TessMore Finance Blog

Congress is currently haggling over the budget for fiscal year 2024, and as yet, it has not come to an agreement. If no agreement is reached by midnight on September 30, there may be a government shutdown. But what are the implications of a government shutdown, and how might they affect your own finances? It all depends on how long the shutdown lasts. If it’s resolved after just a few days, you may experience no impact at all. But if it lasts several weeks, certain areas of your financial life may be negatively affected. Table of Contents What Causes the Government to Shutdown? How Will a Government Shutdown Play Out? How a Government Shutdown Might Affect Your Finances Stock Market Returns Interest Rates Travel Employment The Bottom Line on Government Shutdowns What Causes the Government to Shutdown? Under federal law, federal agencies are prohibited from spending money absent appropriations from Congress. There are 12 annual appropriations bills, and if Congress fa...

If you’ve been looking for ways to make a little extra money, you’re probably already familiar with the survey site concept. Perhaps you've even signed up with websites like Survey Junkie or Swagbucks in the past. One platform you may not be familiar with is KashKick . It’s a bit different than the competition in that there are more ways to earn cash, and you don't need to convert points to cash. But can you really earn more and save more , as KashKick claims? And if so, how much? I answer these questions and more in this full KashKick review. What Is KashKick? KashKick is a loyalty rewards website that allows you to earn cash by participating in certain activities while saving money on purchases. Unlike many similar platforms, KashKick is desktop-only; there is no mobile app, so you can't earn rewards when you're away from your computer. More on that later. Though the company is based in Wilmington, Delaware, no information is provided on the website regarding...

We all know that shopping around is the best way to save money on any subscription. But who has the time to shop around all the time? I know I don't. We can also play the “cancel game,” where you call up a company and threaten to cancel. They play their role of saying “OK OK, don't cancel, let me give you an incentive to stay.” But that takes time and who wants to do that all the time? Today, we have a hack that can save you $10 a month on every active phone line for the next 12 months. That's a minimum $120 for a few minutes of tapping on your phone. There is no guarantee that Verizon will offer you a discount if you take these steps. But the steps take just a few minutes so your ROI, if it works, is amazing. How to Save $10 per Month per Phone Line The best part about this process is that you don't have to wait on hold, you don't have to talk to anyone, and you don't have to pretend you're canceling your line… you can do it all in the app. Open up...

Until this year, copper seemed close to being a sure thing, investment-wise. Demand for the metal had increased steadily with the ramp-up in the production of electric vehicles (EVs). But it seems that, at least for the moment, demand for the metal has stalled. Contrarian investors would say that makes 2023 the perfect year to invest in copper. After all, it’s better to buy any investment or commodity when the price is low. But how do you invest in copper if you decide you want to take the plunge this year? I share some ways to do that in this article and provide you with some background on copper and the forces that are affecting its price today. Table of Contents How to Invest in Copper Copper Bullion Copper Stocks Copper Exchange Traded Funds (ETFs) Copper Futures Where to Invest in Copper Factors Affecting the Price of Copper 1. Demand as an Industrial Metal 2. A Future Copper Supply Deficit? 3. Diversification from Stocks and Bonds 4. Copper is a Monetary Asset...

Disclosure: Life Line Screening is an advertiser of mine, and they have compensated me for creating this content. However, I want to emphasize that the opinions expressed in this blog post are entirely my own. With that said, let me share my firsthand experience with Life Line Screening, starting from the moment I signed up through their website at mylifeline.com . L ife Line Screening is a provider of preventive health screenings designed to detect potential health issues early on. With a mission to empower individuals to take control of their health, Life Line Screening offers a range of non-invasive and painless screenings, including ultrasound tests, EKGs, and blood screenings. Their screening packages cover various areas such as cardiovascular health, diabetes, cholesterol levels, and more. By making these screenings easily accessible and providing prompt results, Life Line Screening aims to equip individuals with valuable health information and promote proactive health managem...

When I started working, I knew very little about personal finance and managing my money. There were all these acronyms and plans and options. It was a whirlwind. But I enjoyed learning about it because it was a puzzle. How does a 401(k) fit with a Roth IRA ? What is an asset allocation and what should I invest in? What is the difference between a fee-only financial advisor and the guy offering me a free lunch to pitch me life insurance ? Eventually, you learn the basics (much of which fits on an index card ) and now it's a matter of “waiting.” I put waiting in quotes because you're not sitting idle, you're simply living your life while time works its magic to compound your returns . This period of “waiting” is what's often called The Boring Middle . The beginning is when you learn everything. The end is when you get to enjoy the fruits of your labor. That area in between – that's the Boring Middle. The Myth of the Boring Middle Read enough about financial ...

Bingo phone games, especially free games , are a fun way to pass your free time and stay sharp. But with so many legit bingo apps to choose from, how do find the games that are best suited for you? Bingo Party is a favorite for many as it has multiple boards, is easy to play, and has an engaging layout. You can play for free, make in-game purchases to unlock extra features, and participate in live multiplayer tournaments. I share my gaming experience in this Bingo Party review to show you how to play this game and help you decide if it’s worth your time. Table of Contents What Is Bingo Party? Can You Win Real Money on Bingo Party? Who Should Play Bingo Party? How Does Bingo Party Work? Classic Bingo or Blackout Bingo Entry Fee Themed Game Boards Multiple Bingo Cards Experience Levels Puzzle Pieces Powerups How Much Does Bingo Party Cost? Daily Bonus Frozen Games and App Crashes Bingo Party Tips and Tricks Bingo Party Pros and Cons Pros Cons Alternative...

Dave is a fintech app that is FDIC-insured through a partnership with Evolve Bank and Trust . The app is designed to help people manage their money with a unique cash advance product called ExtraCash. ExtraCash can provide you with access to up to $500 in cash without any interest charges. However, there are several cash advance apps that offer a similar service to Dave. While ExtraCash has one of the highest cash advance limits (most apps cap out at $200 or $250), you have to open a Dave checking account to qualify, and the fees are higher than other apps. So before you sign up with Dave, you should consider the alternatives, as you may find a more suitable cash advance app. To help you in your search, we’ve compiled a list of 8 apps like Dave. Table of Contents How Does the Dave App Work? 8 Apps Like Dave 1. Brigit 2. EarnIn 3. Empower 4. Albert 5. Chime 6. Varo 7. MoneyLion 8. Branch Final Thoughts How Does the Dave App Work? As mentioned, one of Dave’s...

If you’ve been reading or hearing about the hype surrounding AI (artificial intelligence) – especially as it relates to investing – you may be wondering if there’s a way you can benefit from the technology. One possibility is a stock trading app called Streetbeat . Streetbeat uses AI to act as a personalized investment advisor and is available for mobile devices on both Google Play and The App Store. It can be downloaded for free, but the service does require an annual or monthly subscription fee. Table of Contents What Is Streetbeat? How Does Streetbeat Work? Streetbeat Investment Strategies Other Features Streetbeat Pricing Streetbeat Pros & Cons Pros: Cons: Who Is Streetbeat For? Streetbeat Alternatives FinChat.io Jarvis Invest Zumma FAQs Can Streetbeat Work for You? What Is Streetbeat? Streetbeat is an investment app that uses generative AI to provide personalized investment advice. It serves as an AI platform that lets you either create your ...