TessMore Finance Blog

I have a friend who is really into cars. He talks about different models and how some guy owns this, another guy owns that, and a third guy owns something else. They’re all nice cars (I presume). And the people are all people he looks up to (again, I presume). He gets really animated whenever he’s talking to someone else who knows about cars or knows the people he’s talking about. To be honest, I can’t really describe it in concrete terms because I’m not into cars. I recognize the names of the manufacturers but that’s about it. You probably know someone similar, but you can replace cars with another topic. It could be something material, like a car, or it could be something performative, like how quickly they can run a marathon (or how often they’ve run them). The key feature is that they’re usually around other people who are really into it too. That’s when it’s important to recognize an important theory of human behavior – the mimetic theory of desire. Table of Contents Wha...

Whether you’ve just begun to budget as a couple or have been doing so for several years, managing finances together can be tricky. The best budgeting apps for couples can make it easier to sync multiple bank accounts and achieve your shared financial goals. You can also plan for upcoming expenses, pay off debt , and track your net worth . As newlyweds, my wife and I tried a handful of budgeting apps to reduce some of the financial turbulence we encountered when merging our budgets. Joint budgeting doesn’t have to be stressful. Regardless of your strategy, the best budgeting apps can make managing your money less complicated, so you can spend more time building your relationship and enjoying life. Table of Contents Best Budgeting Apps for Couples  1. YNAB 2. Honeydue 3. Simplifi by Quicken 4. Tiller Money 5. Zeta 6. Empower 7. Goodbudget 8. Monarch Money 9. Rocket Money 10. Lunch Money 11. EveryDollar 12. OneMain Trim Final Thoughts Best Budgeting Apps for C...

If you’re here to find out the terms of their new bonus offer – you’re in the right place. They are currently offering up to $1,000 when you open an account and transfer in funds. More details on that below. For those who may not have heard of E*TRADE before, it might surprise you to learn that the E-Trade Financial Corporation, often shown as E*TRADE in marketing materials, was founded in 1982. They’re now a subsidiary of Morgan Stanley, a well-known multinational investment bank and financial services company, and publicly traded on the New York Stock Exchange. When I first started investing, E*TRADE was one of the first brokerages I’d heard about. I still remember their famous Super Bowl ad – we wasted $2 million dollars: E*TRADE may have spent $2 million on that ad but they still have enough money left over to give out to new customers. Let’s see the details: Table of Contents E*TRADE New Account Bonus – up to $1,000 E*TRADE Existing Account Bonus – $400 How Does Thi...

In a world that often feels like it’s spinning at a million miles an hour, the concept of passive income has become a beacon for those wanting to escape the grind. But what really is passive income? As someone who’s been in the trenches, building businesses from scratch, I’ve seen the good, the bad, and […] Source from I Will Teach You To Be Rich https://ift.tt/ygknhDU

The truth about passive income? It’s not a walk in the park. Sure, at lower levels – think $100 to $1,000 a month – your involvement might be minimal. But as your passive income grows, so does the need for maintenance and oversight. This article isn’t going to sell you an unrealistic dream, instead, I’ll […] Source from I Will Teach You To Be Rich https://ift.tt/EIq3Uey

Whether you’re creating digital content, investing in the stock market, or venturing into real estate, the early stages of setting up a passive income demand dedication. But once you cross that initial hurdle, the potential for sustained, passive earnings is enormous. This article isn’t just a list of ideas; it’s a practical guide. We’re diving […] Source from I Will Teach You To Be Rich https://ift.tt/aALh2Jc

Earning the highest possible interest rate on your savings can feel like playing a game of Whac-A-Mole if you’re constantly transferring funds to chase higher yields. But MaxMyInterest can help you find more productive ways to spend your time. The platform partners with several online banks so you can access multiple savings accounts with the highest APYs while maintaining FDIC coverage. Max looks for the highest APYs being offered and can shift your funds monthly on your behalf. Our MaxMyInterest review looks at how this online banking service works and if the convenience is worth the cost.  Table of Contents What Is MaxMyInterest? MaxMyInterest Fees Who Should Use MaxMyInterest? How MaxMyInterest Works Max Checking Account Max Sweep Account Monthly Optimizations Intelligent Funds Transfers FDIC Insurance MaxMyInterest Pros and Cons Pros Cons MaxMyInterest Alternatives Raisin MySavingsDirect Bank Account Bonuses FAQs The Bottom Line on MaxMyInterest...

Just as having a good credit score is important to your personal financial picture, having a good business credit score is critical to running a successful business. An excellent business credit score makes it easier to obtain credit for the purpose of growing your business, financing the purchase of equipment, and managing daily operations. In this article, we show you how to check your business credit score (paid and free options) and provide information on the business credit bureaus. Table of Contents What Is A Business Credit Score? What Is the Difference Between a Business and a Personal Credit Report? How Is A Business Credit Score Calculated? Where to Check Your Business Credit Score Experian Dun & Bradstreet Nav Prime How to Obtain a Free Business Credit Report Dun & Bradstreet Credit Insights Free Nav Final Thoughts What Is A Business Credit Score? A business credit score is a number that indicates the creditworthiness of a business inste...

If you’re looking to open a checking or bank account, you likely know there are a lot of options out there. To help you make the right decision for your situation, I analyzed all the checking accounts available and found my favorites. Please note: I do not have any affiliation with the following banks. Bank […] Source from I Will Teach You To Be Rich https://ift.tt/DX9Z4TE

Many financial institutions check your credit history as a part of the account opening process. This can be problematic if you have bad credit . Depending on how severe your credit challenges are, you may be declined for a bank account. Thankfully, there is a growing number of banks that not only don’t check your credit as a prerequisite for opening an account but some help you build your credit, too. Whatever the reason, if you’re searching for a bank that won’t check your credit to open an account, you’ve come to the right place. We’ve compiled the following list of no credit check bank accounts. Table of Contents Bank Accounts That Don’t Use Chexsystems or Pull Credit 1. Chime 2. GO2bank 3. Current 4. Flare 5. Oxygen 6. Acorns 7. Wise 8. Revolut 9. Capital One 10. Majority 11. Varo Bank 12. SoFi Banking FAQs Final Thoughts Bank Accounts That Don’t Use Chexsystems or Pull Credit Oftentimes, banks will pull your credit when you open a bank account. Some bank...