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Titan is an investment platform that combines the low cost, hands-off approach of a robo-adviser with a portfolio actively managed by registered advisers with hedge fund creds. The platform isn’t a hedge fund. It’s an investment adviser that combines efficient technology with creative investing strategies its founders learned while working for hedge funds and other firms. The app makes these strategies — otherwise reserved for the ultra-wealthy — available to everyday investors with a low minimum investment, relatively low fees and a platform that lets you manage the whole thing from your phone. In our Titan invest review, we’ll cover everything you need to know about the app, including how it works, what it costs and how to decide whether it’s right for you. If you’re new to investing, check out our Investing for Beginners Guide to learn about the building blocks of growing wealth. What Is Titan Invest? Titan is a mobile investing platform that offers actively managed investme

Managerial accounting is an accounting branch that covers the flow of information internally. It does not focus on financial figures and reports, unlike financial accounting. Instead, managerial accounting allows companies to enhance the quality of information. It includes both quantitative and qualitative data to support the decisions made by managers. Managerial accounting provides various tools that managers can use during the process. One of the primary tools that managerial accounting provides is a budget. Most companies prepare a budget for every fiscal period. While it is helpful on its own, managers can enhance its benefits even further. Companies can use variance analysis with budgeting to reap maximum rewards from the process. For most companies, these processes complement each other. Variance analysis has a crucial purpose in budgeting. A budget can be beneficial on its own. However, the variance analysis process usually requires a budget to provide benefits. Before discus

Companies indulge in various activities and operations that generate provide. Usually, these operations differ from one company to another. However, companies within the same industry carry out similar activities. For most companies, these activities are essential in generating income. However, they also incur expenses, which contributes to that income. Companies usually forecast these items. Companies forecast their income and expenses for several reasons. One of the primary reasons for it includes serving as a guide for actual performance. Usually, companies prepare a budget that helps in this regard. However, these budgets are of little value if companies don’t use them properly. One of the primary ways companies utilize budgets is by preparing budget reports. Budget reports are crucial in viewing a budget with actual performance. However, it still requires budgeting to use as a base. Before discussing the report, it is critical to understand what a budget is. What is a Budget?

Whether you’re shopping for yourself or an entire family, new clothes can take a big bite out of the budget. Affordable options exist, but it often means sacrificing quality and style.  Thankfully, you can get a wide variety of clothing – including name-brand clothing – at great prices; you just need to know where to look. We’ve compiled a list of 18 places to get cheap clothes. Let’s take a closer look, starting with online stores. Table of Contents Where to Get Cheap Clothes Online 1. Shein.com 2. Zulily 3. ThredUP 4. eBay 5. Amazon 6. ClothingUnder10 7. 6pm 8. Rosegal 9. ASOS Where to Get Cheap Clothes Near You 10. Walmart 11. Goodwill Stores 12. Local Thrift Stores 13. Department Store Clearance Racks 14. Craigslist 15. OfferUp 16. Garage Sales 17. Your Local Community FB Garage Sale Page 18. Friend Clothing Swap Summary Where to Get Cheap Clothes Online Finding places to buy cheap clothing is one of the best ways to save money.   Online shopping

There is an exchange traded fund (ETF) for everything . If there’s something you want to track, some big brain has developed a basket of securities that will track it fairly closely. We all know about index funds – they track various stock indices. Those are simple because the fund can buy the same shares that are in the published index. Your decision of which one comes down to tracking error, or how quickly they are able to adjust to changes. But what if you want the opposite? What if you want to short an index? Well, they have those too – they’re called inverse exposure ETFs and there are several that short the S&P 500. Table of Contents How Do Inverse Exposure ETFs Work? The Best Inverse Exposure ETFs ProShares ETFs Direxion ETFs How Do You Buy Short ETFs? Do You Need Inverse ETFs? How Do Inverse Exposure ETFs Work? They are designed to hold assets that have a negative correlation (-1) and negative beta (-1) on a day to day basis compared to the S&P 500.

Whether by choice or necessity, side gigs appear to be here to stay. From ride-sharing to food delivery to at-home businesses and traditional freelance gigs, Americans are getting more creative in how they earn side cash. In fact, according to the Pew Research Center, 16% of Americans have earned income from an online gig platform at some point. In a Bankrate survey , 45% of respondents said they have a side hustle. With gig work as popular as ever, here are some trends to help you in your side hustle this year. 4 Side Gig Trends to Watch This Year 1. Side Gigs are Becoming Permanent Gigs (For Now) Side gigs are becoming more like main gigs for many Americans. Forty-one percent of gig workers relied on their side hustle to cover monthly expenses in 2021. That’s up from 27% in 2020, according to Dollar Sprout’s 2021 Side Hustle Report. The percentage of people spending more than 15 hours per week on gig work more than doubled in 2021, and the share of gig workers who earned more

Wading through health insurance options when starting a new job or during open enrollment can be confusing. The alphabet soup of terminologies sure doesn’t help. For instance, if your PPO is an HDHP you might be able to open an HSA and save money toward your health expenses. Huh? In this article, we’ll demystify some of that medical insurance jargon and explain the benefits, rules and nuances of health savings accounts so you can make the best decision for yourself and your family. What Is an HSA? HSA stands for health savings account, which is distinctly different from a regular savings account. A health savings account is a tax-advantaged account you and your employer can contribute to in order to pay for eligible medical expenses using pre-tax dollars. You can use your HSA funds to pay for medical costs as you incur them or let the money in your HSA account grow by investing those dollars. Pro Tip Here’s how you can use an HSA to boost your retirement savings strategy . The

If you’ve noticed yourself spending more at the grocery store or to fill up your gas tank lately, chances are it’s not because you’re purchasing more food or doing a lot of extra driving. Consumer prices shot up 7.9% in February compared to the year prior. That’s the highest inflation rate the U.S. has seen since 1982. If you’re looking to stabilize your rising costs, you’re going to have to think a bit differently about the way you shop. 12 Savvy Ways to Fight Price Inflation Here are a dozen savings tips to help you fight price inflation on everyday purchases. 1. Shop Your Pantry Before you go grocery shopping, make a habit of checking the shelves of your pantry first. Canned goods, pasta and other pantry staples have a tendency to get forgotten in dark corners. By taking inventory of what you already have at home, you’ll avoid mistakenly buying multiples of the same item. You might be able to shorten your grocery list (and spend less). You’ll also reduce the chance of food

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners . Women can do it all. We run businesses and we run homes, often doing both at the same time. And all of it is to make sure the future of our loved ones is secure — whatever family means to you: your parents, your children, your spouse or your chosen family. And one of the best ways to ensure that is with enough money to protect the people we love from financial harm. Here are some money secrets for women to make sure their loved ones’ future is set. What can you do today to make sure your family is safe? 1. Give Your Family $1,000,000 Oh, to be a millionaire. Look, not all of us have the money to set up trust funds for our loved ones. But you could still give them $1 million (or more) with term life insurance. You’re probably thinking: I don’t have the time or money for that. But you can get free quotes