TessMore Finance Blog

Do you receive your paycheck via direct deposit? Have you ever wondered what time it actually hits your bank account? It’s important information to know, especially if you have automatic deductions coming out of your account around the same time. Here’s a closer look at how direct deposit works, when it hits your bank account, and more. Table of Contents What Is Direct Deposit? What Days Can You Receive Direct Deposit? What Is Early Direct Deposit? How Much Does Direct Deposit Cost? What Time Does Direct Deposit Hit? What are the Benefits of Direct Deposit Which Banks Offer Early Direct Deposit? Axos Bank Chime Current Dave Fifth Third Bank How Do I Sign Up for Direct Deposit? Final Thoughts What Is Direct Deposit? Direct deposit, also known as an Electronic Funds Transfer or EFT, transfers money from the payor’s account to the recipient. The Automated Clearing House (ACH) is used to send direct deposit payments. The highest levels of encryption are used to

Do you live in Georgia, North Carolina, South Carolina, Tennessee or Virginia? If so, you’re eligible for a massive $400 bonus from HomeTrust Bank if you open a new personal checking account and meet some minimum qualifications. Table of Contents Who is HomeTrust Bank? How to get up to $400 from HomeTrust Bank How does this bonus compare? Who is HomeTrust Bank? HomeTrust Bank is a regional bank with a headquarter in Asheville, North Carolina. FDIC insured under certificate #27677 since 1926, they have fewer than 40 locations across five states. They had assets of $3.6 billion near the end of 2022 and they are a community-focused bank that has a juicy bonus on new checking accounts that’s relatively easy to obtain. How to get up to $400 from HomeTrust Bank To get up to $400, you need to open a new checking account and then satisfy these requirements to earn a tiered bonus: Get $150 for qualified direct deposits totaling $2,500 or more in the first 90 days. Get $150 f

I recently got an article published on The New York Times. That’s a pretty big deal for any writer, so you can bet your ass that I celebrated with confetti and a dance that looked kind of like this:   Jealous of my moves? I would be too. “You’re killin’ it!” a friend later said […] The post When “Success” Feels Like it’s Not Happening Fast Enough appeared first on I Will Teach You To Be Rich . from I Will Teach You To Be Rich https://ift.tt/sFcUeoD

When shopping for life insurance , you want to make sure the company you’re dealing with is going to be around for a while. And while size isn’t everything, companies with a larger market share have a more extensive customer base which can translate to greater financial stability. To help you in your search, I’ve compiled a list of the biggest life insurance providers in the US by market share and premiums received, according to the most recent data (filed on March 13, 2023, with the National Association of Insurance Commissioners [NAIC]). Several of these providers have been in business for over a century, and all have healthy financial strength ratings.  Table of Contents The Largest Life Insurance Companies in the United States 1. Northwestern Mutual Life 2. New York Life  3. MetLife 4. Prudential 5. MassMutual 6. Lincoln Financial Group 7. Nationwide 8. State Farm 9. Securian 10. Transamerica 11. John Hancock 12. Guardian Life 13. Pacific Life 14. Protective 15

In our research of over 5,000 people, we found that the #1 barrier to making more money was, by a huge margin, finding the right idea. In this post, I’ll show you the first step of identifying, testing, iterating, and validating your ideas to virtually guarantee that you’ll make more money to live a richer […] The post Finding the Right Money-Making Ideas (That Anyone Can Do) appeared first on I Will Teach You To Be Rich . from I Will Teach You To Be Rich https://ift.tt/AEHmGiQ

Are you looking for a money app that can help you manage your day-to-day spending? Rocket Money claims to do just that, as well as help you cancel unwanted subscriptions and plan for future purchases. But is Rocket Money safe to use, and how does it compare to similar budgeting apps like YNAB and Personal Capital ? I answer these questions, and more, in this Rocket Money Review. Table of Contents What Is Rocket Money? What Happened to TrueBill? How Does Rocket Money Work? Rocket Money Pricing Lite Premium Rocket Money Features Account Syncing Track Subscriptions Bill Cancellation Bill Negotiation Budgeting Bill Reminders Automated Savings Net Worth Tracker Credit Score Monitoring Rocket Money Pros and Cons Pros Cons Is Rocket Money Safe? Alternatives to Rocket Money YNAB Personal Capital Trim Mint FAQs The Bottom Line on Rocket Money What Is Rocket Money? Rocket Money , formerly TrueBill, is a budgeting app for Android and Apple devic

How Long Will it Take to Double Your Money? This is a very good question. It is probably one of the most important questions to ask yourself when you have some disposable income saved up. So don”t worry, we will answer this question right now!   The Rule of 72 is a fast trick you […] The post The Rule of 72 and Swensen’s Model of Asset Allocation appeared first on I Will Teach You To Be Rich . from I Will Teach You To Be Rich https://ift.tt/vdpyBcJ

In this comprehensive guide, I’m going to talk about the pros and cons of buying a house in a recession, so before you make any decisions, you’ll want to read this first.   Hi, Ramit Sethi here, entrepreneur, personal finance adviser, and founder of IWT, and I’m here to talk to you about an important […] The post Buying a House in Recession: Pros, Cons, and Expert Advice appeared first on I Will Teach You To Be Rich . from I Will Teach You To Be Rich https://ift.tt/G0FIjQu

Let’s face it – who enjoys a job interview?  Interviews can be daunting, but they’re usually a necessary part of getting a job. They’re a chance for potential employers to find out more about you and decide if you’re suitable for the job, but they also give you a chance to find out more about […] The post What is a Working Interview? (Everything You Need to Know) appeared first on I Will Teach You To Be Rich . from I Will Teach You To Be Rich https://ift.tt/LkBRbIM

Being a solopreneur is a unique and rewarding experience, but it also comes with its own set of challenges. As a solopreneur, you’re responsible for everything from product development and marketing to customer service and accounting. To succeed, you need to be self-motivated, resourceful, and adaptable. In this blog, we’ll explore what it means to […] The post Solopreneur: What It Means To Be One (& how to be a great one) appeared first on I Will Teach You To Be Rich . from I Will Teach You To Be Rich https://ift.tt/aC8q5dP

Did you get a deposit into your bank account from TPG PRODUCTS SBTPG LLC? Or just TPG Products? Or some version of that? And did the deposit come from Civista Bank? A bank that you’ve never heard of? If so, you’re probably wondering why because the name is acronym soup and not something you expected. It has to do with your tax refund. TPG PRODUCTS SBTPG LLC stands for: TPG stands for Tax Products Group SBTPG stands for Santa Barbara Tax Products Group And the LLC is just Limited Liability Company And Civista Bank is the bank that SBTPG uses. In most cases, the deposit you received was your tax refund minus any fees. Many companies, like TurboTax and TaxSlayer, used Santa Barbara Tax Products Group to process returns and refunds. Table of Contents Who is Santa Barbara Tax Products Group? What is the TPG Products Deposit? Who is Civista Bank? What if there is a discrepancy? Who Uses Santa Barbara Tax Products Group? Who is Santa Barbara Tax Products Group? Santa Ba

First Commonwealth Bank is a community bank with 129 domestic locations in two states (but a footprint that spans several more) that offers a nice little bonus on their checking and savings accounts. First Commonwealth Bank is the result of a merger of several community banks in western Pennsylvania and, as with every bank listed on the blog, they are FDIC-insured ( FDIC #7468 ) since 1880 (likely the oldest certificate of the merged banks). They are publicly traded under the ticker FCF so you can even assess the financial strength of the bank if you so choose. But today we’re going to talk about how you can take advantage of their new account bonus: Table of Contents First Commonwealth Bank – up to $200 How Does This Compare? First Commonwealth Bank – up to $200 First Commonwealth Bank has a $200 bonus offer when you open a checking account and savings account, online or by phone, using the promotional offer code CHECKING200. (as an added bonus, all checking accounts

If you’re an early adopter of technology or enjoy investing in tomorrow’s trends, you’ve likely explored artificial intelligence (AI) stocks. AI might be the most impactful technology of the decade, and it’s reshaping business practices in many industries. For example, ChatGPT from OpenAI is one of this year’s most-used software programs. The AI-powered chatbot uses generative text to produce correspondence about a multitude of topics. With ChatGPT still in early-stage development, many investors want to know how to buy OpenAI stock. Many hope this company will be the next Amazon, Microsoft, or Netflix, and getting in early could result in a huge investment return if the company is successful. But is it possible to buy stock in OpenAI? Table of Contents What Is OpenAI? Can I Buy OpenAI Stock? Microsoft (MSFT) Index Funds Pre-IPO Investing OpenAI Competitors Nvidia (NVDA) Alphabet (GOOG) Amazon (AMZN) How to Invest in AI Stocks FAQs Should You Invest in OpenAI?

A s your side hustle, freelance business, or e-commerce shop grows, you may need software to help you manage it. One popular solution is Square . Once just a way to accept credit card payments with your phone, Square now offers a flexible suite of tools to run and grow your enterprise. Read on to discover how Square can help your business succeed. What is Square? Launched over ten years ago, Square is a globally-used business software. Square can work for companies of any size (including solopreneurs!) and in any industry. You can use Square for e-commerce, customer relationship management, employee management, banking, and more, depending on your needs. Try Square How Does Square Work? Square’s solution is customizable to your business. You can choose (and pay for) which components you need and skip the rest. Let’s take a look at some of Square’s main capabilities: Online Selling Square can make it easier to make money with an online store . The platform allows you to: La