TessMore Finance Blog

It’s known as the information superhighway, but getting trustworthy answers to complex questions on the internet is still challenging. That’s where JustAnswer comes in. It’s a gig economy platform that allows you to draw on your professional experience to answer questions for people on nearly any topic. With JustAnswer, you can work in your free time without committing to scheduled shifts. Qualified professionals can earn between $2,000 and $7,000 monthly by providing helpful answers. In this JustAnswer review, we’ll show you how to make money by answering questions and let you know who can participate. Table of Contents What Is JustAnswer? How Much Does JustAnswer Cost? Customer Pricing Expert Fees and Charges How JustAnswer Works Verified Experts Personalized Answers Live Chat Premium Services JustAnswer Mobile App How to Make Money on JustAnswer Choose Your Speciality Verify Credentials Start Answering Questions Get Paid How Much Money Can You Mak...

Sending and receiving money via peer-to-peer money transfer apps is becoming increasingly popular. And as more people use P2P sending apps, more scammers appear to swindle innocent people out of their money.  In this article, we explore some of the most common scams experienced by users of Cash App . Get to know these swindling scams so you don’t fall prey to losing your money to them. Table of Contents What Is Cash App? How Does Cash App Work? 14 Common Cash App Scams You Need to Know About 1. Cash App Flip Scam 2. Government Relief Scam 3. Cash App Contest Scam 4. Cash App Refund Scam 5. Social Security Number Scam 6. Romance Scam 7. Cash App Support Scam 8. Cash App “Great Deal” Scam 9. Rental Property Scam 10. Pet Sale Scam 11. Investment Scam 12. Random Deposit Scam 13. Cash App Text or Email Scam 14. Cash App Gift Card Scam Final Thoughts What Is Cash App? Cash App is a peer-to-peer money transfer app that lets individuals send, receive, and tr...

Have you ever found yourself confused by the rewards programs offered by the most prestigious rewards credit cards? Whether cash back or travel points, the most valuable lucrative rewards programs tend to be convoluted, making it difficult to figure out how to earn and redeem points. By comparison, a good 2% cash-back credit card can be like a breath of fresh air. The rewards may not be as generous as some other cards, but it’s nice to get a consistent 2% reward – in cash – on all purchases, and without any additional thought or effort on your part. With that in mind, here are ten of the best 2% cash-back credit cards available today. Table of Contents Advantages of a 2% Cashback Credit Card 10 Best 2% Cashback Credit Cards 1. Citi Double Cash Card 2. Wells Fargo Active Cash Card 3. PenFed Power Cash Rewards Visa Signature Card 4. PayPal Cashback Mastercard 5. Fidelity Rewards Visa Signature Card 6. SoFi Credit Card 7. American Express Blue Business Cash™ 8. Capital On...

Studies show that Gen Z is focusing less on aggressively saving for early retirement and more on enjoying life in the present. This “soft saving” trend prioritizes quality of life and living in the moment over amassing savings. While resistance against hustle culture is good for mental health, not taking advantage of saving young could lead to serious consequences later in life. We agree that Gen Z faces tough economic challenges like lower wages and higher costs that make it difficult to save significantly. The high cost of living is seen as a major barrier to financial success by over half of Gen Z. Compared to previous generations, Gen Z also has lower retirement expectations and doubts they'll have enough savings. But rather than cutting back, the majority of Gen Z say they'd prefer a better lifestyle over extra savings. Many seem more interested in spending money on experiences than building up emergency funds or retirement savings. This attitude concerns some financial...

In early November, on his radio show, Dave Ramsey offered up some advice that was flat out wrong. A caller was asking about retiring early and safe withdrawal rates . A short clip was posted on Twitter/X by Marvin Bontrager in which Ramsey seemed to get upset and annoyed at one of his own team members, George Kamel, for offering up 3-5% as a safe withdrawal rate. (he called people stupid and morons and became visibly annoyed and almost angry during the clip) The crux of his argument is that 4% safe withdrawal rates are too low. He continued to say that if you can get 12% from the stock market you can safely take out 8%. Then he started calling people nerds and living their mom’s basement with calculators and saying 4% is stealing people’s hope. Then he, essentially, finishes by saying that a million dollar nest egg should create an $80,000 annual income perpetually . Table of Contents Beware When Experts Get Emotional 8% SWR on $1mm = 67.5% Failure Facts: A 12% Return is Not ...

Charge-offs on your credit report can sink your credit score and affect your ability to get a loan, credit card, or mortgage. It can also make it more difficult to get a job or rent an apartment. Most of the time, legitimate charge-offs on a credit report must be paid, but there are instances in which you may be able to get them removed without paying.  In this article, I’ll explain exactly what a charge-off is and give you some options for removing them from your credit report.   Table of Contents What Is a Charge-Off? How Does a Charge-Off Affect Your Credit?  How to Remove a Charge-Off Without Paying How to Initiate a Dispute with Experian How to Initiate a Dispute with Equifax How to Initiate a Dispute with TransUnion Wait For the Collection to Fall Off of Your Report Other Options for Removing Charge-Offs Pay the Charge-Off Amount Negotiate a Lower Payoff Amount Negotiate a Pay for Delete Deal Final Thoughts What Is a Charge-Off? If you ha...

ACH and wire transfers are two of the most common ways to send money from your bank account electronically. There are several differences between each delivery method, including delivery speed, cost, and transaction limits.  For example, you may need to send a final loan payoff by wire instead of ACH so the lender can receive a same-day payment. However, many apps may default to ACH transfers to minimize transaction fees. This ACH vs. wire transfer comparison looks at the advantages of each method and how each cash delivery option works. Table of Contents What Is an ACH Transfer? Examples of ACH Transfers ACH Processing Times ACH Transaction Limits  ACH Fees Is an ACH Transfer the Same as a Direct Deposit? Is ACH and Zelle the Same? Is PayPal an ACH Transfer? What Banks Accept ACH Transfers? What Is a Wire Transfer? Examples of Wire Transfers Do All Banks Accept Wire Transfers? Wire Transfer Speeds Wire Transfer Fees Wire Transfer Limits ACH Transfer...