TessMore Finance Blog

Do you love getting credit card bonuses but don’t like the high spending requirements that come with many credit card bonus offers? Perhaps you want to earn rewards but don’t spend enough money monthly to justify the high annual fee. Just because you don’t spend thousands every month on your credit card doesn’t mean you should be pushed out of the credit card rewards game. In this article, we’re sharing the best credit cards for low spenders. The cards we’ve selected offer welcome bonuses and attractive rewards programs, and some of them also appear on our list of the best cash back credit cards . Table of Contents Best Credit Cards for Low Spenders 1. Blue Cash Preferred® Card from American Express 2. Capital One VentureOne Rewards 3. Capital One Quicksilver Cash Rewards Credit Card 4. Chase Freedom Unlimited 5. Capital One SavorOne Cash Rewards Credit Card 6. Discover it Cash Back Card 7. U.S. Bank Cash Plus Card 8. Chase Freedom Flex 9. Citi Custom Cash Card 10....

When it comes to game changing developments in finances, the advent of low-cost index funds has to be up there. Jack Bogle of Vanguard is largely credited with being the creator of index investing and he’s on the Mount Rushmore of personal finance, as far as I’m concerned. Index funds offer a very compelling sales pitch: Instant investment in the stock market (whatever the fund represents) Exceptionally low fees (often less than 0.05%) Low maintenance But are there risks to index funds? Are there any reasons why we shouldn’t be using index funds? Today, I want to play a little Devil’s Advocate and point out some of the potential risks of index investing: Table of Contents Index funds do not replace financial planning High concentration in technology You can’t beat the market You lose some control on taxes You may get lazy Not all index funds are created equal Index funds could get TOO big Are index funds worth it? Index funds do not replace financial planning Wh...

Online banks are everywhere these days, but not all of them stand out in any meaningful way. If you’re looking for an online bank with excellent products and features, check out Axos Bank . They offer all of the convenience of online banking – including low and no fees – with many of the products associated with traditional banks, like loans, small business banking accounts, and investments. Table of Contents Who Is Axos Bank? Axos Features At-A-Glance Axos Bank Products Rewards Checking Essential Checking Cashback Checking First Checking Golden Checking Axos High Yield Savings How to Open an Axos Bank Account Axos High Yield Money Market  Axos Certificates of Deposit (CDs) World Checking & Savings Axos Small Business & Commercial Banking Axos Loan Products Axos Bank Pros & Cons Pros: Cons: Axos Invest Axos Self-Directed Axos Managed Portfolios Axos Bank Alternatives Chime Varo Bank Acorns FAQs The Bottom Line on Axos Bank ...

Starting a business is a lonely endeavor. You're constantly putting in long hours, making decisions, and dealing with setbacks. It's easy to get caught up in your own head and start to feel isolated. But isolation can be dangerous for business founders. It can lead to burnout, depression, and even physical health problems. It can also make it difficult to make sound decisions and build relationships with customers, employees, and investors. If you're feeling isolated, there are things you can do to combat it. Here are a few tips: Build a strong support network. This could include friends, family, business partners, mentors, or even a therapist. Having people, you can talk to and who can offer support is essential for your mental and emotional well-being. Get involved in your community.  This could mean volunteering, joining a club, or attending networking events. Getting out and meeting new people can help you feel less isolated and more connected to the world around...

Founded in 1979, Fisher Investments is a well-known investment advisory firm. But many investors are unaware of the services it offers and whether its money managers can improve their current portfolio performance.   Good wealth managers can provide the hands-on support that high-net-worth households need to manage their investments properly. They can also help investors who want personalized investment strategies. In this Fisher Investments Review, I’ll cover everything from services and fees to account minimums and wealth management options. Table of Contents What Is Fisher Investments? About Ken Fisher Investment Philosophy Historical Performance Fisher Investments Fees and Minimums Fisher Investments Services Portfolio Management Financial Planning Quarterly Portfolio Reviews Client Programs Annuity Review Pros and Cons Alternatives to Fisher Investments Empower Betterment Wealthfront Who Is Fisher Best Suited For? Who Should Avoid Fisher Investment...

SaveBetter , known for partnering with smaller regional banks to offer high interest rates on savings, money market, and CD accounts; is “changing” its name to that of its parent company – Raisin. Raisin GmbH is SaveBetter’s parent company. They’ve been operating out of Europe since 1973 and have partnered with ~400 banks across 30 countries. When they expanded into the United States, they opted to use the name SaveBetter. In their current logo, you can see that it’s called Savebetter by raisin . It looks like they intend to bring it all under one brand by using the Raisin name. Table of Contents SaveBetter Is Rebranding to Raisin What Will Change? Why Are They Doing This? What Should I Do? SaveBetter Is Rebranding to Raisin That’s the basic gist – the company is turning the logo from: And changing it to: Savebetter as a brand will effectively be gone. What Will Change? From the looks of it, there won’t be any significant changes to what you get as a customer. You ...

The best rewards credit cards offer generous purchase rewards and other benefits. However, you usually need a good or excellent credit score in the high 600s or above to qualify.  If you’re still working on getting your credit score above 670, you may need a credit-building credit card instead. The Mission Lane Visa™ Credit Card is an option that can help you establish credit and gradually improve your credit score. In this Mission Lane Credit Card review, I cover everything from key features to fees to pros and cons and share a few Mission Lane alternatives, too. Table of Contents Introducing the Mission Lane Credit Card Who Should Apply for the Mission Lane Credit Card? Who Can Apply for the Mission Lane Credit Card? Mission Lane Credit Card Fees Card Features No Security Deposit Requirements Builds Credit Automatic Credit Line Increases Prequalify without a Credit Check Credit Score Monitoring Cash Back Rewards Mission Lane Credit Card Pros and Cons Pr...