TessMore Finance Blog

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners . It’s no secret that investing is one of the best ways to grow wealth. We’re talking about real wealth — not the measly returns you’d get from a savings account. If you really want to grow your money, you need the kind of returns you’ll get from investing. Of course we all know this. But a lot of us have things holding us back. Maybe we don’t know how to get started. Maybe we feel totally out of our element. Or maybe now’s just not the right time. There are a lot of excuses for not investing — and most of them don’t hold up. Here are the top reasons people don’t invest — and how to get around them and start building real wealth. 1. I Don’t Know What I’m Doing C’mon, that’s never stopped me from doing anything! Of course, I did manage to break my car that one time I tried to change the oil… Just kidding! S

You may not know much about work-study, but it’s one of the things you’ll be asked about when filling out the Free Application for Federal Student Aid (FAFSA) before enrolling in college. The FAFSA doesn’t go into much detail about this option — it will simply prompt you to check a box if you’re interested. So what is work-study? Is it a reliable way to defray the cost of tuition? How can someone be sure that it’s the most profitable option when there may be other, more traditional work opportunities near your campus? Here are the facts you need in order to decide if college work-study is the right choice for you. Double Your Scholarship Chances and Get Faster Results Easily Apply Here What Is Work-Study? Work-study is a simple concept. The U.S. Department of Education describes it this way: “Federal Work-Study provides part-time jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay education expenses. The program encourages

If you’re anything like the average woman, you’ve dropped some major dough on makeup. From foundation to liquid eyeliner to eyeshadow and mascara, it’s likely you have a drawerful. A recent  study by OnePoll for Groupon found that the average woman spends $313 per month on her appearance, or $225,360 over her lifetime. Women spend the most on facials, followed by haircuts, followed by makeup. We’re going to put a stop to this stat, starting with eyeliner, which is seriously having a moment. From taking over your eyes with neon shades (yes, we absolutely love neon eyeliner) to taking on those statement winged looks — eyeliner is the key for completing your look right now. But it still doesn’t mean you need to spend top dollar to make your eyeliner work for you. You might be partial to liquid liner but the best drugstore eyeliners might challenge that thinking. We interviewed makeup artists to hear all about their fave eyeliners that are $10 or less — which can be found at your loca

Mobile games are a fun hobby that lets you play from anywhere. If you have an Android phone, you can make money playing games through Mistplay. The mobile app features the latest games in a variety of categories. In addition, you earn rewards points for each game that you play and can redeem them for gift cards or PayPal cash. In this Mistplay review, I’ll let you know how it works and how much money you can make, realistically. Table of Contents How Does Mistplay Work? Fees Who Can Join? Who Should Join Mistplay? How Do Mistplay Points Work? Units Game Experience Points Player Experience Points Earning Mistplay Points Playing Games Boosted Games In-Game Purchases Daily Play Streaks Badges Social Media and Newsletter Follows Mistcodes Bonus Tasks Refer Friends Contests Mistplay Status Earn Loyalty Gems Loyalty Tiers Redeeming Loyalty Gems Redeeming Mistplay Units $0.50 Amazon Gift Cards Gift Cards PayPal Cash How Does Mistplay Make Money?

Can you guess how many banks failed during the Great Recession? We all know the big ones like Washington Mutual and IndyMac – but hundreds of them failed . Having been a working adult with a 401(k) and a house, that time period was extremely scary. We didn’t know if the financial system was going to collapse since so many banks were interconnected. I’d read about bank runs in history books but had never seen them first hand… and people were lining up outside Washington Mutual to try to get their money out. And it was FDIC insured! (they might not have known) That’s when I realized that FDIC insurance was huge in keeping me sane because I knew that a bank failure wasn’t going to wipe out any of my money. My investments were going to take a beating but I had accepted that. Here’s the thing though – we now have so many more accounts and not all of them are insured. Many of those new banking apps get pass-through insurance (and they make a big deal about it, as they should), but it’s

You may have seen ads saying you can invest in Google or Amazon for as little as $1. You may have wondered: Is this legit? A whole share of Google parent company Alphabet costs over $2,900 as of December 2021. Amazon’s share price is more than $3,500. But the claims that you can invest in big-name companies with as little as $1 or $5 are actually legit. The concept is known as fractional shares, and it’s a game-changer for beginning investors . What Are Fractional Shares? A fractional share is a fraction of a stock, just as the name suggests. With fractional shares, you name your price when you invest in stocks . When you purchase fractional shares, you decide the dollar amount you want to invest and you get a proportional fraction of a share. For example, let’s say you want to invest in Netflix, but you only want to spend $25. It doesn’t matter if a share of Netflix costs $400 or $500 or even $1,000. If $25 is what you want to spend, that’s what you’ll pay. If Netflix was trading

A few years ago, my friend won the Masters Tournament ticket lottery. Given how much demand there is for one of the most prestigious PGA golf tournaments, you have to enter a ticket lottery to get a chance to buy tickets to the week-long event. My friend won the right to purchase four tickets to Wednesday’s practice session. That’s the best practice session to go to because it’s also the day of the fun Par 3 Contest . The event is so widely attended that people will rent out their homes to tourists just for that week. Imagine locking up all your stuff just so you can rent out your home to a stranger for a couple days – it’s that lucrative . As it turns out, not only is the rent really high but you might not have to pay taxes on it. It’s known as the Masters Rule or Augusta Rule, the name of the city where the Masters Tournament is held. Table of Contents What is the Augusta Rule (or Masters Rule)? We aware of local taxes & rules How to claim the Augusta Rule What are som

Even if you’re aware of the benefits, opening your first credit card can be intimidating. From navigating what spending means for your credit score to understanding how interest rates work — if you’re considering applying for a credit card, it’s important to understand how credit cards work to avoid unnecessary charges or even debt. But how do credit cards work? In this beginners guide, we’ll make sure you’re ready to own your first credit card so you can capitalize on their benefits without putting a strain on your finances. What Is a Credit Card? A credit card is a small plastic card used to purchase goods and services. They essentially work as a short-term loan where the bank will provide you a credit limit , which is the amount of money you’re allowed to spend. Once you start using your credit card for purchases, your available credit starts to decrease.     Credit Card Tip Understanding the difference between statement balance, current balance , and other credit card te