TessMore Finance Blog

A recently published survey showed that 46% of Americans between the ages of 40 and 49 had taken money out of their retirement plans. One of the advantages of retirement savings plans is that the contributions you make are generally tax-deductible. But on the flip side, those taking distributions will need to pay income tax on those withdrawals, and many will also be subject to a 10% early withdrawal penalty. How can you withdraw from your 401(k) without a penalty ? We’ve come up with nine ways to make this happen. Table of Contents 9 Ways to Withdraw from a 401(k) Without a Penalty 1. Regular Disbursements at Age 59½ or Later 2. Total and Permanent Disability 3. Pursuant to a Qualified Domestic Relations Order (QDRO) 4. Series of Substantially Equal Periodic Payments (SoSEPP) 5. To Pay Unreimbursed Medical Expenses 6. Certain Distributions to Qualified Military Reservists Called to Active Duty 7. Plan-to-Plan Rollovers 8. Separation from Service 9. 401(k) Loan How

When your ideal client reads your website, do they know you’re talking to them? Do the words on the page reveal their story in a way that jolts them to action? When I’m writing anything, whether it’s an article like this one, copy for my homepage, an email to a client, or any business writing, I focus entirely on the business owner who’ll be reading what I’m writing. I do this because I want to inspire them to action. I want them to feel supported and equipped to take the next logical step toward building a business that serves themselves, their employees, customers, and community. Writing copy for your website can be a frustrating and overwhelming task when you’re not used to writing marketing copy in general. I know I’ve spent plenty of hours staring at a blank screen or typing out words for my homepage that I end up erasing because they’re boring. And yet, you know your business and customers’ needs better than anyone on the planet, so you’re the best person to know if the copy

The lender of last resort is usually central banks that offer loans to banks and financial institutions facing financial difficulty or are considered highly risky. In the United States, the Federal reserve bank acts as a lender of last resort to institutions that do not have alternative means of borrowing. Failing such institutions would negatively impact the economy. Similarly, the Reserve Bank of India holds the position of lender of last resort in India. Recently, a large private bank went into a situation where it had too many bad loans amid cooked books. RBI came into play and provided a line of credit and other assistance to stabilize the financial system. The lender of last resort protects individuals who have deposited funds and prevents customers from withdrawing out of panic from banks with temporarily limited liquidity. Private commercial banks usually do not borrow from lenders of last resort, as that would indicate that the bank is experiencing a crisis of its own or

Laurel Road built a name for itself as a student loan refinancing company but they’ve recently expanded into online banking as well. They now offer a full suite of financial services, from credit cards to mortgages to traditional banking. Today, I’m excited to share with you a new offer where you can get up to $440 for opening a new  Laurel Road Loyalty Checking account. Table of Contents Laurel Road Loyalty Checking – up to $440 Laurel Road Referral Program How Does This Compare? Laurel Road Loyalty Checking – up to $440 The bonus on their Laurel Road Loyalty Checking is up to $440 and to get it, you have to satisfy a few simple conditions. First, you can earn $200 when you open an account and make qualifying ACH direct deposits totaling $2,500 or more within 60 days. This is, by itself, an already great bonus offer for something so simple but it gets better. Then, you continue earning a $20 cash reward for every month you make qualifying ACH direct deposits during the f

One way to improve your credit score is to be added as an authorized user on another person’s credit account(s). But what if you don’t have another person with good credit to be added as an authorized user? That’s where Tradeline Supply Company comes into the picture. It is a service that enables you to purchase authorized user access on accounts of individuals with good credit. It can temporarily increase your credit score to help you get approved for a loan elsewhere. In this Tradeline Supply Company Review, I’ll explain how it works, the pros and cons, and let you know who should consider Tradeline. Table of Contents What Is a Trade Line? What Is Tradeline Supply Company? How Tradeline Supply Company Works Tradeline for Buyers Tradeline for Sellers Tradeline Supply Company Pricing Alternatives to Tradeline Supply Company Secured Credit Cards Credit Builder Loans How to Sign Up with Tradeline Supply Company Pros & Cons Pros: Cons: Tradeline Supply FAQs

G etting your business noticed through media coverage is a great way to increase brand visibility, credibility, website traffic, and even sales. This article will explain how you can get media coverage for your business and make the most of it. How Can You Get Media Coverage for Your Business? Let’s break this down into simple steps so you can formulate your plan of attack to get your media attention! 1. Identify Your Target Audience Before you pitch to media outlets, you must know who you’re trying to reach. Identifying your target audience will help tailor your message and approach to the right publications and journalists. For instance, if you’re a business-to-business (B2B) company, you’ll want to focus on business publications and industry journalists. Alternatively, if you’re a consumer-facing company, consumer publications and lifestyle journalists should be the primary targets for your pitches. Failing to identify your target audience before launching your PR campaign

H ere’s how to file your taxes for free this year. It’s that time again: Tax Time! Luckily, if you meet certain criteria, you may just be able to file your business federal taxes–and possibly your state taxes–without spending a penny! The services below are going to work for contractors, small businesses, and LLCs that use the Schedule C from Form 1040 to complete their taxes. This means you need to be a freelancer, solopreneur, contractor, etc.. Unfortunately these tools below don’t include free filing for corporations and s corps.       FreeTaxUSA Cash App Taxes IRS Free File Go to site Go to site Go to site FreeTaxUSA Go to site Cash App Taxes Go to site IRS Free File Go to site What Are the Ways to File Business Taxes for Free? Here are three ways to file business taxes free this year: 1. FreeTaxUSA (FreeTaxUSA.com) FreeTaxUSA has