TessMore Finance Blog

The term “IPO” – or initial public offering – is well known to the wealthiest of investors, and for good reason. Investing in this asset class has traditionally been limited to financial institutions and wealthy private investors. But in recent years, it’s become possible for regular folks to get in on the action, too. There’s a lot of fanfare around IPOs, especially when they involve buzz-worthy private companies going public. If you can get in early, the potential for profits is significant, but the downside risks are as well. It’s important to know about both before taking the plunge. Investing in IPOs is not only more complicated than investing in established companies, but it often requires a longer time horizon as well. That’s why it’s essential that you learn all you can about how to invest in startups and pre-IPO private companies before you get started. Table of Contents Why Invest in Startups & Pre-IPO Private Companies? 1. Profit Potential 2. A Quick Kill 3....

Do you have a cabinet full of DVDs you’re looking to get rid of? With streaming services like Netflix and Disney+ so readily available, more and more people are getting rid of their DVD movie media collections. If you’re one of them, you may wonder where you can sell your old DVDs. The short answer is that there are several places, and I’ve included some of the best in the list below. Table of Contents 10 Best Places to Sell Used DVDs 1. Craigslist 2. eBay 3. Decluttr 4. Facebook Marketplace 5. OfferUp 6. Amazon 7. SellBackYourBook.com 8. FYE 9. Yard Sales 10. Local Resellers Final Thoughts 10 Best Places to Sell Used DVDs The best marketplaces will help you sell your DVDs quickly and at a fair price. Some of these are fairly obvious, while others you may not have thought of. 1. Craigslist Best feature: No fees Founded in 1995, Craigslist remains a tried and true source to sell just about anything. With billions of monthly page views, you’re sure to find...

Over the years, I’ve seen my fair share of personal finance apps . The ones that are free tend to be fairly useful but loaded with advertisements or other “features” designed to sell you more stuff. Nothing wrong with that, since the tool is free, but they can be cumbersome. The ones that are paid tend to be more powerful and depending on what they specialized in, well worth the money. Today, I want to share with you a paid tool that I found to be both powerful and beautifully designed. It’s called ProjectionLab and it’s exactly what you think it is – a financial planning “simulator” where you can chart your future and consider various scenarios and simulations. I’ve asked the founder, Kyle, to walk us through the tool because it has layers upon layers of features and I only scratched the surface. Best of all, you can play with the “sandbox” without registering or signing up. Just go to ProjectionLab and click on “Try the Sandbox” on the homepage. I’ll let Kyle explain more: He...

Are you looking for a Charles Schwab account bonus? If so, you’re in the right place – we the details on two bonuses that are available from Charles Schwab and the right one for you will depend on your financial situation. If you are looking to open a new account but are NOT transferring in a large sum (over $25,000) from another brokerage or bank, then you’ll want the first offer – the Schwab Starter Kit. If you are looking to move from another brokerage, then the second transfer bonus will be the better fit for you. Table of Contents Charles Schwab $101 Starter Kit Charles Schwab Refer a Friend – up to $1,000 How does this compare? Charles Schwab $101 Starter Kit If you’re looking to get a bonus for opening a Charles Schwab account and have at least $50, then this offer is the one for you. To get this, open an account on the promotional page (linked below) and then fund it with at least $50 within the first 30 days. You will then receive a “Schwab Starter Kit” that ...

If you’re new to investing, you should familiarize yourself with index funds as soon as possible. Index funds are an excellent choice for investors at all experience levels. But they’re especially valuable for beginners since they give you broad exposure to the financial markets without the need to pick and manage individual securities. So what are the best index funds for beginners? In this article, we’ll provide you with a list of top funds, but first, let’s take a closer look at how index funds work and how they can help your portfolio. Table of Contents What Is an Index Fund? Index Funds vs. Actively Managed Funds Index Mutual Funds vs. ETF Index Funds Index Fund Benefits Drawbacks of Index Funds Best Index Mutual Funds Fidelity 500 Index Fund (FXAIX) Vanguard Emerging Markets Stock Index Fund Admiral Shares (VEMAX) Vanguard Total International Bond Index Fund Admiral Shares (VTABX) Fidelity U.S. Sustainability Index Fund (FITLX) Best Index ETFs Vanguard Total S...