TessMore Finance Blog

Like index investing , dividend investors form a large subculture in the investment world. And it’s easy to see why. Dividends allow you to make money even when share prices are stagnant or faltering. However, finding well-run companies with stable dividends can be challenging without adequate research tools or experience. Oxford Income Letter is an affordable dividend stock newsletter that presents investments with above-average and sustainable yields.  An annual subscription starts at $49, which is very low for a stock newsletter. It’s one of the reasons I’m a long-term subscriber. This Oxford Income Letter review highlights the membership benefits that will help you build a diversified dividend portfolio. You can decide if this service is worth paying for. Table of Contents What Is the Oxford Income Letter? Who Should Join the Oxford Income Letter? Oxford Income Letter Cost Premium Standard Ultimate Dividend Package Features and Benefits Monthly Newsletter Mod...

This is part of our series on IWT’s 4-Day Workweek Challenge, where we take you behind the scenes to show what it’s like for us as we test out a compressed work schedule. The email you’re about to read is written by Tony Ho Tran, a professional journalist for The Daily Beast and a former […] Source from I Will Teach You To Be Rich https://ift.tt/WYnPi89

In 2003, I graduated Carnegie Mellon University with about $35,000 in student loan debt. It was a mix of federal mostly subsidized and a small percentage of unsubsidized loans. If my memory is correct, it was mostly Stafford loans with a small Perkins loan mixed in. The interest rate was low and servicing the debt wasn’t a problem because my expenses were low. Back then, a year of Carnegie Mellon cost around $30,000. Graduating with just $35,000 in debt isn’t a testament to my ability, I had plenty of help from financial aid and my parents. Graduating with a loan of about 30% of my college costs seemed reasonable. Today, a year at Carnegie Mellon is around $77,500. That puts the four year bill at $310,000. (that’s more than what we paid for our first townhome!) And what if you graduated with 30% of that in student loans? That’s $93,000! I can’t even begin to wrap my head around a near six figure student loan debt but that’s what many students face. I was lucky to graduate with ...

Venmo is a digital wallet that allows you to spend and transfer money between friends and family members from one app. It’s become one of the most-used digital wallets because it’s so easy to send money to friends and split purchases without fees. In addition to using the app and debit card, Venmo has a Visa credit card that earns up to 3% back on purchases without an annual fee. In this Venmo Credit Card review, I’ll cover the card’s main benefits and compare it to other no-fee cash back cards to help you decide whether it warrants a place in your wallet. Table of Contents How the Venmo Credit Card Works How to Qualify for the Venmo Card Best Venmo Credit Card Benefits Up to 3% Back on Purchases Automatic Cash Redemptions No Annual Fee or Foreign Transaction Fee Track Spending Within the Venmo App Personalized Card Design Virtual Card Number P2P Fee Waiver Visa® Perks Card Fees Venmo Credit Card Pros and Cons Pros Cons Who Should Use the Venmo Credit Card?...

If you’ve been searching for a new asset class to add to your portfolio, commercial real estate is worth considering. The good news is that commercial real estate is not as complicated or exclusive as it once was, and you can now get started with as little as a few thousand dollars through real estate crowdfunding platforms like EquityMultiple . But even with the low investment minimums EquityMultiple offers, there is still a significant barrier to entry. In this EquityMultiple Review, I’ll let you know who this investment platform is best suited for, and share some pros and cons along with some EquityMultiple alternatives. Table of Contents What Is EquityMultiple? Key Features EquityMultiple Investor Services Full Cycle Asset Management Dedicated Investor Relations Team Types of Investments Keep Earn Grow EquityMultiple Fees Is EquityMultiple Safe? How to Sign-up with EquityMultiple Funding Your Account Who Is Eligible? Tax Reporting Pros & Cons Pro...

Sign-up bonuses are nice perks when joining a new website or app. After all, everyone enjoys getting extra cash for little to no effort. But searching for apps that pay a bonus and that you actually want to use can be time-consuming. In this article, I’ve compiled a list of 10 websites and apps where you can earn a free $10 (or more) instantly just for signing up. In some cases, you may have to jump through a couple of hoops to get your welcome bonus, but the required effort level is minimal. Table of Contents 10 Apps with $10+ Sign-up Bonuses 1. Swagbucks 2. Ibotta 3. Tada 4. Moomoo 5. Opinion Inn 6. Acorns  7. Rakuten 8. TopCashback 9. BeFrugal 10. Webull Earn Even More With the Best Credit Card and Bank Bonus Offers Final Thoughts 10 Apps with $10+ Sign-up Bonuses At the time of this writing, the following companies are offering bonuses of $10 or more when you sign up as a new customer. Read through the list to see which of these services interest you. 1...

This is part of our series on IWT’s 4-Day Workweek Challenge, where we take you behind the scenes to show what it’s like for us as we test out a compressed work schedule. The email you’re about to read is written by Tony Ho Tran, a professional journalist for The Daily Beast and a former […] Source from I Will Teach You To Be Rich https://ift.tt/9k4g2Am

Hello, friends. It has been a l-o-n-g time since I've written online. Well, that's not entirely true. I've been writing a ton at Facebook . In fact, it's as if Facebook has become my personal blog. But that's about to change. Everything is about to change. Let's talk about it. As you're well aware, 2022 was one hell of a year for me. It was a year of death and destruction. That sounds like hyperbole, I know, but it's not. It felt as if my world were crumbling around me. After my mom died in October, I made a vow. I was going to do whatever it took to get myself back to the same mental and physical spaces I inhabited a decade ago. That span of time between 2012 and 2016 was Peak J.D., and I wanted more of it. Maybe I couldn't achieve exactly the same state of mind, but surely I could get closer than I've been the past few years. Optimizing for Joy To that end, I asked myself: What was I doing differently then than I'm doing now ? I made...

Are you looking for a safe place to store your cash while earning a competitive interest rate? Perhaps you’re on the sidelines waiting for an opportunity to get into the markets. While you should always pursue a long-term investment strategy if you have decades left in your investing career, many investors are taking advantage of recent high inflation and interest rate hikes by increasing their exposure to low-risk, short-term investments. In this article, I’m sharing the best short-term investments for you to consider right now. Table of Contents What’s Considered a Short-Term Investment? Best Short-Term Investments 1. High-Yield Savings Accounts 2. Money Market Accounts 3. Cash Management Accounts 4. No-Penalty CDs 5. Real Estate-Backed Notes 6. Short-Term Treasury Bills 7. Inflation-Indexed Bonds 8. Money Market Mutual Funds 9. Municipal Bonds 10. Short-Term Corporate Bonds 11. Small Business Bonds FAQs Final Thoughts What’s Considered a Short-Term Investme...