TessMore Finance Blog

The stock market is off to its worst start in at least 50 years by some measures. The NASDAQ is having its worst start going back to 1971 when the composite began , and the S&P 500 hasn’t been this bad since 1939!  As an investor, you’re probably conflicted by the twin desires to stay the course and take advantage of a potential buying opportunity while minimizing losses at the same time. It’s not impossible to do. One of the ways investors have dealt with bear markets in the past is by investing in dividend stocks . They provide a steady cash flow, but the dividend yields make the stock prices more resilient in down markets. One of the best ways to invest in dividend stocks is through exchange-traded funds (ETFs) . Many funds specialize in high dividend stocks, so you can avoid buying individual companies and build a portfolio from the ground up. Table of Contents The 10 Best Dividend ETFs to Buy Right Now 1. iShares Emerging Markets Dividend ETF (DVYE) 2. WisdomTree E

Costco Wholesale is a well-known name for offering products in various industries, including jewelry, electronics, laptops, furniture, and outdoor living goods. With its practice of providing recognizable brands at reasonable costs, it consistently draws customers. As a result, everyone often shops at Costco. However, every coin has two sides, and up until this point, you have only seen Costco’s positive side. We shall now educate you about the entire one. No, Costco doesn’t offer payment plans. You have a Citibank Costco-branded Visa card that enables you to postpone payments for whatever you buy using the card, but the purchase is not financed. Has Costco ever offered payment plans? No, Costco does not officially provide payment options for major purchases. Members of Costco can use this credit card to buy things they otherwise might not have been able to afford. Accordingly, Can I use my friend’s Costco card instead? Although the Costco membership card cannot be transferred,

We’re all looking for ways to cut down on expenses — especially fixed expenses that lock us into a contracted bill month after month. One common way to spare your budget is to decrease your living expenses, including your house payment. Refinancing your loan could help cut down on your mortgage payments and could update your loan terms, saving you money. If you’re considering refinancing, you may ask, “How long does it take to refinance a house?” Refinancing your home can be tedious, but it could help your budget in the long run. Luckily, we’re here to help by sharing the typical refinancing process and detailing how to make it as efficient as possible. Continue reading to learn more or use our menu below to jump to the section that interests you the most.  Whichever you choose, we’re happy to help. 7 Steps To Refinance Your Home Ways To Speed Up Your Refinance Timeline Refinance Time Frame FAQs 7 Steps To Refinance Your Home Refinancing your mortgage has its positives and

Learning how to save money in college may be the last thing you want to do while you’re, well, already learning in school. But starting responsible spending habits early on can give you a valuable financial head start. Imagine being able to pay off your student loans or other debt right after graduation, or even put a down payment on a home. While there are many ways to approach this, we know it can get overwhelming for even financially savvy people. This is why we’ve put together 66 smart ways to save money in college. Browse through them all or jump to the one that interests you the most, but consider incorporating at least a couple to put some extra cash in your savings each month — we’re sure you won’t regret it! Buy used textbooks Cook your own food Split rent with roommates Brew your own coffee Use all available campus amenities Buy a bike in lieu of a car Use your student discount Buy food in season or on sale Ditch bottled water Buy discounted electronics Use f