures?  6-Figure Income Jobs How Much Is 7-Figures?  7-Figure Income Jobs How Much Is 8-Figures? 8-Figure Income Jobs How Much Is 9-Figures? 9-Figure Income Jobs Bridging the Income Gap with Side Hustles Freelance Your Skills Work as a Virtual Assistant Rent a Room Out on Airbnb Provide Pet Care in Your Home Pick Up a Part-Time Job Summary What Does 6-Figure, 7-Figures,

Indeed, Forex’s market has maintained tremendous growth since the start and continues to lure in a greater number of investors. Moreover, despite its steep learning curve , forex trading has been in soaring demand since the beginning of the novel coronavirus pandemic and its social distancing measures. Many people have wondered what chances are like in the Forex trading industry in 2022? Is Forex trade still profitable ? Forex trading can be profitable when you approach it as a business. However, accomplishing a certain level of success can be challenging. It is crucial to consider the timeframes to determine if forex trading is profitable. Being lucrative in the short run (days/weeks) is easy, but being profitable over the years requires having a system in place to manage risks and a significant amount of cash to leverage.  Is Trading Forex Profitable? For a market that deals with around $5 trillion in volume every day , it makes sense that there are merchants that profit from F

Investing is an attempt by people to create another source of income. Anyone who has tried their hand at it before knows that it is not child’s play and involves looking over many factors, so you don’t send your life savings down the drain. And in the last year, the RJVX12 algorithm gained a lot of attention as a premier investment opportunity. No, you should not invest in the RJVX12 algorithm in 2022. The main reason is that while the algorithm may be legitimate, after the initial wave, it is just as effective as any other, meaning that, like any other investment, it needs to be a smart and informed decision. The algorithm made headlines at the time of release in early 2021, but not much has been heard from it since, so it is important to be smart with your money. What is the RJVX12 Algorithm? The algorithm is described as a unique new system with the code name RJVX12, which has been extremely effective in providing the highest returns on investments . It was introduced back i

College Budget Template & Free Tools [Step-by-Step Tutorial] Looking for a budgeting template to help you plan college expenses?  You’re in the right spot! In this post, we’ll walk you through how to build a college budget using the budgeting template below to help you take control of your finances.  College Budget Template (.XLSX) If you’re a fan of automation. You can also set up the exact same student budget and automatically track your finances over time using the Mint app .  Automatically track your spending over time with the Mint mobile app , or use our college student budget template to input your income and expenses each month. Either way, using a budget can help you start working toward your financial goals. We’ll cover two ways to go about making your college budget: Budgeting Using the College Budget Template : Download the Excel spreadsheet–which has the same categories as the Mint app–and fill out your income and expenses. Budget Using the Mint Mobile App :

Household Budget Template & Free Tools Need a budgeting template that can help you plan your household expenses? We have you covered!  In this post, we’ll show you how to create your household budget using the budget template below, so you can make informed financial decisions for you and your family. Here are the two core budgeting methods we’ll review in this post: Budgeting Using the Household Budget Template : Download the free home budget template which uses the same categories as the Mint app. Budget Using the Mint Mobile App : Learn how to automate the household budget template with the Mint app so you can save time. Sign up for Mint to automate your household budget! With a quick set up, you can create and manage your home budget for free with Mint. Get Started Today Budgeting Using the Household Budget Template Our household budget template is a simple way to create a budget for your home using a simple Excel spreadsheet. With a home budget worksheet, you ca