TessMore Finance Blog

If you’re a student, are new to credit, or are in the process of rebuilding your credit , you know how challenging it can be to qualify for a credit card. Many credit card companies have strict approval criteria and only want to deal with the most established consumers. Thankfully, there are a number of credit cards that are easier to qualify for. To help you find a credit card that works for you, I’ve compiled a list of credit cards with more relaxed approval criteria. But first, here’s a closer look at how credit card approval decisions are made. Table of Contents How Are Credit Card Approval Decisions Made?  Your Credit History Debt-to-Income Ratio Number of Credit Inquiries Number of Delinquencies on Your Credit Bureau Your Credit History Your Income What Is the Easiest Type of Credit Card to Get?  The Easiest Student Credit Cards to Get Discover it Student Cash Back Card Capital One SavorOne Student Card Discover it Chrome for Students Credit Cards to Get Wi

Every year, millions of people run marathons. They put themselves through 26.2 miles of running in what is typically over several hours. It’s a grueling endeavor you can’t just do on a whim (without suffering greatly); you have to train for it. But people who run marathons love running marathons. On the Fun Scale, races are an example of Type 2 fun. The Fun Scale is a great way to think about many things in life. Type 1 fun is something that is fun while you’re doing it. It’s having a beer with your friends at the beach. Snowboarding. A delicious meal. Type 2 fun is something that may not be fun at the moment, but you look back on it fondly. You enjoy the sense of achievement that comes with doing something difficult. It’s a hike or a marathon. The idea of Type 1 and Type 2 fun has applications in a variety of areas in our lives. Today, let’s apply this framework to financial decisions: Table of Contents The Money Mistakes Scale How do you avoid type 2 money mistakes? S

This is part of our series on IWT’s 4-Day Workweek Challenge, where we take you behind the scenes to show what it’s like for us as we test out a compressed work schedule. The post you’re about to read is written by Tony Ho Tran, a professional journalist for The Daily Beast and a former […] Source from I Will Teach You To Be Rich https://ift.tt/WML3RPZ

When it comes to travel credit cards, you have plenty of options available. But one that should be on your shortlist is the Capital One Venture X Credit Card. It’s a premium travel card with a moderate annual fee, considering the many rewards and benefits the card offers. In fact, we’ve come up with 13 reasons to apply for the Capital One Venture X Credit Card. Table of Contents What Is the Capital One Venture X Credit Card? 13 Reasons to Apply for the Capital One Venture X Card 1. Signup Bonus 2. Anniversary Bonus 3. Rewards 4. $300 Annual Travel Credit 5. No Foreign Transaction Fee 6. Referral Bonus – 100,000 Miles 7. Cell Phone Protection 8. Global Entry or TSA PreCheck Credit 9. Capital One Dining and Capital One Entertainment 10. Capital One Lounge 11. Travel Booking Price Protection 12. Redeem Miles through 15+ Travel Loyalty Programs 13. Special Benefits on Select Car Rentals Capital One Venture X Credit Card Rewards: Redemption Options Capital One Ventur

Most of us spend a lot of time on our phones. In fact, research conducted in 2021 found that the average person spends over four hours a day on their phone.  While this may seem like a waste of time, what if I could show you how to make money on your phone?  If you’re like me, much of the time you spend on your phone is mindless scrolling without much purpose. But you can turn time into money on your iPhone or Android device by implementing one or more of the ideas I’ve listed below. Table of Contents 15 Ways to Make Money on Your Phone 1. Sell Printables on Etsy  2. Sell your Clothes 3. Rent Out Your Car with Turo 4. Rent Out Your RV: Outdoorsy  5. Walk Dogs 6. Sell Your Old Stuff 7. Trade In Your Old Stuff 8. Babysit 9. Invest with Your Phone 10. Test Websites  11. Sell Your Photos 12. Start a Dropshipping Business 13. Take Paid Surveys 14. Play Games  15. Shop Online FAQs What’s The Best Way to Make Money From Your Phone? 15 Ways to Make Money on Your P

This is part of our series on IWT’s 4-Day Workweek Challenge, where we take you behind the scenes to show what it’s like for us as we test out a compressed work schedule. The post you’re about to read is written by Tony Ho Tran, a professional journalist for The Daily Beast and a former […] Source from I Will Teach You To Be Rich https://ift.tt/qeY1Z3l

Many people enjoy playing Klondike Solitaire as it’s a fast-paced game that requires some strategy to stack your piles by suit and order. If you’re a fan of Klondike Solitaire, you may love Solitaire Cube , a mobile game with free practice rounds and cash tournaments.  In this Solitaire Cube review, I’ll show you how to play and cover the key features, pros, and cons. I’ll also share a few Solitaire Cube alternatives. Table of Contents What Is Solitaire Cube? Who Can Play? How to Play Solitaire Cube Tips and Tricks How Much Does Solitaire Cube Cost? Funding Your Account Redeeming Your Winnings How Much Can You Win on Solitaire Cube? Solitaire Cube Features Cash Tournaments Leagues Daily Login Bonus Trophies Real Prizes In-Game Chat Ad-Free Experience Solitaire Cube Pros and Cons Pros Cons Solitaire Cube Alternatives Blackout Bingo Pool Payday Bubble Cash Solitaire Cube vs. Solitaire Cash: Which Is Better? Final Thoughts FAQs What Is So

For years, cash management accounts were a popular addition to many fintech services. It was nice to be able to offer a higher APY on your savings, available through partner banks, and layer those on top of whatever services you were selling. Whether it was paying off debt, increasing your savings, or building wealth through investing – cash management seemed like the next hot thing. But when a brokerage adds it to its offering, I’m always a little surprised because when you’re a brokerage, there are options available to you that you wouldn’t get through a saving or budgeting app. There are completely safe investing options , like federal money markets, that offer higher yields without the need for the brokerage to build new infrastructure. But I’m a fan of Vanguard, an existing client, and so when I learned about their offer — the Vanguard Cash Plus Account — I wanted to learn more. Table of Contents What is the Vanguard Cash Plus Account? Who are Vanguard’s Partner Banks? I