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When Should I Redeem My Series I Bonds?

I’ve been saving into Series I bonds for quite some time but it wasn’t until the last few years that we’ve seen some eye-popping rates out of Series I bonds. I got in on the fervor a few years ago when inflation was running hot and we saw Series I bonds offering inflation rates of 3.56%, 4.81%, and 3.24%. Of course, they came with fixed rates that were 0.00% – but they still put Series I bonds rates into the stratosphere. But with inflation slowing down and inflation rates going down, a lot of those Series I bonds no longer sport lofty interest rates. (if you have a 0% fixed rate bond, your current interest rate is simply 2 times the inflation rate) The question now is, given the penalty rules for Series I Bonds, should you redeem them or hold them? Or redeem them and re-buy back in now that fixed rates are higher? Table of Contents Series I Bond Withdrawal Rules Refresher How to Review Your Series I Bonds How Much Interest Do You Give Up? Should You Cash Out Your Bonds? Wha

The Ultimate Guide To Working From Home

Welcome… By reading this Ultimate Guide you’re already taking the first steps on your journey to a Rich Life. This is only an introduction to the ideas and material you’ll find inside IWT. I started this site in 2004 while I was studying technology and psychology at Stanford. I’ve spent the time since testing and […] Source from I Will Teach You To Be Rich https://ift.tt/29BRQ5N

YouTube TV Review: Is It Worth It?

We’ve all spent hours watching videos on YouTube. Whether it’s travel, home improvement, educational, or just funny videos, YouTube’s free video selection seems endless. But what many don’t realize is that YouTube also has an online streaming service called YouTube TV. And depending on your viewing habits, you might find YouTube TV to be an attractive choice among popular cable TV alternatives . In this YouTube TV review, I’ll explain how the streaming service works and how it compares to other popular streaming platforms. Table of Contents What Is YouTube TV? YouTube TV Pricing Base Plan Spanish Plan NFL Sunday Ticket Plan YouTube TV Add-Ons YouTube TV Trials and Discounts Cancellation Policy YouTube TV Channel Lineup Cloud DVR Required Equipment Household Sharing Multiview YouTube TV Pros and Cons Pros Cons YouTube TV Alternatives Sling TV Hulu With Live TV FuboTV YouTube TV FAQ Is YouTube TV Worth It? What Is YouTube TV? YouTube TV is a st

The Ultimate Guide To Email Copywriting

Welcome… By reading this Ultimate Guide you’re already taking the first steps on your journey to a Rich Life. This is only an introduction to the ideas and material you’ll find inside IWT. I started this site in 2004 while I was studying technology and psychology at Stanford. I’ve spent the time since testing and […] Source from I Will Teach You To Be Rich https://ift.tt/ExWtZcS

The Ultimate Guide To Social Skills

Welcome… By reading this Ultimate Guide you’re already taking the first steps on your journey to a Rich Life. This is only an introduction to the ideas and material you’ll find inside IWT. I started this site in 2004 while I was studying technology and psychology at Stanford. I’ve spent the time since testing and […] Source from I Will Teach You To Be Rich https://ift.tt/aW0Udsl

Intuit Credit Karma welcomes all Minters!

We are reimagining Mint as part of Intuit Credit Karma, expanding our collective capabilities to deliver upon our mission of championing financial progress for all. Mint will no longer be available as of January 1, 2024. To learn how to download your Mint data, please visit Credit Karma’s U.S. Help Center . We’re excited to build on the Mint legacy at Credit Karma, and provide even greater value to Minters.  Last year, the Intuit Mint team joined Intuit Credit Karma to help build one of our newest experiences that will help millions of members know, grow and protect their net worth. This marks the next evolution of Credit Karma, one that combines the money management product expertise and momentum of Mint with Credit Karma’s scale, technology and vast product ecosystem.  Credit Karma is thrilled to invite all Minters to continue their financial journey on Credit Karma, where they will have access to Credit Karma’s suite of features, products, tools and services, including some of Min

What Bank Is Cash App?

Cash App is a popular mobile payment service that allows users to send and receive money , buy and sell Bitcoin , and trade stocks. But as is the case with many fintech companies, many people want to know if Cash App is a bank and, if not, how can they provide similar services to banks. After all, the company has reported over 70 million annual transactions and close to $2 billion in yearly profits. In this article, I’ll share the details about Cash App and let you know where the money goes when your employer or friend pays you via the app. Check This Out: Use Wallet Hacks’s referral promotion code  JKJDBWT  (click to copy referral code) to earn a $5 bonus cash by joining  Cash App  and completing a minimum $5 transaction in the  first 14 days . Table of Contents What Bank Does Cash App Use? What Bank Does Cash App Use for Plaid? Does a Bank own Cash App? What Bank Is the Cash App Cash Card Associated With? Is Cash App FDIC-Insured? What Is the Cash App Routing Number? How

The Psychology of Rituals: Why We Go Crazy for Pumpkin Spice Lattes

Every fall, Starbucks starts selling pumpkin spice lattes (PSL) and the Internet loses its mind. Instagram is flooded with pictures of PSLs as its fans go wild. It’s reached the point that Starbucks actually releases it in late August, which is a full month before the official start of Autumn. If you’re a fan of beer, you see the same phenomenon with pumpkin-flavored beers. Once September rolls around, the stores are filled with seasonal beers all juiced with pumpkins. Personally I’m not a fan but I see the appeal – it’s welcoming the cooler weather, the start of many family celebrations, and it’s simply fun. For many, it’s also a ritual. And rituals are important for our money. Table of Contents Rituals Enhance Enjoyment & Value Rituals Are Special and Limited Add Rituals to the Routine But Don’t Turn Rituals Into Routine Rituals Enhance Enjoyment & Value Rituals are important for a variety of reasons but where it intersects with your money is clear – rituals en

FuboTV Review: How Does It Compare?

With cable and satellite TV prices continuing to rise, it’s not uncommon to spend $150 per month or more on your cable or satellite subscription. Because of the expense and due to the growing list of affordable video streaming services like Netflix and Amazon Prime , more and more people are cutting their cable and choosing to customize their TV viewing. FuboTV is one of many streaming services vying for your dollar. But what types of programming does Fubo offer, and how much does it cost? Check out this FuboTV review to determine if Fubo is a good alternative to your cable or satellite TV subscription.  Table of Contents What Is FuboTV? FuboTV Pricing Pro Plan Elite Plan Ultimate Plan Latino Plan FuboTV Add-Ons FuboTV Trials and Discounts Cancellation Policy FuboTV Channel Lineup Cloud DVR What Equipment Do I Need for FuboTV? Household Sharing Multiview Option  FuboTV Pros and Cons Pros Cons FuboTV Alternatives Sling TV Hulu With Live TV YouTubeTV

Are There 7% CD Rates Today? (October 25, 2023)

With the target federal funds rate at highs we haven’t seen in decades, there are plenty of banks offering high interest rates on their savings and certificate of deposits. If you’re a retiree looking to get more interest on your savings or just looking to park some of your cash somewhere save and FDIC insured, a certificate of deposit is a fantastic way to do it. Have certificates of deposit reached 7% yet? Table of Contents Are There 7%+ CD Rates Today? There Is A 7% Rewards Checking Account Best Nationally Available CD Rates Barclays – 5.50% APY Raisin – 5.40% APY Quontic Bank – 5.30% APY Will We Ever See 7% APY CDs? Are There 7%+ CD Rates Today? As of October 25, 2023, there are no certificates of deposit yielding more than 7%. For several weeks, Alpena Alcona Area Credit Union, a relatively small credit union located in Michigan, offered a 7-month CD with a 7.19% APY. This offer has ended though and their highest rates are only 5%. There are several credit uni