TessMore Finance Blog

I am obsessed with the film Everything Everywhere All at Once . From the moment I saw the trailer, I knew the movie was meant for me. I was right. The film's bizarre blend of action, philosophy, science fiction, taxes, and juvenile humor feels specifically targeted to me and my brain. For those unfamiliar, here's a quick plot synopsis. Evelyn and Waymond Wang own a laundromat. Their business is failing, their marriage is fracturing, and so is their relationship with Joy, their daughter. During a meeting with the IRS, Evelyn is visited by a version of her husband from a parallel universe. He says that the multiverse — all of the many parallel universes — is under attack from an evil being named Jobu Tupaki, and Evelyn is the only one who can save it. The rest of the film is about Evelyn overcoming her skepticism and discovering her true power (and Waymond's). This trailer pretty much nails the mood and theme of the film. If this preview intrigues you, you'll probably ...

Cryptocurrency will eventually become mainstream; it will be something that most people own. Cryptocurrency is still in its infancy: It is marked by extreme volatility, its regulatory environment continues to evolve, and it hasn’t made significant inroads as an alternate form of payment. Whether investors aren’t ready for crypto or crypto isn’t ready for them, crypto has a ways to go before it is widely used as an alternative to fiat money. Some investors are not interested in crypto’s use as an alternative to traditional forms of payment. They see cryptocurrency as an investment: as an asset they expect to see increase in value over time. An asset that serves well as an investment would not serve well as a means of payment. They’re exclusive goals. To serve well as an investment, an asset needs to routinely, and predictably, produce returns in excess of the rate of inflation, during periods of normal inflation. An asset that does this is not an asset an investor would want to use ...

I recently asked an entrepreneur what inspires her to show up every day ready to work, ready to invest and do whatever it takes to succeed, and she responded without hesitation: “financial freedom.” When I heard her answer, it brought me back to the moment I decided to 100 percent commit to being an entrepreneur and leave my corporate career. In my nine-to-five job, there were layers of bosses above me determining my earning potential, which was deduced by some black-box formula and presented to me in terms of benefits, an annual salary, and a bonus. The bonus was promised to meet a minimum but was also promised not to exceed a maximum regardless of my contribution to the goal.  That bothered me. I left corporate America for two reasons. First, I wanted to be in charge of my own financial destiny and let my hard work enable me to earn money without a cap. If I earned a small amount, that was on me. If I earned a large amount, that was on me too. Plus I could give back to my c...

Get-Paid-To (GPT) websites like Swagbucks and Prize Rebel have gained millions of users by making it easy to make money online. Sign-up is free, and you can earn extra cash with little effort. While they won’t make you rich, you can use the money you earn to fund your coffee habit or help pay your transit fares. Freecash is another such site, and one that’s putting a unique spin on the concept of GPT sites by incorporating rewards such as gaming skins and crypto. But as a relative newcomer to the scene, can Freecash compete with the top GPT sites? In this Freecash review, we’ll show you how it works and help you decide whether or not Freecash is for you.  Table of Contents What is Freecash? How Does Freecash Work? Freecash Features Offerwalls Surveys Leaderboard Prizes Referral Program Multiple Withdrawal Options Mobile App Available Freecash Pros and Cons Freecash Drawbacks  Who Freecash is Best Suited For Freecash FAQs Freecash Alternatives Swagb...

Recently, I saw this (loaded) question on Twitter: The implication was clear – you should do the math on expected value: Red button is 100% chance at $1 million = $1 million Green button is 50% at $50 million = $25 million But what you pick depends on a variety of factors beyond the math. Table of Contents Note the Inherent Bias of Any Choice What Is Your Financial Situation? What Are These “Mo’ Problems” Consider Regret Minimization Remember This is Imaginary! Note the Inherent Bias of Any Choice Before we get into the choice itself – just note all the bias in this question. It starts with the term “mathematics” – to tell you that you should do the math and then pick the one with the higher expected value. Then you see how the buttons are red (stop!) and green (go!). Then there’s the reality that $1 million can change your life and if you immediately gravitate towards the “inferior” answer (mathematically) – maybe you’re a moron because you can’t do math. Or you’...

Apple has a special discount program for its employees and employees of its partners as well. This program lets its employees purchase company products at discounted prices. Apple also has some other employee benefit plans for its employees. Let’s discuss the employee purchase program and some other employee benefits at Apple. Apple Employee Purchase Program Apple is one of the few tech companies that offer special discounts on its products to its employees. If you’re an Apple employee, you probably already know that. Apple’s flagship employee purchase program (EPP) is for current employees, contractors, members, and family members of participating companies, and other organizations (“Employer”). You must be 18 years old and prove your eligibility to claim a discount through EPP. This program is intended for the personal use of employees only. Apple employees can get a special discount on three system bundles or displays, three iPads, three iPhones, three Watches, and up to ten...

Do you know that Twitter went private after Elon Musk purchased it? Well, that sounds interesting, right? But how exactly does it work? And can a public company go private , just like that? Well, yes, public companies can easily go private through a very simple process. If a private investor buys enough company shares, it can go private. But, if the company gets its shares back by buying them, it can go public again . Looking forward to exploring more about public companies going private and vice versa? Make sure to keep reading. How Can a Public Company Go Private? Public companies go private every single day, and it’s often called delisting. It means the company’s stocks aren’t listed on the stock exchange. The company doesn’t qualify for any sort of public trading. All its shares are classified as private, and it officially becomes a private company. The unique thing about private companies is that their shares are no longer available to ordinary investors. You need to be a...

Starting a career in the hotel business can be a great opportunity, but there are so many options that it can get confusing to decide where to apply. Marriott is well-known, but you’re probably curious about employee discounts. Marriott employees get a 50% discount on rooms, which is just one of the benefits. They also get discounts on drinks and juices and are paid sick leaves. On top of that, it also extends to immediate family so you can enjoy your vacation with everyone. Read on if you want to have all your questions answered about Marriott employee discounts and perks! What Types of Discounts Do Marriott Employees Get? Marriott International Inc. is one of America’s most well-known hotel brands, but what sets it apart is how well the company treats its employees. Of course, all large companies have employee benefits, but Marriott has established a relationship of trust with employees, and the perks that come with it are pretty good. You first need to know that Marriott pr...

You may be familiar with the difficulties foreigners can have in obtaining U.S. visas. But did you know that foreigners can “buy” visa status in the United States and dozens of other countries? Referred to as “golden visas,” these countries offer citizenship in exchange for investment. Unfortunately, the price is on the steep side in almost every country. But if you have the funds and a great desire to live in a foreign country, obtaining a golden visa may be the best way to do it. Table of Contents What Is a “Golden Visa”? Other Golden Visa Requirements 17 Golden Visa Countries that Offer Citizenship for Investment 1. Germany 2. Italy 3. Spain 4. Portugal 5. Ireland 6. Greece 7. Malta 8. Montenegro  9. Turkey 10. The United States 11. Dominica 12. St. Kitts and Nevis 13. Grenada 14. St. Lucia 15. Curacao 16. Antigua & Barbuda 17. Vanuatu (South Pacific) Final Thoughts on Golden Visa Countries What Is a “Golden Visa”? Golde...