TessMore Finance Blog

Meal delivery jobs are among the most popular in the gig economy, as they enable you to earn decent pay while maintaining a flexible schedule. It also helps that there are so many delivery apps to choose from. DoorDash and GrubHub are two of the most popular platforms for food delivery drivers because they allow you to earn money in big cities and small towns. While you can deliver for multiple apps, you may want to focus your efforts on one service to maximize your income. This DoorDash vs. GrubHub comparison will help you decide which food delivery app is right for you. DoorDash vs. GrubHub: Quick Facts DoorDash GrubHub Availability 7,000+ cities 4,000+ cities Minimum requirements 18 years old Car, bike, or scooter Personal background check 19 years old Car, bike, or scooter. Personal background check. Checking account with direct deposit (to avoid instant deposit fees) Potential Pay Up to $25/hour Up to $23/hour Weekly Pay Dates Wednesday nights Thu...

Let’s save some money! Here are 104 ways to save money . Why save money? Well, so you can afford your future. So you won’t have to rely on credit to get you by. So you can do some fun things. There are lots of reasons to do it. Why 104? Because it’s double my other list, 52 Ways to Make Extra Money , and I like a challenge. Okay, let’s get started with the savings! To make it easy, I’ve broken the different ways into handy categories: Ways to Save Money Fast Want to save money fast? Get ready to hustle and cut back on unnecessary expenses. 1. Return Things What did you recently purchase that you could return? Past the refund date? Don’t have a receipt? Who cares. Try anyway. Returning things you no longer need or want will help you get back some of the money you spent on them. This is a quick win. 2. Score a Signup Bonus Have you tried capitalizing on sign-up bonuses? Look for some right now. With some companies, you can earn more than $100 just by registering and following a...

Over the years, there has been an increasing emphasis on ensuring that companies can regularly draft budgets and ensure that performance metrics are undertaken to facilitate a proper productive culture within an organization that can ensure all budget-related issues are duly solved. In this regard, it is also important to ensure that the budgets are drafted with proper surety and implementation so that the underlying budgeting objectives are duly met. Therefore, given the tantamount importance of budgeting, companies must take this task very seriously and plan their budgeting-related controls well in advance. However, the question that arises when it comes to budgeting is the fact that how often budgets are created and reviewed. It can be seen that budgeting reviews are mostly contingent on the nature of the budget itself, in addition to the respective agreements that are supposed to be drawn when it comes to budget reviews. How Often Should a Budget be reviewed? The simple answe...

There are many things to think about when you decide to switch employers, including what will happen to your 401(k). The good news is that your retirement savings don’t disappear like your other employer-provided benefits, such as health insurance and paid leave. You have several options for managing your old 401(k) and similar retirement plans, so your portfolio can continue building wealth and achieve your long-term financial goals. How to Handle an Old 401(k) In most situations, you get to decide how your old 401(k) plan will be managed after completing a career transition. It doesn’t matter if you quit, get fired, or are laid off. Here are 5 of the most common 401(k) options. Do Nothing The default option is to leave your existing 401(k) with the same provider until you’re ready to transfer it or start receiving distributions when your balance exceeds $5,000.  However, employers can exercise the following rights with smaller balances: Balances between $1,000 and $5,000...

For many years, Bronnie Ware worked in palliative care. Palliative care is the medical care you get when you are afflicted with serious and often terminal illnesses. She spent a lot of time with people in their final three to twelve weeks of their lives. And it is through that experience that she wrote an amazing book called The Top Five Regrets of the Dying . (the book originated as this blog post ) The five regrets are: I wish I’d had the courage to live a life true to myself, not the life others expected of me. I wish I hadn’t worked so hard. I wish I’d had the courage to express my feelings. I wish I had stayed in touch with my friends. I wish I had let myself be happier. One common thread among those five regrets was how often we simply conformed to our perception of society’s expectations. It is really easy to fall into “old patterns and habits.” Working too hard, being too serious, not doing frivolous things, hustle your face off, etc. Society is exceptional at pus...

We’ve done the research, and these are the only 5% CD rates available today. Don’t waste time with low-interest CDs. It’s true. There are 5% CD rates. These haven’t been around for long, but they’re here. You can even lock in 5% for 27 months. I might buy one myself to participate. Can You Get 5% Interest on a CD? Yes. Here are the current CD rates at or above 5%. If these CDs don’t work, we’ve made other suggestions below for places to save your money. Sallie Mae – 27 Month CD – 5.00% Signature Federal Credit Union – 6 Month CD – 5.00% Can You Get 6% on a CD? Not at this time. CD rates are rising. But we’re not quite at 6% yet. I will update this page if and when rates get to 6%. Won’t that be something?! Even though we’re only at 5% interest rates, that’s still an incredible opportunity to save your money in a secure account. Where Else to Get High Interest These 5% CDs are some of the highest rates you’ll see in a savings product. For instance, there are some high yield...

Hello, my friends. I hope this new year is treating you well. It's been excellent for me so far. Soon I need to announce the 2023 Ecuador chautauqua about money and meaning , but before I do I'll give a brief update on what I've been up to. Deciding to extend my sabbatical from Get Rich Slowly indefinitely has been liberating. The moment I committed to this, it was as if a heavy load were lifted from my back. I'm able to pursue other passions now without regret. I don't feel guilty. I don't feel like I need to give myself “permission”. I just do what I want, and it's awesome. Isn't this what financial independence is supposed to be? How I Spend My Time My food and fitness choices have remained strong now for six weeks. (Official start date of my re-dedication to health? December 13, Taylor Swift's birthday.) I'm lifting weights three times per week. I'm walking roughly five miles per day. I'm doing yoga. My alcohol consumption is way ...