TessMore Finance Blog

Every fall, Starbucks starts selling pumpkin spice lattes (PSL) and the Internet loses its mind. Instagram is flooded with pictures of PSLs as its fans go wild. It’s reached the point that Starbucks actually releases it in late August, which is a full month before the official start of Autumn. If you’re a fan of beer, you see the same phenomenon with pumpkin-flavored beers. Once September rolls around, the stores are filled with seasonal beers all juiced with pumpkins. Personally I’m not a fan but I see the appeal – it’s welcoming the cooler weather, the start of many family celebrations, and it’s simply fun. For many, it’s also a ritual. And rituals are important for our money. Table of Contents Rituals Enhance Enjoyment & Value Rituals Are Special and Limited Add Rituals to the Routine But Don’t Turn Rituals Into Routine Rituals Enhance Enjoyment & Value Rituals are important for a variety of reasons but where it intersects with your money is clear – rituals en...

With cable and satellite TV prices continuing to rise, it’s not uncommon to spend $150 per month or more on your cable or satellite subscription. Because of the expense and due to the growing list of affordable video streaming services like Netflix and Amazon Prime , more and more people are cutting their cable and choosing to customize their TV viewing. FuboTV is one of many streaming services vying for your dollar. But what types of programming does Fubo offer, and how much does it cost? Check out this FuboTV review to determine if Fubo is a good alternative to your cable or satellite TV subscription.  Table of Contents What Is FuboTV? FuboTV Pricing Pro Plan Elite Plan Ultimate Plan Latino Plan FuboTV Add-Ons FuboTV Trials and Discounts Cancellation Policy FuboTV Channel Lineup Cloud DVR What Equipment Do I Need for FuboTV? Household Sharing Multiview Option  FuboTV Pros and Cons Pros Cons FuboTV Alternatives Sling TV Hulu With Live ...

With the target federal funds rate at highs we haven’t seen in decades, there are plenty of banks offering high interest rates on their savings and certificate of deposits. If you’re a retiree looking to get more interest on your savings or just looking to park some of your cash somewhere save and FDIC insured, a certificate of deposit is a fantastic way to do it. Have certificates of deposit reached 7% yet? Table of Contents Are There 7%+ CD Rates Today? There Is A 7% Rewards Checking Account Best Nationally Available CD Rates Barclays – 5.50% APY Raisin – 5.40% APY Quontic Bank – 5.30% APY Will We Ever See 7% APY CDs? Are There 7%+ CD Rates Today? As of October 25, 2023, there are no certificates of deposit yielding more than 7%. For several weeks, Alpena Alcona Area Credit Union, a relatively small credit union located in Michigan, offered a 7-month CD with a 7.19% APY. This offer has ended though and their highest rates are only 5%. There are several credit uni...

Receipt scanner apps can be great for helping you save money on nearly everything you buy. They’re easy to use as well, and you can often use the same receipt for several apps. But how exactly do receipt scanner apps work, and which ones are worth checking out? In this article, we’re sharing the top receipt scanner apps of 2023 for rewards, how they work, and what each app’s best feature is. Table of Contents What Is a Receipt Scanner App? Top Receipt Scanner Apps 1. Fetch 2. Shopkick 3. Rakuten 4. Ibotta 5. TopCashback 6. Drop App 7. ReceiptPal 8. Dosh 9. Checkout 51 10. Receipt Hog Summary What Is a Receipt Scanner App? There are two types of receipt scanner apps: the ones that help you get organized by allowing you to upload your receipts and other documents so they can be stored online and the ones that offer rewards for shopping. Generally, the rewards-based apps work by paying out points or cash back when you shop at the app’s retail partners. These a...

Inflation has taken a big bite out of all of our budgets and one of the best ways to combat it is by taking advantage of receipt scanning apps. After you shop, scan a receipt into one of these app and earn a few extra cents to soften the blow. If you were considering Fetch Rewards, you’ll want to get a referral because it starts you off with a few hundred points you otherwise wouldn’t have. Table of Contents Fetch Rewards Referral Code How to enter the Fetch referral code Fetch Rewards Referral Code You can use my referral code to get 250 points when you sign up and scan a receipt. You can join using this link and the code should be entered in automatically, if not, the referral code is: XJW7Q5 Remember, the 250 points is just the start. You can earn points for every receipt and bonus points when they match certain promotions on the site. For example, I had a 500 point receipt scan bonus on our first receipt plus the 15 point Daily Reward: How to enter the Fetch referr...

Welcome… By reading this Ultimate Guide you’re already taking the first steps on your journey to a Rich Life. This is only an introduction to the ideas and material you’ll find inside IWT. I started this site in 2004 while I was studying technology and psychology at Stanford. I’ve spent the time since testing and […] Source from I Will Teach You To Be Rich https://ift.tt/wrkWpUq

Welcome… By reading this Ultimate Guide you’re already taking the first steps on your journey to a Rich Life. This is only an introduction to the ideas and material you’ll find inside IWT. I started this site in 2004 while I was studying technology and psychology at Stanford. I’ve spent the time since testing and […] Source from I Will Teach You To Be Rich https://ift.tt/UWaR2Kl

Welcome… By reading this Ultimate Guide you’re already taking the first steps on your journey to a Rich Life. This is only an introduction to the ideas and material you’ll find inside IWT. I started this site in 2004 while I was studying technology and psychology at Stanford. I’ve spent the time since testing and […] Source from I Will Teach You To Be Rich https://ift.tt/DloF8vM

Keeping electronic copies of documents is the norm these days. But sometimes, you need to make physical copies of documents. When you do, it’s nice to know where to get copies for cheap or for free. To help, we’ve compiled a list of stores and other places you can go to get copies made. Some recommendations are free, while others you need to pay for, but all provide ways for you to get copies nearby. Table of Contents Where to Get Free Photocopies 1. Check With Family and Friends 2. Make Copies at Work 3. Your College or University 4. At a Hotel Where to Make Copies Near Me for Cheap 5. The Local Post Office 6. Your Bank or Credit Union 7. The Library Chain Stores That Make Copies for Cheap 8. Office Depot or OfficeMax 9. Staples 10. CVS Pharmacy 11. Walgreens 12. UPS Store 13. FedEx Office 14. H-E-B 15. Coborn’s 16. Sir Speedy 17. Sam’s Club 18. Costco Best Places to Get Copies Online 19. Vistaprint 20. DocuCopies 21. Best Value Copy 22...

Welcome… By reading this Ultimate Guide you’re already taking the first steps on your journey to a Rich Life. This is only an introduction to the ideas and material you’ll find inside IWT. I started this site in 2004 while I was studying technology and psychology at Stanford. I’ve spent the time since testing and […] Source from I Will Teach You To Be Rich https://ift.tt/rHqNmLC

Welcome… By reading this Ultimate Guide you’re already taking the first steps on your journey to a Rich Life. This is only an introduction to the ideas and material you’ll find inside IWT. I started this site in 2004 while I was studying technology and psychology at Stanford. I’ve spent the time since testing and […] Source from I Will Teach You To Be Rich https://ift.tt/DE6HyiG

Welcome… By reading this Ultimate Guide you’re already taking the first steps on your journey to a Rich Life. This is only an introduction to the ideas and material you’ll find inside IWT. I started this site in 2004 while I was studying technology and psychology at Stanford. I’ve spent the time since testing and […] Source from I Will Teach You To Be Rich https://ift.tt/ArjnWu4

Welcome… By reading this Ultimate Guide you’re already taking the first steps on your journey to a Rich Life. This is only an introduction to the ideas and material you’ll find inside IWT. I started this site in 2004 while I was studying technology and psychology at Stanford. I’ve spent the time since testing and […] Source from I Will Teach You To Be Rich https://ift.tt/9OoQZMq

Welcome… By reading this Ultimate Guide you’re already taking the first steps on your journey to a Rich Life. This is only an introduction to the ideas and material you’ll find inside IWT. I started this site in 2004 while I was studying technology and psychology at Stanford. I’ve spent the time since testing and […] Source from I Will Teach You To Be Rich https://ift.tt/NEMfq8l

With the median price of a house now sitting at a lofty $430,300, qualifying for a mortgage isn’t the only obstacle facing prospective homebuyers. Coming up with a down payment is another challenge all its own. That raises the question, can I use my 401(k) to buy a house? The short answer is, sometimes. On the surface, using a 401(k) to buy a house seems logical. After all, for most individuals and households, a 401(k) plan is the single largest asset and source of funds that they have. But just because you have money in a 401(k) doesn’t necessarily mean you should use it to buy a house. Let’s examine the reasons why. Table of Contents Can I Use My 401(k) to Buy a House? 1. Withdrawing from Your 401(k) Without Restriction 2. Taking a Hardship Withdrawal 3. Taking a 401(k) Loan Pros & Cons of Using a 401(k) to Buy a House Pros: Cons: Alternatives to Using Your 401(k) to Buy a House Use a VA Loan – If You Have Eligibility Get a Gift from a Family Member Tap Y...