TessMore Finance Blog

ANKR is a digital token that offers web 3.0 infrastructure and a unique decentralized finance approach. It comes with a multi-chain platform and its Defi network makes the cost of managing nodes cheaper. It has seen largely positive price trends since its inception. Let us discuss what is ANKR, how it works, and see whether it is a good investment in 2022. ANKR – Introduction ANKR was co-founded by Chandler Song, Ryan Fang, and Stanley WU in 2017. It started with an aim to revolutionize the use of WEB 3 and make it accessible for everyone. ANKR uses a proof-of-Stake (POS) network of over 50 comprised of globally distributed nodes through its decentralized blockchain network. ANKR aims to offer a fully accessible WEB3 experience that leads to open internet access for everyone. It aims to remove the need for facilitators and central authorities. It offers a wide range of blockchain developer solutions including APIs and a multi-chain network of decentralized nodes. Users can ...

In life, products come and go. New products make old products obsolete. When Apple came out with an iPod, it became really hard to keep making Walkmans and Discmans. And good luck trying to find a VCR! When it comes to financial products, obsolescence is much slower. Money market accounts still exist and I have no idea why (for consumers) – anyone can usually find higher rates at an online bank. But, much like how there are still over a million people paying for AOL , human behavior often defies understanding. 🤷 Which brings us to the topic at hand – certificates of deposit . With CD yields where they are ( lowwwwwwww ), I wondered – are certificates of deposit worth it anymore? Table of Contents The Use Case for Certificates of Deposit Are CDs Worth It? 1. Are CD Yields Attractive Enough? Are you OK with the liquidity terms? What about the stock market? 2. Are Better Alternatives Available? Conclusion The Use Case for Certificates of Deposit Before we get into w...

You’re in the middle of your job hunt and exhausted from countless applications, fine-tuning your resume , and multiple interviews. Finally, you’ve been offered a job from a great company. All that time and preparation have paid off! However, your heart sinks as you realize that the offered salary isn’t quite what you were hoping for.  Don’t panic. If a company’s job offer falls a little short of your expectations, now is a great time to learn how to counter offer salary.  In this article, we’ll explore how to counter offer salary in a job offer. We’ll go through steps you can take to prepare for a low salary offer, how to negotiate your salary, and more. Plus, we included counteroffer letter examples for various scenarios that you can use in your correspondence with a prospective employer.  What Is a Counteroffer? A job candidate makes a counteroffer if they feel that the offered salary for a job doesn’t meet their needs or expectations. The offer may fall short of ...

Aspiration is a fintech company that offers a Spend & Save Account that acts like like a checking and savings account through their partnership with Coastal Community Bank (and others). They are not a bank but you get bank-like protections as a result, so your money there is FDIC insured for up to $250,000 (you actually get much higher protections because they partner with several banks – as of May 2022, they work with ten partner banks). Aspiration’s goal is to provide banking services to customers who care about building a more sustainable future. Whereas other banks may invest in oil pipelines or profitable projects that lead to bad outcomes for the planet, Aspiration promises to do none of that. They also have a “pay what is fair” fee model on their base Aspiration account. In terms of a monthly fee, you get to choose what you want to pay and that can be $0. Their Aspiration Plus account, which is a mandatory $7.99 per month fee ($5.99 per month if you pay annually), comes ...

Since the start of 2022, equities markets have remained quite unstable , primarily due to macroeconomic factors such as the outbreak of a new variant of coronavirus, the recent war between Ukraine and Russia, and immense fears over escalating interest rates. Having said that, the prospect of making money will never fail to keep the public from the market, despite knowing the risks.  On March 8, 2022, several investors were reportedly looking to invest in stocks of a relatively new airline company, Breeze Airways, after it announced some massive development, but in vain. You cannot invest in Breeze Airways stock shares and will not find the company trading on any of the public stock exchanges or available for investment as the company still hasn’t filed for an initial public offering (IPO).  What is Breeze Airways? Breeze Airways is one of the most recently emerged privately owned airline companies that focus on serving the smaller markets around the United States that a...

You might have heard the name Home Depot, a home improvement retailer. They provide the facility of home appliances, construction supplies, and various household tools. Home Depot believes that its employees are behind its enormous success. Home Depot offers a vast range of employee benefits packages to help its employees with several retirement privileges and take care of their family, health, finance, and future. You might be curious about, “ Does Home Depot offer employee discounts on their merchandise?”. So, here’s a big No. Home Depot doesn’t offer discounts on their merchandise to their employees. Nevertheless, few specific sites provide all the stuff at reasonable prices. There’s much more to explore about Home Depot. Therefore, let’s jump in and scrutinize the Home Depot. How Much Home Depot Pays To Their Employees? The pay rates of home depot employees vary according to the post and the timings of work a worker does. Various employees have various incomes. Here are ...

A house loan is a bank-backed loan secured by the safety of an underlying asset. A home loan can be used to purchase an unfinished property, a resold property, or even build a house on an empty lot. The title of the property is returned once the borrower repays the amount. If the borrower fails to repay the loan, the bank can seize and sell the underlying property to recover the principal amount and any unpaid interest. If you are also planning to apply for a home loan but confused about What Is a Memorandum for Deposit of Title Deed (MODT) In a Home Loan? Then here is your answer, all home loan borrowers must sign a Memorandum for Deposit of Title Deed (MODT). It’s an agreement that you’ll deposit the title documents with a bank of your own free choice in exchange for a loan. If you fail to make timely payments, lenders can demand this agreement to collect debts. Some banks must register the undertaking, and the government imposes stamp duty on registration fees. Stamp duty fees ...

Selling your clothes online can be a great way to declutter your closet and earn some cash at the same time. The best websites treat sellers well, attract a lot of customer traffic and make selling easy. This article will share where you can look to sell your clothes online, the fees involved, common terms and conditions, and more.  Table of Contents Top Places to Sell Your Clothes Online 1. Zazzle 2. Tradesy 3. Swap.com 4. TheRealReal 5. Mercari 6. Depop 7. thredUP 8. eBay 9. Etsy 10. Poshmark The Bottom Line on Selling Clothes Online Top Places to Sell Your Clothes Online Selling your clothes online can be easy and lucrative if done right. Each site dedicated to selling clothes online has different features, benefits, and terms. You must learn the ins and outs of each site to decide which one will best help you send your gently used clothing to its new homes. We’ve listed our recommended sites in order of current Trustpilot rating, from highest to lowest....