TessMore Finance Blog

W e’ve got the best list of summer jobs for teens and college students listed here. Do you (or your teen) have a job for summer yet? Getting a job is the perfect use of all that extra time in the summer. Whether you’re in high school or college, you can make some extra money and still have time for family, friends, vacations, and just relaxing.  Here are some common summer job opportunities for teenagers and college students to make extra money. I loved most of my summer jobs. Each brought me a different experience and helped to teach me about myself. What jobs are available and their pay rate will depend on where you live, the employer, your age, and other factors. Child labor laws also factor in sometimes, so be sure to brush up on specific laws regarding teens and work. The minimum wage in the United States is currently at $7.25 an hour, although many states have set a higher minimum wage. Let’s check out some summer job options for teens! Outdoor Summer Jobs for Teens 1. La

Introduction What is a Rich Life? Rich Life Rule#1 – Your Rich Life should fit you like a handmade glove Rich Life Rule#2 – A Rich Life puts you in control Rich Life Rule#3 – Getting started is more important than becoming an expert Rich Life Rule#4 – It’s okay to make mistakes Rich Life […] The post How to Live a Rich Life (+Rules That Will Help You ACHIEVE It!) appeared first on I Will Teach You To Be Rich . from I Will Teach You To Be Rich https://ift.tt/JfykjVd

Can you build your confidence? A lot of people reflexively say “No – you’re either confident or you’re not.” But in my experience, that’s simply not true. Confidence is a skill, and like any other skill, you can master it over time. (This is actually true of all areas of social skills. You can get […] The post How to build confidence with 3 hacks (that aren’t embarassing) appeared first on I Will Teach You To Be Rich . from I Will Teach You To Be Rich https://ift.tt/tKVF9Rq

Folks are making serious money on YouTube. Before you start looking at YouTube monetization strategies, you need to start a YouTube channel and grow your audience. Lots of YouTube money-making tactics have eligibility requirements, such as total video views or channel subscribers. So you won’t have access to every method on day one. But once […] The post How to Make Money on YouTube in 2021 appeared first on I Will Teach You To Be Rich . from I Will Teach You To Be Rich https://ift.tt/NKYckSE

The first year of college, I went to an extremely expensive school with $40K/year tuition. Then I transferred to an in-state school for $6K/year. One of the best decisions I ever made. That $40K school is now up to $55K/year and that’s just for tuition. Luckily, the Tax Code offers some incentives for paying for […] The post Education Tax Credits for 2020 appeared first on I Will Teach You To Be Rich . from I Will Teach You To Be Rich https://ift.tt/0iBUKhQ

Chances are you’ve never asked for a promotion. You’ve definitely gotten better at your job. You’ve probably developed new skills and taken on new responsibilities. You’re probably helping the company much more than you did a year ago. While your contribution continues to rise, your compensation may have remained stagnant. Maybe you know you deserve […] The post How To Ask For A Promotion In 7 Steps (+ scripts & examples) appeared first on I Will Teach You To Be Rich . from I Will Teach You To Be Rich https://ift.tt/2jiUDzC

It wasn’t that long ago when even the best CD rates paid next to nothing due to record-low interest rates. Well, times have changed, and short-term Certificates of Deposit (CDs) are once again offering decent returns for conservative and short-term investors. But how high have rates risen? Is it possible to earn 6% on a CD today? For example, you can easily earn 3% APY or higher in a high-yield savings account, and inflation-linked bonds pay even more (right now, it’s 6.89% APY). However, these rates are variable and fluctuate at anytime. CDs allow you to lock in today’s best interest rates for a specified period. Table of Contents Are There 6% CD Rates Today? Best 5% CD Rates Bellco Credit Union Navy Federal Credit Union Best 4% CD Rates Sallie Mae Bank Signature Federal Credit Union SaveBetter Barclays Bank Marcus by Goldman Sachs Bask Bank Capital One 360 Citi CIT Bank Discover Bank Live Oak Bank PenFed Credit Union Synchrony Bank Best 3% CD Rates

T oday I thought I’d share a few of my spreadsheets to help you stay on top of your finances. They’re oldies but goodies. These sheets will hopefully add to your overall financial organization efforts. I’ve provided a brief explanation about each one and links to download the sheets (no email address required!). 1. Personal Financial Statement Template First up is my all-in-one, dashboard-style spreadsheet called the personal financial statement template. This sheet puts all your personal financial information in one simple, printable spreadsheet. Here’s what’s included: Personal Balance Sheet : This is simply a listing of all your assets and liabilities. It totals up to give you your net worth. Personal Income Statement : This includes your income and all your recurring expenses. While this isn’t a full-blown budget, it will help you visualize what you “have to” pay each month. Financial Goals : It’s important to keep your financial goals in mind when viewing net worth and

If you are an active trader, especially if you are into options trading, Tastytrade is one of the best platforms for doing so. They are designed for active traders so the emphasis is on features that you’ll need. This includes an emphasis on speed and tools for the active trader, like quick trades, quick trade adjustments, data, and more. Also, the pricing is very competitive. No commissions on stocks and ETFs, $1 per contract opening commissions ($10 max) and $0 on closing for options on stocks and ETFs. They have $1.25 per contract on futures contracts on both opening and closing. Best of all, if you’re opening a new account, there’s a very generous bonus available. Table of Contents Tastytrade Promotion – up to $2,000 Who is Tastytrade? How does this offer compare? Tastytrade Promotion – up to $2,000 To get the bonus, open and fund a new Tastytrade account and transfer in funds to get up to $2,000 in cash. As long as you transfer in at least $500, you can get a $100

Depositing checks via your mobile device can be a convenient way to get money in the bank quickly. However, mobile check deposit limits can vary depending on where you bank.  If you like using mobile deposit or are interested in learning more about how it works, you’ve come to the right place. Table of Contents What Is Mobile Check Deposit? How to Use Mobile Check Deposit How Long Before My Mobile Deposit Shows Up in My Account? Mobile Check Deposit Limits at Major Banks Banks That Accept a $10,000 Check via Mobile Deposit Banks That Accept a $25,000 Check via Mobile Deposit Banks That Accept $50,000 Checks via Mobile Deposit Can My Mobile Deposit Limit Change? Is Mobile Deposit Safe? Deposit Rejection Double Deposit Security Breaches Final Thoughts on Mobile Check Deposit Limits What Is Mobile Check Deposit? Mobile check deposit allows you to deposit checks directly into your bank account using any mobile device. All banks differ, but banks that allow mob