TessMore Finance Blog

Remote work is here to stay. Some employers are willing to give hundreds, if not thousands, of dollars in stipends for their staff members to deck out their home office, while others might not be as in tune with what a true work-from-home situation looks like. Most remote jobs are somewhere in the middle, but it’s likely that you’ll need to invest a little in your home office setup before it’s work-from-home ready. So, in this remote world, here are some of the home office essentials and equipment you should at least consider purchasing for your home office space. The Basic Home Office Essentials for Remote Jobs 1. Computer Setup Portability is a large consideration for remote jobs. After all, half the fun of working at home is curling up on the couch with your laptop on those lazy days. In that case, a light laptop is your best option. But computer prices may make you feel a little queasy. Spending nearly $2,000 on a McBook may not be feasible, even if you write it off on your

As anyone who has accumulated a collection of jewelry knows, there’s nothing like the detritus in drawers, boxes and overflowing jewelry boxes. Amid the diamonds and opals, the silver and gold (OK, if you’re lucky), lies a different kind of beauty — the beauty of costume jewelry. While costume jewelry often gets short shrift compared to precious stones and metals, vintage jewelry sellers reap the benefits of this misconception. It turns out that there is much value to be found in costume jewelry, if only the buyer — of the grandkid — knows how to identify vintage jewelry. You may come across costume jewelry in several ways. You might get a tangle of necklaces, rings, brooches and bangles as an inheritance. Perhaps you were lucky enough to get faux pearls and rhinestones as gifts over the years. Or maybe you’re a newbie junker or have started going to estate sales looking for silver and gold but are wondering about the value of jewelry that isn’t. What Is Costume Jewelry? Costume je

Titan is an investment platform that combines the low cost, hands-off approach of a robo-adviser with a portfolio actively managed by registered advisers with hedge fund creds. The platform isn’t a hedge fund. It’s an investment adviser that combines efficient technology with creative investing strategies its founders learned while working for hedge funds and other firms. The app makes these strategies — otherwise reserved for the ultra-wealthy — available to everyday investors with a low minimum investment, relatively low fees and a platform that lets you manage the whole thing from your phone. In our Titan invest review, we’ll cover everything you need to know about the app, including how it works, what it costs and how to decide whether it’s right for you. If you’re new to investing, check out our Investing for Beginners Guide to learn about the building blocks of growing wealth. What Is Titan Invest? Titan is a mobile investing platform that offers actively managed investme

Managerial accounting is an accounting branch that covers the flow of information internally. It does not focus on financial figures and reports, unlike financial accounting. Instead, managerial accounting allows companies to enhance the quality of information. It includes both quantitative and qualitative data to support the decisions made by managers. Managerial accounting provides various tools that managers can use during the process. One of the primary tools that managerial accounting provides is a budget. Most companies prepare a budget for every fiscal period. While it is helpful on its own, managers can enhance its benefits even further. Companies can use variance analysis with budgeting to reap maximum rewards from the process. For most companies, these processes complement each other. Variance analysis has a crucial purpose in budgeting. A budget can be beneficial on its own. However, the variance analysis process usually requires a budget to provide benefits. Before discus

Companies indulge in various activities and operations that generate provide. Usually, these operations differ from one company to another. However, companies within the same industry carry out similar activities. For most companies, these activities are essential in generating income. However, they also incur expenses, which contributes to that income. Companies usually forecast these items. Companies forecast their income and expenses for several reasons. One of the primary reasons for it includes serving as a guide for actual performance. Usually, companies prepare a budget that helps in this regard. However, these budgets are of little value if companies don’t use them properly. One of the primary ways companies utilize budgets is by preparing budget reports. Budget reports are crucial in viewing a budget with actual performance. However, it still requires budgeting to use as a base. Before discussing the report, it is critical to understand what a budget is. What is a Budget?

Whether you’re shopping for yourself or an entire family, new clothes can take a big bite out of the budget. Affordable options exist, but it often means sacrificing quality and style.  Thankfully, you can get a wide variety of clothing – including name-brand clothing – at great prices; you just need to know where to look. We’ve compiled a list of 18 places to get cheap clothes. Let’s take a closer look, starting with online stores. Table of Contents Where to Get Cheap Clothes Online 1. Shein.com 2. Zulily 3. ThredUP 4. eBay 5. Amazon 6. ClothingUnder10 7. 6pm 8. Rosegal 9. ASOS Where to Get Cheap Clothes Near You 10. Walmart 11. Goodwill Stores 12. Local Thrift Stores 13. Department Store Clearance Racks 14. Craigslist 15. OfferUp 16. Garage Sales 17. Your Local Community FB Garage Sale Page 18. Friend Clothing Swap Summary Where to Get Cheap Clothes Online Finding places to buy cheap clothing is one of the best ways to save money.   Online shopping

There is an exchange traded fund (ETF) for everything . If there’s something you want to track, some big brain has developed a basket of securities that will track it fairly closely. We all know about index funds – they track various stock indices. Those are simple because the fund can buy the same shares that are in the published index. Your decision of which one comes down to tracking error, or how quickly they are able to adjust to changes. But what if you want the opposite? What if you want to short an index? Well, they have those too – they’re called inverse exposure ETFs and there are several that short the S&P 500. Table of Contents How Do Inverse Exposure ETFs Work? The Best Inverse Exposure ETFs ProShares ETFs Direxion ETFs How Do You Buy Short ETFs? Do You Need Inverse ETFs? How Do Inverse Exposure ETFs Work? They are designed to hold assets that have a negative correlation (-1) and negative beta (-1) on a day to day basis compared to the S&P 500.

Whether by choice or necessity, side gigs appear to be here to stay. From ride-sharing to food delivery to at-home businesses and traditional freelance gigs, Americans are getting more creative in how they earn side cash. In fact, according to the Pew Research Center, 16% of Americans have earned income from an online gig platform at some point. In a Bankrate survey , 45% of respondents said they have a side hustle. With gig work as popular as ever, here are some trends to help you in your side hustle this year. 4 Side Gig Trends to Watch This Year 1. Side Gigs are Becoming Permanent Gigs (For Now) Side gigs are becoming more like main gigs for many Americans. Forty-one percent of gig workers relied on their side hustle to cover monthly expenses in 2021. That’s up from 27% in 2020, according to Dollar Sprout’s 2021 Side Hustle Report. The percentage of people spending more than 15 hours per week on gig work more than doubled in 2021, and the share of gig workers who earned more