TessMore Finance Blog

This is the last part of our series on IWT’s 4-Day Workweek Challenge, where we take you behind the scenes to show what it’s like for us as we test out a compressed work schedule. The post you’re about to read is written by Tony Ho Tran, a professional journalist for The Daily Beast and […] Source from I Will Teach You To Be Rich https://ift.tt/fZwk9un

In the 1960s, Stanford Professor Walter Mischel started a series of experiments in which he tested hundreds of young children on their ability to delay gratification. A child would go into a room where he or she would be presented with a marshmallow. The researcher then told the child that he would leave and come back later. If the child did not eat the marshmallow and waited for the researcher to come back, he would bring them a second marshmallow. The researcher would leave for 15 minutes (so long!) and study how the kids behaved. The kids acted how you’d expect little kids to act. Some ate them immediately, some agonized over the waiting and gave in, and some waited the full time and were rewarded with a second marshmallow. Then, the researchers followed the children as they grew up and determined that the kids who were able to wait were rated as “more academically and socially competent, verbally fluent, rational, attentive, planful, and able to deal well with frustration and

Your credit score is used for more than just a credit card or loan approval. Companies use it to set home and auto insurance rates, determine whether or not you’ll be hired for a job, and approve apartment leases. Unfortunately, many people believe the only way to build credit is by using a credit card, but that’s not the case. Because not everyone has access to a credit card, I’ve compiled the following list of ways to build credit without relying on plastic. Table of Contents 8 Ways to Build Credit Without a Credit Card 1. Get “Credit” for Paying Your Utility Bills 2. Take Out a Credit Builder Loan 3. Get Your Rent Reported on Your Credit Bureau 4. Build Credit By Paying Your Bills 5. Become an Authorized User 6. Take Out a Personal Loan 7. Pay Your Existing Loans on Time 8. Consider Getting a Car Loan Credit Report Best Practices Check Your Credit Report Regularly Keep Your Debt-to-Income Ratio Low Final Thoughts 8 Ways to Build Credit Without a Credit Car

American Express is a bank most well known for its credit card offers. I know American Express credit card offers are often quite generous and their Membership Rewards program is one of the best. But until recently, American Express hasn’t had too many bonuses on their bank accounts. Last year, they had an offer for their High Yield Savings (it has since expired) and they always seem to have their ever green Business Checking offer, but now they’ve added a nice little offer on their Rewards Checking account too: Table of Contents American Express Rewards Checking – $250 American Express High Yield Savings – $350 [EXPIRED] American Express Business Checking – 30,000 Membership Rewards Points How do these offers compare? American Express Rewards Checking – $250 American Express has a Rewards Checking account that really should more attention than it really does. It’s an checking account that offers you 1.00% APY, which is already noteworthy in a world where most checking

Curzio Research offers several entry-level and specialized stock newsletters to help you get monthly stock picks at a low price. This advisory service is led by Frank Curzio, a seasoned analyst with plenty of experience with widely-known investment publishers such as TheStreet and Stansberry Research.  Whether you enjoy subscribing to investing newsletters or you have seen a teaser pitch for one of its publications, our Curzio Research review looks at the benefits of membership and lets you know what investment ideas to expect. I have been a subscriber since 2018 and will share my insights and experience to help you decide if it’s worth joining.  Table of Contents What Is Curzio Research? Who is Frank Curzio? How Much Does Curzio Research Cost? Curzio Research Publications Curzio Research Advisory Curzio Venture Opportunities Moneyflow Trader Unlimited Income WSU Premium  Crypto Intelligence Curzio Research Token Curzio Research Pros and Cons Pros Cons Altern

There’s been a proliferation of fintech companies looking to bundle banking, brokerage, and cryptocurrency services all in one app. The latest of these is Fierce Finance . Fierce Finance offers a Fierce Cash account that is an FDIC insured account that earns 5.25% APY. Banking services are provided by Cross River Bank (FDIC #58410) so it’s FDIC insured. The account also offers a deposit bonus, which we will detail below. They also offer a Fierce Stock portion of the app that operates like a brokerage – letting you invest in stocks, ETFs, and crypto. Stocks are SIPC-insured via FIN2 (CRD#: 316863/SEC#: 8-70818). The only limitation is that the account is accessible via iOS app only. If you’re interested in getting a cash bonus for opening an account, here are the details: Table of Contents Fierce Finance Bonus — up to $500 How does this compare? Fierce Finance Bonus — up to $500 Fierce Finance has a new deposit bonus that is only based on how much you deposit. Open a Fierc

If you live in Oregon, Washington, California, or Idaho, you may be able to take advantage of a promotion being offered by Banner Bank. The dollar amounts are pretty good for an offer nowadays, given higher interest rates and the hassle of moving over a direct deposit, so this might be a good fit for someone in search of a bonus offer. It’s not a super compelling offer but one that just might fit what you need. Table of Contents Who is Banner Bank? Banner Bank $200 & $500 Bonus How does this compare? Who is Banner Bank? Banner Bank is a regional bank with branches in OR, WA, CA and ID. They are FDIC insured ( FDIC #28489 ) and were founded more than 130 years ago with solid financials (five stars from Bauer Financial) and $16.6 billion in assets. What they lack in a geographic footprint, they make up for with all their charitable work. In 2020, they supported more than a thousand charitable and community causes within their foot print. They gave over $3.5 million an

Have you ever thought about making extra money selling printables online? If so, you may have considered taking a course before getting started, as there is a lot to know. One of the most popular printable courses is from a company called Gold City Ventures . Gold City Ventures offers a printables course that can show you all of the ins and outs of running a successful e-printables business on Etsy.  But how does it compare to other popular online courses, and is it worth the cost? This Gold City Ventures review covers the course details, pros and cons, and alternatives. We’ll help you decide if Gold City’s E-Printable course is something you might want to invest your time and hard-earned money in. Table of Contents What Are Printables? Gold City Ventures Etsy E-Printables Course Review What Is Gold City Ventures? Gold City Ventures Pricing What Does the E-Printables Course Include? Module 1: Getting Started Module 2: What Should You Sell? Other Modules Gold City Vent

Does silver have a place in your investment portfolio ? Much like its first cousin, gold, silver has many detractors in the mainstream financial universe. The standard arguments are that it’s subject to wide price swings, doesn’t pay interest or dividends, and so there are better places to invest your money. While the arguments against silver are valid, there are times when silver can be a solid investment – maybe even better than gold. That’s why it’s good to know how to invest in silver, especially when the precious metal is rising in value. That may be the case right now, as you’ll understand better after reading this article. Table of Contents Why Invest in Silver? 1. Silver as an Inflation Hedge 2. The Silver Supply Deficit 3. Buy Silver for Investment Diversification 4. The Gold/Silver Ratio Factors that Affect the Price of Silver How to Invest in Silver Silver Bullion Silver Stocks Silver Bullion Exchange Traded Funds (ETFs) Silver Futures Where to Hold Yo