TessMore Finance Blog

First, let’s tackle a few questions that have been bugging us about cheap white wine. Why is the Best Cheap White Wine Generally Less Expensive than Red Wine? Answer: White wines spend less or no time aging in a barrel, so they are quicker to produce than red wine. Plus, winemakers don’t have to shell out for the cost of the barrel, explains Nick Elliott, a former winemaker from San Diego, California. An oak wine barrel can cost up to $1,500, Elliott says. One barrel holds 60 gallons of wine, which is 25 cases with 12 bottles in a case. The cost of that barrel is then split over that 300 bottles of wine, depending on how many times that barrel is used over the years. Most wineries will not use a barrel more than three or four times. Next: Do Wines with Screw Tops Indicate That the Wine is Crummy? Answer: The short answer is “no,” but it can be perceived that way, Elliott explains. Winemakers choose cork over screwtops for wines that require aging. So you will usually find corks ...

In a world that moves a mile a minute, it seems like everyone is changing or reinventing themselves. Recently, while chatting with friends at a wedding, I learned that my closest friends are already working on their third or fourth careers. They all seem to be job hopping or, at the very least, looking for opportunities different from their current employment.  One friend switched from being a singer-songwriter to being a personal trainer with a stint as a software developer in the middle. Another friend started giving guided hikes in national parks, then worked in banking to pay off her debt , and now spends her workdays composing tweets as a social media marketer. I was curious about the versatility in their work and considered how a variety of jobs has the potential to increase both career and life fulfillment. On the flip side, there must be a certain level of risk involved in frequently job hopping.  Although there are potential complications with too many transit...

Did you get a mailer from Synovus Bank offering a eye-watering sum for opening an account? If so, we have all the details below in an easy to read explanation. Synovus Bank has two offers right now, one for $150 and one for $500. For both, you need to have received a mailer but there’s a good chance the $150 offer is available to anyone who calls in and lives in their service area. Before we get to the offer, some minor housekeeping. Synovus Bank is a regional bank that is FDIC insured with Certificate #873 . They have locations in five states – Alabama, Florida, Georgia, South Carolina, and Tennessee – and fewer than 300 branches. It has a decently sized geographic footprint but limited to just the south. Now, onto the offer: Discover Online Savings Account – $150 or $200 Discover Bank is offering a $150 or $200 bonus to open your first Online Savings Account. Just open it with the code WH21 by 12/15/2021 and then deposit at least $15,000 to get the lowest bonus amount. D...

When you look for advice on how to save money, a common refrain you find is to do things yourself. Instead of hiring someone to mow your lawn, shovel your sidewalk or fix your toilet, you should accomplish those tasks yourself. That advice may be fine for basic household tasks, but it can be tricky when it comes to more complicated tasks. Also, when you have limited time, is it worth doing something yourself even if you’ll save money? Read below to see when it’s worth to do-it-yourself and when you should just pay for it. Is It Always Cheaper to Do it Yourself? Whitney Hansen, host of the Money Nerds Podcast , buys furniture for cheap, refinishes it and resells it for a profit. As someone who’s tackled dozens of projects, she’s learned when it makes sense to do it yourself, and when you should leave it to the professionals. She said one of the biggest problems beginners run into is underestimating the time involved. This often leads them to take shortcuts that result in shoddy wo...

Meal prep services have become increasingly more common over the past few years. During the COVID-19 pandemic when people limiting their trips out of the house, food delivery services increased drastically. In addition to straight food delivery like DoorDash or UberEats, services that delivered meal kits became more and more prevalent. While these meal prep services aren’t a great fit for everyone, they can make sense for certain budgets. What Is a Meal Prep Service? A meal prep service, also sometimes known as a meal kit, provides you with a certain number of meals per week. You select the number of meals and which meals you want, and they will be delivered to your door. The ingredients are measured out in exact serving sizes, usually to make one to four portions. It is common for meal kit services to offer a certain number of “free” meals when you initially sign up. The idea is that you can try out the meal service for less of a financial commitment to see if it’s something that...

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners . It’s the season of the pumpkin and there are so many uses for these oversized orange gourds beyond a toothy jack-o’-lantern. (Yes, pumpkins hail from the gourd family.) By no means are we suggesting you skip the time-honored tradition of carving that happy or scary face into a hollowed-out pumpkin. Carve diem. Seize the pumpkin. After all, they are at their cheapest this time of year. When grocery stores and farmers markets are full of pumpkins this time of year, buy two. Carve one and save the other for one of our 21 uses for pumpkin. You can use one pumpkin for toasted seeds, pie and maybe even soup, depending on how big it is. Pumpkins: They Aren’t Just For Jack-O’-Lanterns Anymore Whether it becomes a tasty snack, home decor or a science project, your pumpkin has endless possibilities. While true penn...

Meal prep services have become increasingly more common over the past few years. During the COVID-19 pandemic when people limiting their trips out of the house, food delivery services increased drastically. In addition to straight food delivery like DoorDash or UberEats, services that delivered meal kits became more and more prevalent. While these meal prep services aren’t a great fit for everyone, they can make sense for certain budgets. What Is a Meal Prep Service? A meal prep service, also sometimes known as a meal kit, provides you with a certain number of meals per week. You select the number of meals and which meals you want, and they will be delivered to your door. The ingredients are measured out in exact serving sizes, usually to make one to four portions. It is common for meal kit services to offer a certain number of “free” meals when you initially sign up. The idea is that you can try out the meal service for less of a financial commitment to see if it’s something that w...

When you look for advice on how to save money, a common refrain you find is to do things yourself. Instead of hiring someone to mow your lawn, shovel your sidewalk or fix your toilet, you should accomplish those tasks yourself. That advice may be fine for basic household tasks, but it can be tricky when it comes to more complicated tasks. Also, when you have limited time, is it worth doing something yourself even if you’ll save money? Read below to see when it’s worth to do-it-yourself and when you should just pay for it. Is It Always Cheaper to Do it Yourself? Whitney Hansen, host of the Money Nerds Podcast , buys furniture for cheap, refinishes it and resells it for a profit. As someone who’s tackled dozens of projects, she’s learned when it makes sense to do it yourself, and when you should leave it to the professionals. She said one of the biggest problems beginners run into is underestimating the time involved. This often leads them to take shortcuts that result in shoddy wor...

Business owners are often at crossroads when they want to decide the kind of business entity they want to establish. They are faced with several different options, and they primarily choose that on the basis of what suits them better amidst the several different options that they have. In this regard, corporations tend to be one of the foremost and primitive choices for entrepreneurs. Here’s a detailed breakdown of corporations, and all the advantages and disadvantages that are associated with corporations. In technical terms, a corporation is created when it is incorporated by a group of shareholders who share ownership of a given corporation. This is represented by their holding of the stock shares, which further helps to pursue a common goal. Mostly, corporations are established with a common view of profit sharing. However, some corporations are also formed for other objectives, which might be important enough on a number of grounds. Within corporations too, there are several typ...

If you’re ready to say goodbye to your 9-to-5, you’re not alone. Millions of workers have quit their jobs in 2021, prompting the term “the Great Resignation.” Countless others are considering making that move. According to the Society for Human Resources Management , more than 40% of U.S. workers are actively seeking or plan to soon find new employment. If you’re burned out or frustrated with things at your current job, it may be tempting to hastily call it quits without doing any prep work. But the more you plan out your exit, the better prepared you’ll be to handle the aftermath. Besides, yelling “I quit” or simply walking out on the job will burn bridges and potentially could damage your pursuit for future employment. 10 Things to Do Before Quitting Your Job This employee resignation checklist details 10 important steps to take before quitting your job . 1. Figure Out Your Next Step Unless you’re financially independent and don’t need a job to afford your lifestyle, you’ll n...