TessMore Finance Blog

W hile we mostly cater to business owner here, we realize you might want to have a business checking account where you bank personally. Therefore, we’re listing our favorite personal checking accounts, free and almost free, below… Axos Bank Rewards Checking Formerly known as Bank of Internet USA, Axos Bank has taken online banking to new levels since 2018. Between their high yield rewards and smart banking technology, Axos is a great option for people interested in online banking. They were named among the Best Online Banks of 2020 by GoBankingRates. Axos Bank Rewards Checking accounts have a low minimum of $50 to open an account. With no monthly minimum balance to keep, anyone can open an account and start earning rewards. Account-holders can earn rewards by meeting some criteria: Receive monthly direct deposits totaling $1,000 or more Use your Axos Debit Card for at least 10 transactions of $3 or more each per month Use your Axos Debit Card for 5 or more monthly transaction

If you have spent time looking for a new bank or are sifting through Swagbucks offers to earn bonus points, you have undoubtedly seen multiple ads for online checking and savings accounts.  Many of these options are from “neobanks,” which offer banking services that can be cheaper and more innovative than a traditional bank. But what is a neobank, and what can it do for you? In this article, I’ll answer those questions and share the benefits of neobanks and how they differ from traditional banks like Wells Fargo or Bank of America . Table of Contents What Is a Neobank? Who Can Join a Neobank? How Do Neobanks Make Money?      How Neobanks Work Differences Between Neobanks and Online Banks Most Neobanks are Young Limited Premium Services and Customer Service Many are Mobile-Only Neobank Pros and Cons Pros Cons Best Neobanks in the US Chime Cleo Current Lili SaveBetter Varo The Bottom Line on Neobanks What Is a Neobank? A neobank is not an actual ban

On December 23, 2022, the House joined the Senate in passing a $1.7 trillion federal spending bill that President Biden will soon sign into law. A vast and sweeping spending package (as you'd expect with any omnibus appropriations bill), it includes everything from $45 billion of emergency assistance for Ukraine to a ban on TikTok on government devices. Of particular interest to future retirees though, will be the Secure Act 2.0 . Modeled on an earlier bill of the same name that was passed in 2019, this long-awaited legislation aims to significantly improve retirement savings rules, making it easier for Americans to set enough money aside for their golden years. But does it go far enough? Despite tremendous bipartisan support for the Secure Act 2.0, some critics have pointed out potential limitations that may hinder its impact. Today, we dissect the issue, offering a comprehensive overview of what the act encompasses and how future retirees will benefit from it. What is the Se

A re you looking for a bank account for your small business? There are plenty of options out there but NorthOne’s account might be the best choice for you. In this review, I’ll share my personal experience with NorthOne, including their strengths and weaknesses so you can make an informed decision about whether or not to open up an account. In short, NorthOne offers a number of advantages, including its simple fee structure and its implementation of the Profit First “envelopes” system. However, they lack business savings and their mobile deposit feature can be clunky and finicky, making it difficult to deposit checks. Let’s dive in and take a closer look at NorthOne so you can decide if this company is right for your small business. Overview of NorthOne and the Small Business Deposit Account NorthOne is a financial technology startup that focuses on making banking easier for small business owners. NorthOne was founded in 2017 by Eytan Bensoussan and Justin Adler and launched

I t’s that time of year when people begin wondering whether they need to file a federal income tax return. When in doubt, I say go ahead and file! (Your 2022 tax returns are due on April 18, 2023, and we recommend TurboTax because it’s 100% free to file for most people). But, when making a decision this important, you probably want some hard numbers, so I’m going to give them to you. Here’s the quick answer: If you are single, under the age of 65, not claimed as a dependent, and made less than $12,950 in 2022 from your W-2 job you may not have to file. This number goes up to $13,850 for 2023 income (for you advanced planners). Unfortunately, however, nothing is that simple when it comes to taxes. The minimum income to file taxes isn’t just a straightforward number that you can compare your income to make an easy decision. In fact, there are so many factors at play that the IRS created a questionnaire to help you determine whether you need to file (more on that later). Also,

H ey there, my pure-blooded friend. Wondering how much money you can make from your super sperm? Lucky for you I like researching weird ways to make extra money. Here’s what I’ve discovered on this one. I contacted several sperm banks and joined several Facebook groups for sperm donors (yes, this exists) to research this question. Based on my research, unvaccinated sperm isn’t worth much more than the ~$150 a pop sperm from an individual vaccinated against C_V_D – 19. At this time, the industry isn’t making a distinction between vaxxed and non-vaxxed sperm. One sperm bank in Seattle even went out of its way to write an article on the subject , citing a couple of studies that showed “sperm quality” is not different. They’ve obviously been fielding questions and concerns from buyers. The speculation is rampant. Check out this fake piece on a supposed 21,000% increase in the price of sperm! I did notice, anecdotally, that in the Facebook groups (e.g. Sperm Donors USA ), donors wou