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Bask Bank Review: Great Rates on Savings and CDs

Did you know that earning airline miles with a bank account is possible? It’s true. With Bask Bank, you can choose between earning a high-interest rate or American Airlines miles on your savings account deposits. You also won’t pay any service fees to use Bask Bank. But how does Bask Bank stack up against other online banks, like Discover, Chime, or Ally? In this Bask Bank review, I’ll cover the key features, pros and cons, and let you know who Bask Bank is best suited for. Table of Contents What Is Bask Bank? Who Can Join Bask Bank? Bask Bank Fees Bask Bank Account Types Bask Interest Savings Account Bask Mileage Savings Account Bask Certificate of Deposit (CD) Account Bask Bank Pros and Cons Pros Cons Bask Bank Alternatives Discover Bank  Chime Ally Bank FAQs Is Bask Bank Worth It? What Is Bask Bank? Bask Bank is the digital banking arm of Dallas-based Texas Capital Bank. It’s best known for its 20-year (and counting) partnership with American Ai

Why Do Banks Offer “Weird” Term Length CDs?

I’ve been following certificates of deposit for a while now. Yes, I’m a weirdo. People love 12-month CDs and 60-month CDs (5 years) because they’re easy to think about. We like the 3-month, 6-month, and 9-month terms because they’re nicely spaced out. Sometimes people will consider a 24-month CD too. But lately banks have been doing something different – they’re offering terms that are a month or two more or less than “typical.” I’m talking about those 11-month and 13-month CDs. Or the 15-month CD. Why do banks offer this? Table of Contents It’s Mostly Marketing 1-Month CDs!? Remember When It Matures Should You Get These Odd Term CDs? It’s Mostly Marketing There isn’t a big difference between a 12-month CD and a 13-month CD. There might be a business major somewhere that can make the business case for the bank’s investors but for the consumer, they’re the same(ish). At the level of tens or hundreds of millions of dollars in deposits, which is what banks care about, t

Ownwell Review 2023: I Saved $233 in Property Taxes

L ast year I let Ownwell protest the property taxes on one of my rental properties. They were able to reduce my taxes by $233. This year I’m using them on both of my properties. Here’s my review of their service. In short, Ownwell is a legit startup out of Austin that is making the property tax appeal process simple and hands-off for homeowners and investors. They charge a straight-forward 25% of what they save you. You can sign up at Ownwell.com using my link and get an extra $20. Who is Ownwell? Ownwell is a property tax negotiation service that helps homeowners in the US lower their property taxes. By utilizing a team of local, experienced negotiators, Ownwell helps homeowners navigate the property tax appeal process in their county. The platform claims to have saved homeowners thousands of dollars on their property taxes. The way it works is simple. Users provide Ownwell with basic information about their property, including the property’s address and assessed value. An Own

How Much of Your Paycheck Should You Save?

Have you ever wondered how much money you should be saving? Unfortunately, the answer to that question isn’t always as obvious as you might think. Savings rates for individuals and families will vary based on a number of factors. Your income, expenses, where you live, and your personality type all play a role in how much money you can and should save each month. In this article, we’ll discuss factors that can affect your ability to save, share some guidelines on how much of your paycheck you should save, and discuss ways to bolster your savings. Table of Contents How Much Disposable Income Do You Have? What Do You Need to Save For? What Are Your Savings Goals? The 50/30/20 Savings Rule Explained Customizing Your Budget Tips for Increasing Your Savings Rate Figure Out Your “Why” Automate Your Savings Take Advantage of Employer Match Programs Go on a Spending Fast Sell Your Stuff Start a Side Hustle Final Thoughts How Much Disposable Income Do You Have? When d

Upgrade Cash Rewards Card Review

Rewards credit cards are an easy way to earn cash back on purchases. However, the cards with the highest rewards can be difficult to qualify for if you have a poor credit history or are new to credit. The Upgrade Rewards Cash Rewards Visa is a promising alternative to traditional credit cards. It can be easier to qualify for, you can earn 1.5% back on card payments, and you don’t need to make a security deposit. In this Upgrade Cash Rewards card review, I’ll highlight the positives and negatives of this product. While this card isn’t going to be the best option for every person, it might be right for you if your current credit cards lack valuable rewards or an expensive interest rate. Table of Contents What Is the Upgrade Card? Upgrade Card vs. a Standard Credit Card Who Can Apply for an Upgrade Card? Upgrade Cash Rewards Card Fees Upgrade Cash Rewards Visa Pros and Cons Pros No Annual Fee Earn 1.5% Cash Back High Credit Limits Available Fixed Monthly Payments 0.50%

15 Games that Pay Instantly to Cash App

If you enjoy playing games on your phone for money , you can get paid in cash by using Cash App . In fact, Cash App may be more convenient than PayPal (the older money app) because it lets you split purchases with friends and make debit card purchases. Cash App makes it easy to provide your banking details to the various gaming apps and receive direct deposits. If direct deposit isn’t available, you can request a prepaid debit card that can be transferred to your Cash App balance. (Here’s a list of supported cards ). There are also many ways to reload your Cash App card . If you don’t have the Cash App yet, there is a new Cash App account promotion you can get a few bucks for signing up and sending money. Here are 17 gaming apps that pay instantly to Cash App: Table of Contents 1. Blackout Bingo – 🏆 Top Pick! 2. Bingo Clash 3. Pool Payday 4. Solitaire Cash 5. Solitaire Cube 6. Dominoes Gold 7. 21 Blitz 8. Bubble Cash 9. Freecash 10. Big Buck Hunter: Marksman 11. Mi

Fizz Debit Card Review: A Credit Builder for College Students

If you’ve struggled with poor credit or are completely new to credit, you know how hard it can be to build a strong credit score. The lenders who offer the best credit products and the lowest interest rates seem only to want to deal with clients with excellent credit. But how do you build credit without debt ? To help, an increasing number of fintech companies are developing credit-builder loans and other products to help people establish or rebuild their credit. Some are more successful at it than others. In this Fizz review, I’ll explain how one company aims to help college students build credit and create healthy financial habits. But how does Fizz work, and is it safe to use? I’ll answer those questions and more in this Fizz review. Table of Contents What Is Fizz? How Does Fizz Work? How Does Fizz Make Money? Key Features of Fizz Build Credit Control Spending Earn Rewards Learn About Money Pros and Cons of Fizz Fizz Alternatives Extra Debit Card Sesame Cash