TessMore Finance Blog

Teachers Federal Credit Union was my first bank account (OK, technically it’s a credit union). I grew up in Stony Brook on Long Island and my mom worked for the school district, so as wise financially savvy individuals we opted for our local credit union. Teachers Federal Credit Union had a branch near our home and I remember going in to open the account. It took maybe half an hour and I left with a little green piece of paper that had my name, account number, and the bank’s routing number. I remember thinking that it was odd that I had a “share draft account” and not a “checking account,” but that’s just credit union nomenclature. Fast forward several decades (👀!) and I get to write about how they have a new checking account promotion – and a pretty sizable one at that. Teachers Federal Credit Union is NCUA insured ( NCUA# 8116 ) so your money is protected there, as it is in every insured credit union or bank (via FDIC). With that out of the way, here are the details of their pro...

We are a part of an information technology (IT) revolution where cryptocurrencies and blockchain technology are restoring the whole monetary system as we know it. This is an inevitable change and one that is already taking place. However, not all cryptocurrencies are so easy to get your hands on, and Rainbow currency is one of them . However, what exactly is a rainbow currency?  The Rainbow Currency (YEM) is an Ethereum-based cryptocurrency coin that is centered on the ERC20 standard. YEM, which stands for Your Everyday Money, is one of the rare digital currencies that is designed for the sole purpose of carrying out financial transactions and making payments. It also symbolizes a Rainbow Currency. If you want to know more about Rainbow Currency, you’ve come to the right place.   What Is Rainbow Currency? Rainbow Currency , the universal expedient household digital money, is driven by the SafeZone open network of online and offline quality businesses across the wo...

Indeed, every Bitcoin investor wishes to make money off their investment. A quick glance at the Crypto Arbitrage VIP site might give you the impression that it is a safe, reliable, and secure way of increasing your profits and doubling your bitcoins , especially if you’re an inexperienced investor. The enticing benefits and charm of depositing your Bitcoin on this specific platform are irresistible to overlook.  Still, a deeper look into the Crypto Arbitrage VIP’s primary pledge, “Get 340% return,” is astute enough to elicit one look before jumping on the bandwagon. This leads us to the most sought-after question, “Is Crypto Arbitrage VIP legit or a scam?” According to many websites, Crypto Arbitrage VIP is nothing but a ruse designed to defraud novice investors. Let’s take a closer look into whether this platform is actually legit or just a scam.  Crypto Arbitrage VIP Full Review: Is It Legit or a Scam? The idea behind Crypto Arbitrage VIP goes around in the dig...

A quantitative financial analyst goes through a vast database and discovers statistics patterns to reduce mathematical errors and increase profit. If you are a quantitative financial analyst and want to broaden your knowledge, reading quantitative finance books can help you to a larger extent. Finance books will facilitate you to develop your understanding of Finance in a better and handy way. If you are into the stock market, banking, insurance, credit or risk asset management, or trading forex, you must learn to create a winning edge and manage risks. This post includes a list of the 7 Best Quantitative Finance Books You Should Have at your home to develop an insight into quantitative Finance. These books will help you deal with numbers, develop knowledge of financial management risks, and create more assets. So stay along with us to crack the review and authors of these quantitative finance books – here you go! 7 Best Quantitative Finance Books You Should Have: A Thorough I...

In recent years, food delivery apps have become more popular among people for all the right reasons. These apps have completely changed the way people used to order food from restaurants or shop for groceries. Modern customers wanted convenience, and food delivery services have surely delivered that. One such food delivery service that grabbed the most people’s attention was Postmates. Since its launch, it has been making quite a buzz on the Internet. From being operational  24/7 to giving customers a choice to order almost anything, it has become a part of people’s daily lives. After the COVID-19 pandemic, the demand for various food delivery services, including Postmates, has dramatically increased. It, of course, has created a fantastic opportunity for people looking for a side job to drive, deliver food, and increase their earnings. Working as a Postmates driver definitely has many perks. From choosing your working hours to getting paid instantly, and working at your own ...

The Crypto tab is a web browser that offers crypto mining as well. It is a unique service and an emerging trend that is yet to make a mark at the global level. Crypto tab does not enjoy the reputation of a well-known brand and its users have mixed reactions to its services. Let us discuss what is crypt tab, is it legit and does it really pay? What is Crypto Tab? Crypto tab is an internet browser that also offers cryptocurrency mining. It comes with a built-in algorithm that supports crypto mining. Users can download and activate the crypto tab just like any other web browser. They can seamlessly use the browser while it works for crypto mining. Users can activate and deactivate crypto mining at any time. So, the users have full control over when to allow mining or use it as a normal web browser only. The Crypto tab also offers an affiliate program. Users can earn rewards through the referral program without using or mining crypto coins directly. The developers behind the cr...

The Graph is a unique protocol to organize blockchain data and serve data queries in a large decentralized network. GRT is its native digital token and is currently trading at $ 0.14. Let us see what is the Graph network, what it offers, and can its native token GRT hit the $100 mark in the future. What is Graph GRT? The Graph is a decentralized network that is used for indexing and querying data. It is built on the Ethereum network and its token will be an ERC-20. The Graph was developed in 2017 by Yaniv Tal (project lead), Brandon Ramirez (research lead), and Jannis Pohlmann (tech lead). The founding team members of the Graph hail from different leading brands like Ethereum Foundation, Decentraland, Orchid, and MuleSoft. The Graph solves a real-world problem of fetching and indexing blockchain data. Complex smart contracts store their data on the Ethereum network. It makes it difficult for explorers to find relevant data from a large blockchain network. The founders of th...

Crypto staking is a relatively new idea of generating passive income through holding an investment in a cryptocurrency or a digital coin. It is not entirely risk-free and investors can lose cryptos by staking. However, the rewards are consistent and the investment process is easier as compared to the traditional mining process of cryptocurrencies. What is Crypto Staking? Crypto staking refers to holding cryptocurrency coins in a digital wallet to earn reweds. These rewards are paid in the form of interest (crypto coins) and a fraction of coins. On the other side, staking helps cryptocurrency hosts to validate and build new blockchain blocks. It requires investment and participants. Thus, investors earn rewards and hosts build new blockchain blocks through staking. For investors, crypto staking is similar to putting money in a savings account. Investors hold money in a bank account, and banks use it to earn a profit and share a fraction of that profit with the investor. How Does...

What is SafeMars? SafeMars (SMARS) is a cryptocurrency and it is a community-driven project meaning it grows with community participation. It was launched only one year ago in March 2021. It is a fairly young and unestablished cryptocurrency. Therefore, investors may be reluctant to invest in it and it is evident from its low-price and volume history as well. SafeMars was developed with the idea of rewarding cryptocurrency investors with passive income. It aims to offer investors without staking or crypto farming. It attracts investors through community participation and rewards them for only holding SMARS coins in their digital wallets without ever trading or staking them. The basic idea of SMARS is a token tax of 4% with each transaction from every side. This token tax is then distributed among its participants. This way, SMARS acts as autonomous liquidity and yield generation protocol as the company claims. It means that the SMARS coin is protected from the lowest-possible ...

Student loan forbearance is a temporary suspension or decreased rate on your student loans. Many people became familiar with student loan forbearance during the COVID-19 pandemic , during which many student loan payments were halted or cut.  Navigating student loans can be a tricky business as it is. But if a lower interest rate piques your interest, we’ve put together a guide to what student loan forbearance means and how it works.   What is Student Loan Forbearance?  Student loan forbearance means you’ll get some reprieve from your loan payments for a time. This could mean your monthly payment is reduced or even stopped altogether for up to one year.  For the most part, forbearance isn’t an automatic process. You’ll have to contact your loan provider and fill out a form to request it. From there, your provider will determine whether or not to grant you forbearance.  Let’s break down the different types of loan forbearance.  General Forbearanc...