TessMore Finance Blog

Finance is an appealing option to opt for students, but its perception of being a hard subject makes it difficult for them to choose. Finance opens a wide range of diverse jobs. These jobs are more often lucrative and provide the employee with a promising career path. One can be an analyst of financial matters, a Credit Analyst, a manager of investor relations, and much more. For a person who is good with numbers and loves playing with them, Finance can be a great option. Although Finance can provide a promising career, people are sometimes hesitant to opt for it. It is due to the perception of Finance being a hard major. This perception is somewhat true and somewhat not. Finance is typically a moderate subject to study and apply. People normally compare it with Marketing, Human Resource Management, and Business studies, which makes Finance a harder subject. But compared to other subjects like Engineering and Economics, Finance tends to be a slightly easier major to opt for. Why

CarMax is well known to provide financing facilities to people with a lower credit score. However, the company considers certain factors to determine the eligibility for the approval of financing. These factors include but are not limited to: Debt to income ratio : How does the new payment affect your capacity to satisfy your present credit obligations It helps to assess if your current earnings would be sufficient to cover the new cost of financing. FICO score , credit history, previous vehicle loan performance, and so on. It helps to assess your past attitude towards financial liability. Information for the application : how long you’ve been on the job and at your current home, your rent/mortgage payment, employment income, and any other sources of money Vehicle selection : is the vehicle within a reasonable price range? Is there a strong chance the automobile will be resold if the borrower fails on the loan? What kind of automobile is the consumer interested in? (Coupe, sedan

Globe Life Insurance is worth checking out if you’re looking to quickly purchase a life insurance policy with a relatively low death benefit. That’s the exact type of policy they specialize in. They offer an all-online approval process for both adults and children, often with no requirement for a medical exam. Table of Contents About Globe Life Insurance What Globe Life Insurance Offers Term Life Insurance for Adults Whole Life Insurance for Children Final Expense Insurance Accidental Death Benefits Mortgage Protection Globe Life Insurance Pros and Cons Globe Life Insurance Alternatives Gerber Life Bestow Haven Life Ladder Life Should You Buy an Insurance Policy from Globe Life Insurance? About Globe Life Insurance Globe Life and Accident Insurance Company is a subsidiary of Globe Life, a publicly listed ( GL ) financial services holding company. The company was founded in Birmingham, Alabama, in 1990, though it’s currently based in McKinney, Texas. It has t

Both my ex-wife (Kris) and my current girlfriend (Kim) tell me I get too worked up about things sometimes. “You over-react,” they both tell me. Maybe so. I prefer to think of myself as passionate. One of the things I'm passionate about is scammers. I hate them. Scammers are evil, evil people who prey on the most vulnerable members of society. They take advantage of social constructs in order to manipulate people into parting with their hard-earned money. No surprise then that one of my favorite sub-genres of YouTube videos is “scammers getting scammed”. Scambaiters are modern-day heroes. As much as I despise scammers, I think scambatiers deserve high praise. Today, I've collected together several YouTube videos (representing a couple of hours of viewing) that document, in an entertaining fashion, how scambaiters uncover scams, help victims, and are now actively working with law-enforcement agencies in an attempt to thwart the bad guys. Scamming the Scammers First up, here

Free Simple & Detailed Monthly Budget Template Looking for a budgeting template to take control of your finances?  You’re in the right spot! In this post, we’ll walk you through how to utilize both the simple and detailed budgeting templates. Simple Budget Template (.XLSX) Detailed Budget Template (.XLSX) If you’re a fan of automation, you can also set up the exact same budget and automatically track your finances over time using the Mint app .  The categories used within the budgeting templates match those you’ll find in the Mint app, so it’s easy to transition over if and when you’re ready to automate your budget. There are three core budgeting methods we’ll review in the post: A Simple Budget Template : Learn how to use this template that uses the same categories as the Mint app without going into detail. A Detailed Budget Template : Learn how to use this template that uses the same categories as the Mint app, plus all the details. The Mint Mobile app : Learn how to

How Much Do YouTubers Make? The average YouTuber makes $0.18 per view, which equates to around $18 for every 1,000 video views. There you are, sitting in bed with your phone flipped sideways and headphones in, watching one of your favorite artists’ VEVO channels, a makeup tutorial, a “how-to” video, or one of many pranking channels you can’t get enough of. At first, you probably think these people upload their content for free. And sure, they might have started out that way in their early days, but we’re here to tell you that some of YouTube’s most-watched channels are making money —and a lot of it. So, exactly how much do YouTubers make? That’s what we’re going to tell you. If you’re wondering how much money YouTubers make, you’re in the right place. We’ll go over the average YouTube pay rate and tips and tricks on how to create a successful YouTube channel. All you have to do is keep reading. How Much Do YouTubers Make Per View? Curious about how much money YouTubers make pe

Did you know that 3.9 million U.S. employees work remotely? It’s true. And, for many, making money from home (even in their PJs) is their dream job. Why not accomplish your money goals by staying home and working when you want to? Here are 44 easy ways to make money at home and on your own schedule . If you’ve never worked from home, this could be a whole new money-making journey for you. You could even fall in love with your work-from-home routine, take it full-time, or only opt for online side hustles . Before starting this journey, jump through each remote opportunity to learn how to make money from home in whatever way best suits you: Complete Online Surveys Sell Your Favorite Stock Images Become a Virtual Assistant Earn Money Off Your Reviews Sell Household Items on eBay or Amazon Rent Your Gadgets by the Hour Enter Data Online Sell Your Unused Clothes Online Create and Sell Printables Become a Product Tester Bake (or Meal Prep) for Others Transcribe by the Hour