TessMore Finance Blog

If you’re an early adopter of technology or enjoy investing in tomorrow’s trends, you’ve likely explored artificial intelligence (AI) stocks. AI might be the most impactful technology of the decade, and it’s reshaping business practices in many industries. For example, ChatGPT from OpenAI is one of this year’s most-used software programs. The AI-powered chatbot uses generative text to produce correspondence about a multitude of topics. With ChatGPT still in early-stage development, many investors want to know how to buy OpenAI stock. Many hope this company will be the next Amazon, Microsoft, or Netflix, and getting in early could result in a huge investment return if the company is successful. But is it possible to buy stock in OpenAI? Table of Contents What Is OpenAI? Can I Buy OpenAI Stock? Microsoft (MSFT) Index Funds Pre-IPO Investing OpenAI Competitors Nvidia (NVDA) Alphabet (GOOG) Amazon (AMZN) How to Invest in AI Stocks FAQs Should You Invest in OpenAI? ...

A s your side hustle, freelance business, or e-commerce shop grows, you may need software to help you manage it. One popular solution is Square . Once just a way to accept credit card payments with your phone, Square now offers a flexible suite of tools to run and grow your enterprise. Read on to discover how Square can help your business succeed. What is Square? Launched over ten years ago, Square is a globally-used business software. Square can work for companies of any size (including solopreneurs!) and in any industry. You can use Square for e-commerce, customer relationship management, employee management, banking, and more, depending on your needs. Try Square How Does Square Work? Square’s solution is customizable to your business. You can choose (and pay for) which components you need and skip the rest. Let’s take a look at some of Square’s main capabilities: Online Selling Square can make it easier to make money with an online store . The platform allows you to: La...

If you received a state stimulus check in 2022, you may be wondering, as you prepare your taxes, if those payments are considered income and thus taxable at the federal or the state level. Fortunately, the IRS issued a statement in early February that will help answer your question. In short, most of the payments are considered “general welfare and disaster relief payments” and may be excluded from income for federal income tax purposes. In some states, they are considered a refund of state taxes paid and excluded from income for federal tax purposes unless you received a tax benefit in the year the taxes were deducted. Most payments are not going to be taxed at the federal level. Let’s dig into the states: Table of Contents States that issued General Welfare and Disaster Relief Payments States that issued Refund of State Taxes Paid Minnesota Frontline Worker Pay Other payments States that issued General Welfare and Disaster Relief Payments The IRS determined that the...

Many cryptocurrency exchanges offer sign-up bonuses to draw potential customers. You can receive free Bitcoin or funds you can use to purchase your preferred altcoin, depending on the offer. The terms and conditions vary, from the bonus amounts to the qualifying criteria. Most exchanges will pay you a few dollars for completing your first trade. However, the more valuable promotions may allow you to receive up to $500 or more, in line with many stock brokerage bonuses . Here is a list of the sign-up bonuses covered in this article: Binance.US : $10  Coinbase: $5 Crypto.com : $50 eToro: $10 Gemini: $10 KuCoin: Up to $500 Phemex: Up to $6,500 Plynk: Up to $100 SoFi : Up to $100 Tastytrade : Up to $2,000 TradeStation : $150 Table of Contents Best Crypto Sign-Up Bonus Offers Binance.US Coinbase Crypto.com eToro Gemini   KuCoin Phemex Plynk SoFi Tastytrade TradeStation FAQs What Is the Best Crypto Sign-Up Bonus? Best Crypto Sign-Up Bon...

Hi, Ramit here. Thanks for signing up and taking the next step on your journey to launch a successful online business. This brainstorming checklist is different than most because it will help you create a list of highly profitable business ideas and teach you how to quickly filter out the ideas where there is no […] The post My checklist for finding a profitable business idea appeared first on I Will Teach You To Be Rich . from I Will Teach You To Be Rich https://ift.tt/fVpa1O7

Traditional banks aren’t always the best option, as their fees are often higher, and you can’t always maximize the benefits. In addition, the membership requirements can also be challenging if you don’t have a clean financial history. Thankfully, there are alternatives, like Spruce Money . Spruce offers free mobile banking and other hands-on tools to make saving money easier. For example, you can earn cash back at merchants, get free overdraft protection, and make savings goals. But how does Spruce compare to other online banks, like Chime and Current? In this Spruce Money Review, I’ll cover the various features and benefits, pros and cons, and share a few Spruce alternatives, to help you decide if Spruce is worth it. Table of Contents What Is Spruce Money? Account Opening Requirements Spruce Money Fees Spruce Money Features Spending Account Savings Goals Overdraft Coverage Cash Back Offers Fee-Free ATMs Early Payday Free Credit Score Spruce Money Pros and Cons P...

If you have a checking or savings account at a large brick and mortar bank, you’re making nearly nothing in interest. The rates are abysmal… and they know it. They will never increase it. They expect some of you to keep your cash there and they boost their profits. They also expect the savvier customers to move your money. The industry term is “cash sorting,” when people realize they’re earning nothing on their cash and move them into higher yielding assets. Banks expect you to move it to a money market account or to invest it, but they’re not really trying to encourage you to… … because when you leave it in there, they’re happy to get that money and pay you nothing for it! Table of Contents Banks Expect You To Be Lazy Where You Should Put Your Money Don’t Chase Interest Rates Find the Right Investment Banks Expect You To Be Lazy Banks make a lot of money off paying 0% interest rates. Why pay you more when they can pay you less, right? Check out this banger of a slid...

Credit score apps make it easy to keep track of your credit from your smartphone or tablet. In addition to regular credit reporting, many credit score apps come with added features, like budgeting and credit-building tools, identity theft protection, and more. But not all credit score apps were created equally. Some of the apps allow you to check your credit score for free , while others charge a fee, and that’s an important distinction. How do you know which credit score app is right for you, and is it worth spending money every month to get your credit score? Below is a list of 10 of the best credit score apps available today. I cover their key features and let you know what we like about them and where each app could be improved. Table of Contents 10 Best Credit Score Apps 1. Cleo 2. Mint 3. myFICO 4. CreditWise 5. Credit Sesame 6. IdentityForce 7. Credit Karma 8. Credit.com 9. Aura 10. CreditWorks by Experian Which Credit Score App Should I Choose?  10 B...