TessMore Finance Blog

According to recent data, energy bills rose nearly 16% from September 2021 to September 2022 alone.  Along with rising prices on everything from groceries to new and used vehicles, people are finding their pocketbooks strained by rising energy costs as well.  Finding ways to lower your energy bill can save a lot of money in the long run. With so many Americans feeling the financial pinch, we could all use some ways to save more money. And although electricity and other energy sources are integral to our modern world, there are ways you can use and spend less on those energy sources.  Table of Contents How to Save Money on Your Energy Bill Heating and Cooling 1. Adjust Your Thermostat 2. Keep Your Furnace Properly Maintained 3. Look Into Ductless Mini Splits 4. Check Seals on Windows and More 5. Properly Insulate and Seal Your Attic Appliances and Lighting 6. Use Smart Power Strips 7. Install Dimmer Switches  8. Wash Your Clothes in Cold Water 9...

Mega Millions is one of the nation’s most popular lotteries thanks to its valuable prizes and the fact that you can buy tickets in 45 U.S. states, the District of Columbia, and the U.S. Virgin Islands.  Whether you’re hoping to win the next billion-dollar grand prize , buying a random ticket, or somewhere in between, we show you where to buy Mega Millions tickets online & in every state. You might be able to use Jackpocket to buy lottery tickets online. There are many other places to go locally too.  Table of Contents How to Play Mega Millions What States Don’t Have Mega Millions? Where to Buy Mega Millions Tickets Online & in Every State Buy Mega Millions Tickets Online Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska New Hampshire New Mexico N...

This is part of our series on IWT’s 4-Day Workweek Challenge, where we take you behind the scenes to show what it’s like for us as we test out a compressed work schedule. What you’re about to read is written by Tony Ho Tran, a professional journalist for The Daily Beast and a former copywriter […] Source from I Will Teach You To Be Rich https://ift.tt/Z9rdxPC

One of the fun parts about sharing bank bonuses is that you meet folks who are really into bank bonuses. Like a dozen accounts a year and tracking it all with complicated spreadsheets. It’s amazing and I love it. The banks, however, don’t love it. Obviously, they prefer it if you open an account and use it as your main bank account (and hopefully, their debit card too!). One of the ways they can avoid too many bank bonuses going out the door is by tracking banking behavior. Much like how they track your use of debt with a credit report (at the credit bureaus Experian, Equifax, and TransUnion), they also track banking behavior through a ChexSystems report. Not all banks use ChexSystems but many do. And just like credit bureaus, ChexSystems is subject to the reporting requirements of the Fair Credit Reporting Act. You’re entitled to a copy of your report every 12 months — this includes the disclosure report and the consumer score reports. Have you requested yours recently? Tabl...

Options trading is often promoted as an investment strategy anyone can participate in. But is that really the case? While options trading has the potential to produce significant returns, it requires considerably more education and training than a common buy-and-hold investment approach. What is options trading, and how can you learn to trade successfully? This article is meant to be an overview of the process, not a comprehensive guide. After reading, continue to learn all you can about options trading before you invest. Table of Contents What Is Options Trading?  Call Option Example How to Trade Options Options and IRA Accounts Strike Price and Expiration Date Where to Trade Options  🏆 TastyTrade Ally Invest Robinhood Webull Different Types of Options Trading Call Options Put Options Covered Calls Married Put Protective Collar Long Straddle Advantages of Options Trading Disadvantages of Options Trading Glossary of Terms Is Options Trad...

A re you tired of impersonal interactions with big banks and seeking a more community-focused approach to managing your finances? Look no further than the world of community banks. These locally-oriented financial institutions prioritize personal relationships and support local businesses and individuals through loans and other banking services. In this blog post, we’ll explore “what is a community bank” in-depth, examining their meaning, history, and frequently asked questions, as well as comparing their offerings with those of large banks. Short Summary Community banks are local financial institutions providing essential services to small businesses and individuals. They offer personalized customer service, competitive interest rates, flexible range of services and tailored solutions for small business success. Community banks form an integral part of the U.S banking landscape with benefits such as personalization, better interest rates & support for community developme...

More and more investors are looking for alternative assets not correlated to stocks or bonds. One of the ways you can diversify is through peer-to-peer lending. In this article, we’re taking a close look at one such platform, called Percent . But how does Percent compare to other alternative investment apps like Lending Club, Fundrise, and Worthy? In this Percent review, I’ll let you know how the platform works and cover everything from pricing to pros and cons. I’ll let you know what type of investor will want to consider dealing with Percent. Table of Contents About Percent Percent At-A-Glance What Investments Does Percent Offer? Private Notes Blended Notes Venture Investing How Do You Sign-up with Percent? Percent Fees Percent Pros and Cons Percent Alternatives Yieldstreet Fundrise Worthy  Should You Sign up with Percent? FAQs About Percent If you’re familiar with platforms like Lending Club and Prosper, you’ll have a basic idea of what Percent is...