TessMore Finance Blog

“Looking to move? We will pay instant cash for your home! Call ……” You might have seen that kind of offer on a billboard or a homemade sign posted to a telephone pole. The concept has been around for years. Want to sell your home fast? There’s usually someone willing to buy it – as long as you’re willing to take less than market value. The newest take on this type of online house flipping is called iBuying – an automated, much more formal method of selling your home quickly. Many companies in the online real estate industry, like Opendoor, Redfin, Offerpad and Zillow have jumped in the iBuyer game, with mixed results. For Zillow, the results have been disastrous. The company shut down its iBuyer program, Zillow Offers, this month – less than two years after it launched – after buying thousands of homes above current asking price and losing $304 million due to the program during Q3 2021. So what does that mean for the iBuying business? Joshua Roberson is a lead data analyst at th...

Black Friday and Cyber Monday are two of the biggest spending days of the year, and retailers are gearing up their deals to meet demand. While many Black Friday discounts tend to be on tech and home entertainment purchases, there’s no shortage of additional deals available across a wide spectrum of products. As such, if you’re looking to cut back on your small business or entrepreneurial overhead, the coming holiday weekend may be a prime time for you to save.  Manage Your Money Better With a High-Interest Checking Account Sign Up Today The Stats on Black Friday Shopping Though more and more people are opting for the comfort, warmth, and ease of online shopping, about 165 million shoppers are still expected to show up in person when the doors open on Black Friday this year. Between in-store and online purchases, American consumers are expected to spend over $990 billion . throughout November and December.  Despite the millions of dollars in “savings” Americans are exp...

Quick Navigation The Difference Between a Mortician and Funeral Director What Does a Funeral Director Do? The Changing Funeral Business Get Started in the Funeral Business Licensure State Licenses National License Classwork for the License Cost of Getting a License School Exam Licenses Funeral Director as Entrepreneur Green Funerals Pet Funerals Other Jobs in the Funeral Industry Frequently Asked Questions (FAQs) About Funeral Business Jobs There are a lot of reasons for thinking about becoming a funeral director, the funeral industry’s preferred term for mortician. For one, the unemployment rate is low. For another, there’s always a need. And, it is one of the careers that does not require a bachelor’s degree that still pays well. Funeral directors make an average of $55,000 a year. That’s the average and some directors with more experience bring in more than $70,000. As far as school, most states require an associate’s degree, an apprenticeship/internship, an...

The weather’s getting colder. The days are getting shorter. Before you know it, Christmas will be here. While you’re out shopping for gifts, it can be very tempting to add a bunch of holiday decorations to your cart to help get your home looking merry and bright. But the cost of Christmas decorations often gets overlooked when making your holiday budget — and you end up spending way more than you thought you would. To avoid that post-holiday regret, consider these low-budget suggestions for decorating for Christmas. 23 Ideas for Cheap Christmas Decorations Deck the halls without wrecking your finances. Here are 23 festive ideas for cheap Christmas decorations. 1. Wall Christmas Trees A flat Christmas tree hung on the wall is a great space saver and money saver. You can make wall Christmas trees out of a string of lights, garland, a large piece of felt or even Washi tape. Check out this article from Apartment Therapy for ideas. It looks festive with or without a tree topper! 2....

Quick Navigation Great Travel Freebies and Deals in 10 Must-Visit Cities Seattle San Francisco Los Angeles Las Vegas Santa Fe, New Mexico New Orleans Charleston, South Carolina Washington, D.C. New York City Chicago After a year and a half of travel restrictions, stay-at-home orders and individual health concerns, the world is opening back up and that’s music to the ears of those of us traveling again. But even if you’ve been saving lots of money while waiting out the pandemic and are ready for some revenge travel, you’ll still want to watch your pennies. Good thing there are some great deals out there — some of them even freebies. From hotel deals to food offerings to reduced prices for tours and even free walking tours, travel may be more affordable than ever right now. We found offers in 10 U.S. cities that will make you want to pack your bags. Great Travel Freebies and Deals in 10 Must-Visit Cities Seattle Seattle has transitioned from a mid-size regional cent...

Cost Of Goods Sold Definition Cost of goods sold (COGS) is the cost of producing the goods sold by a company. It accounts for the cost of materials and labor directly related to that good and for a designated accounting period. As a company selling products, you need to know the costs of creating those products. That’s where the cost of goods sold (COGS) formula comes in. Beyond calculating the costs to produce a good, the COGS formula can also unveil profits for an accounting period, if price changes are necessary, or whether you need to cut down on production costs. Whether you fancy yourself as a business owner or a consumer or both, understanding how to calculate cost of goods sold can help you feel more informed about the products you’re purchasing — or producing. What Is Cost of Goods Sold? Cost of goods sold is the cost of producing the goods sold by a company. It includes the cost of materials and labor directly related to that good. However, it excludes indirect expen...