TessMore Finance Blog

C ontributing to an IRA is a smart move. There are two major varieties for the typical taxpayer to take advantage of: Traditional or Roth. The Traditional IRA gives you a tax deduction on contributions, while the Roth IRA lets you take distributions from the account in retirement without paying taxes. They are both excellent tools to help you build a substantial portfolio enabling you to support yourself when you can no longer work. I highly recommend you use one or both to help you save for retirement today . But there are income limits that might affect your ability to use these accounts to the fullest. And these limits change each Fall (for instance, here’s the 2023 announcement from the IRS ). Let’s look at each one closely. Historical Traditional IRA Income Limits For those who participate in their employer’s retirement plan: Year Married Filing Jointly or Qualifying Widower Married Filing Separately (lived with spouse) Single, Head of Household, or Married Filing ...

S o you want to create a resume for a part-time job. Maybe this is your first job? Maybe you’re in college and you just need a little income. Maybe you’re returning to the workforce on a part-time basis? I’ve had over 15 part-time jobs in my lifetime. One thing I know is that you need a good resume before you apply for that part-time job . Let’s break down everything there is to know about writing a resume for a part-time job. Yes, this is a special scenario and it does require a special effort. But we won’t leave you hanging to write it all yourself. You’ll appreciate these resume examples that you can copy. You’ll also love this free resume template pdf you can download. Just want the free template? Jump to it here . How to Write Your Own Resume for a Part-Time Job Okay, so you’re ready to create your resume. Here are some basic pointers to keep in mind as you write: Practical Resume Writing Tips to Keep in Mind Here’s resume writing 101. You gotta get these things right. E...

A re you wondering where to get your taxes done? What’s the best option for your tax situation? Maybe you want the cheapest place? Tax preparation and filing can be simplified by doing a little research to choose the best option for you. You can still go to an accountant or a retail tax preparation service, but an increasingly popular option is do-it-yourself software for tax preparation. And yes, there are some places to get your taxes done for cheap or even free. Of course, you want to be sure you’re spending your money wisely and getting the best help possible for your tax situation. One of my Twitter followers tweeted me this: How do you recommend people get their taxes “done”? Should we go to an accountant, or one of those places that have the guy dressed as the statue of liberty standing outside waving a banner, or TurboTax (or the like)? The 3 Top Places to Get Your Taxes Done As the question implies, there are three major players in the tax preparation game: Do-it-yo...

Online gaming has become one of the new normals for Gen-Z and Millenials. Some research studies showed that 2/3 rd of total participating men play online games, whereas the percentage of women who play online games is around ½. Some of the estimates show that the number of online gamers worldwide is over 1 billion. The leading countries include China, Japan, and South Korea, with the biggest online gaming community of gamers. Women usually use their mobile phones to play games, while men will go for gaming consoles to enjoy a fuller experience. When we talk about online gaming, Steam is the most popular platform. If you were searching for the best video gaming platform and landed on this page, we will tell you everything about Steam. And if you already know about Steam and want to know if Steam supports cash on delivery, you will also get the answer to this question. So let’s get into it. Key Takeaways Steam is a digital storefront of Valve, an American-based game development, p...

L ooking for some creative ways to give to charity? Hats off to you! We’ve done a tremendous amount of research and we’ve got a big list below. As you know, giving is important, both for the recipient AND the giver. There are so many benefits to giving that it’s easy to see why so many want to give more this next year. Maybe that’s you too? Creative Ways to Give to Charity If you want to give more, here are some ideas to help put you in front of more charitable giving opportunities and loosen your purse strings: 1. Donate your time and talents. One super valuable way to give to charity is by volunteering your time and skills. This can mean anything from helping out at a local food bank to offering your expertise as a mentor or tutor. 2. Host a fundraiser. If you’re feeling ambitious and want to make a difference, why not host a fundraiser for your fave charity? Online or off, there are so many options – you could do a bake sale, car wash, or even a marathon! It’s a great way ...

W ith a recession looming, it may be harder to find a job soon. According to the latest U.S. Department of Labor report , unemployment is holding steady below 4%. So maybe we’re good? Still, you want to turn over as many opportunities as you can. And with almost 50% of employees targeting a new job in 2023, the competition might be stiff. Sites like Monster.com and SimplyHired.com are probably brimming with candidates right now. What happens when none of the listings are a good fit for you? Or you can’t break through the noise of other candidates? If you aren’t having any luck on the traditional job boards reach out to the people around you. Ask everyone you know if they know of any jobs and go out of your way to meet new people through networking. It’s important to consider other avenues for locating a job. Let’s review these 11 places you might not expect to find work: 1. Networking Events If you’re a job seeker, no doubt you’ve been told that networking is one of the best...